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Prime Visa: $200 Amazon Gift Card Instantly Upon Approval Expired

+96 Deal Score
97,074 Views
Last Call: Chase is offering a $200 Amazon Gift Card instantly upon approval with the Prime Visa. No annual fee. Offer Ends: 12/4/2023.

Thanks Deal Editor Discombobulated for finding this deal.

Card Details:
  • Get a $200 Amazon Gift Card instantly upon approval
  • Earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
  • Earn 2% back at gas stations, restaurants and on local transit and commuting (including rideshare)
  • Earn 1% back on all other purchases
  • No annual credit card fee
  • No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
  • Member FDIC
Read our review on the Prime Visa

Slickdeals may be compensated by Chase

Original Post

Written by
Edited December 4, 2023 at 01:54 PM by
Chase is offering a $200 Amazon Gift Card instantly upon approval with the Prime Visa. No annual fee.

Card Details:
  • Get a $200 Amazon Gift Card instantly upon approval
  • Earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
  • Earn 2% back at gas stations, restaurants and on local transit and commuting (including rideshare)
  • Earn 1% back on all other purchases
  • No annual credit card fee
  • No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
  • Member FDIC
Read our review on the Prime Visa

Slickdeals may be compensated by Chase
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+96
97,074 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

219 Comments

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Featured Comments

The Chase Prime Visa is literally one of the most PREDATORY, borderline ILLEGAL cards in the entire credit card industry.

Charge $1000 on this card, pay off $900. You should only be charged interest on $100, but the interest is for the full $1000. Yeah, GTFO. Show me any other charge card that does this.

People make mistakes with auto-pay. Sometimes despite one's best efforts or a family medical emergency, you miss paying off the full balance one month. I get this card has no annual fee and Chase has to make their profits somehow, but this is legit the most predatory way to do it. Zero-forgiveness in this card, so if you do sign up, make sure you never under any circumstance miss the full payment, even by missing one cent or by one day.

I'd rather carry Chase Freedom Flex + Discover IT cards (both with no annual fee), take advantage of staggered 5% cashback on all Amazon purchases for two quarters of a calendar year (including this holiday quarter), and just not deal with the BS.

A lot of you out there are chasing a $200 gift card carrot, but the 100% accrued balance interest penalty stick may hit you back a lot harder in the long run...
Declined with an over 800 credit score.
If you visit the page for this, you can do a pre-qualify check before actually applying.

Also, right after you get approved, you can grab a referral link to have friends/family use and you can get another $50 per each approved referral. (Up to $500)

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Joined Jan 2015
L8: Grand Teacher
> bubble2 3,454 Posts
525 Reputation
kevinaaa
11-29-2023 at 05:14 PM.
11-29-2023 at 05:14 PM.
Quote from dealhustlr :
Declined with an over 800 credit score.

What happened?
Reply
Joined Nov 2020
L5: Journeyman
> bubble2 769 Posts
214 Reputation
Pro
BeigeIdea523
11-29-2023 at 05:15 PM.
11-29-2023 at 05:15 PM.
Quote from n19htmare :
You have $0 balance, or a new account You make $1000 worth of purchases. Your statement is issued with a statement balance of $1000 on November 1, 2023 with a due date of November 27, 2023.
You begin accruing interest from the date the statement was issued on a daily basis based on your DPR (APR/365). Everyday, that accrued interest charge is added to your balance, and next day your DPR is calculated on that new balance with added accrued interest charge from day prior and so on (compounding interest). This occurs daily until your due date.

If you make a payment on the due date, you have accrued 27 days of interest, if the statement balance is paid in full, the accrued interest does not carry over to your next statement, it's done and over with. If you do not pay the balance in full, Say you make a $900 payment, then you have not satisfied the terms and conditions of most all credit cards and the accrued interest charges from the 27 days will be added to your next statement.
Hold up, this is incorrect. You're not charged interest from the day the statement is issued. You're charged interest only if you don't pay in full by your due date. Interest starts on your due date, on the unpaid amount of the statement balance by that date. Not on the day the statement is issued.
Reply
Joined Sep 2003
L4: Apprentice
> bubble2 397 Posts
69 Reputation
tnynyn
11-29-2023 at 05:21 PM.
11-29-2023 at 05:21 PM.
Quote from lazeekat :
The Chase Prime Visa is literally one of the most PREDATORY, borderline ILLEGAL cards in the entire credit card industry.

Charge $1000 on this card, pay off $900. You should only be charged interest on $100, but the interest is for the full $1000. Yeah, GTFO. Show me any other charge card that does this.

People make mistakes with auto-pay. Sometimes despite one's best efforts or a family medical emergency, you miss paying off the full balance one month. I get this card has no annual fee and Chase has to make their profits somehow, but this is legit the most predatory way to do it. Zero-forgiveness in this card, so if you do sign up, make sure you never under any circumstance miss the full payment, even by missing one cent or by one day.

I'd rather carry Chase Freedom Flex + Discover IT cards (both with no annual fee), take advantage of staggered 5% cashback on all Amazon purchases for two quarters of a calendar year (including this holiday quarter), and just not deal with the BS.

A lot of you out there are chasing a $200 gift card carrot, but the 100% accrued balance interest penalty stick may hit you back a lot harder in the long run...
no they dont, I have this card and it literally says on the statement: interest charge is added to your daily balance until paid in full
Reply
Joined May 2022
L99: Jack of All Trades
> bubble2 1,028 Posts
133 Reputation
Venom213
11-29-2023 at 05:41 PM.
11-29-2023 at 05:41 PM.
Quote from the_ENEMY_ :
$60 offer only as well because of the grandfather. but i do spend a lot on amazon.

Open another Amazon account
Reply
Joined Mar 2004
L3: Novice
> bubble2 190 Posts
26 Reputation
Duckvader
11-29-2023 at 05:48 PM.
11-29-2023 at 05:48 PM.
Quote from dealhustlr :
Declined with an over 800 credit score.
Same. And I haven't had a Chase card in years.
Reply
Joined Sep 2012
L5: Journeyman
> bubble2 648 Posts
74 Reputation
the_ENEMY_
11-29-2023 at 06:07 PM.
11-29-2023 at 06:07 PM.
Quote from Venom213 :
Open another Amazon account
it wants me to add a mobile number. I only have 1
Reply
Joined Aug 2019
L3: Novice
> bubble2 220 Posts
30 Reputation
JulianS31
11-29-2023 at 06:10 PM.
11-29-2023 at 06:10 PM.
Quote from dealhustlr :
Declined with an over 800 credit score.

Don't feel bad. Years ago they just sent me a letter telling me they were closing my savings and checking account and refused to tell me why. Just out of nowhere. We had to scramble to get all our funds out of the bank and switch over to a new bank. Insanity at its finest.
Reply

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Joined Nov 2020
L5: Journeyman
> bubble2 769 Posts
214 Reputation
Pro
BeigeIdea523
11-29-2023 at 06:11 PM.
11-29-2023 at 06:11 PM.
Quote from the_ENEMY_ :
it wants me to add a mobile number. I only have 1
Get a Google Voice number
Reply
Joined Sep 2012
L5: Journeyman
> bubble2 648 Posts
74 Reputation
the_ENEMY_
11-29-2023 at 06:18 PM.
11-29-2023 at 06:18 PM.
Quote from BeigeIdea523 :
Get a Google Voice number
thanks, do i need to do the prime free trial next? edit: got the trial, still $60 offer
Reply
Last edited by the_ENEMY_ November 29, 2023 at 06:21 PM.
Joined May 2013
L1: Learner
> bubble2 12 Posts
10 Reputation
lisarzuniga
11-29-2023 at 06:19 PM.
11-29-2023 at 06:19 PM.
This card, they never sent my statement in the mail. I couldn't figure out how to log into my account for months. I finally had the thought to check my credit history and see this card on there, had an insane time trying to scout out any way to pay off my card. They didn't email me, either. I was furious when I found out I'd missed the payment deadline by a week. They did waive the fee after I threw a fit over the phone. I will never use this card again.
1
Reply
Joined Aug 2006
L9: Master
> bubble2 6,192 Posts
489 Reputation
n19htmare
11-29-2023 at 08:12 PM.
11-29-2023 at 08:12 PM.
Quote from BeigeIdea523 :
Hold up, this is incorrect. You're not charged interest from the day the statement is issued. You're charged interest only if you don't pay in full by your due date. Interest starts on your due date, on the unpaid amount of the statement balance by that date. Not on the day the statement is issued.
yah For any carried over balance, you begin accruing interest from statement date to due date from what it says on Chase.
Reply
Last edited by n19htmare November 29, 2023 at 08:34 PM.
Joined Dec 2016
L4: Apprentice
> bubble2 391 Posts
38 Reputation
Nahaha
11-29-2023 at 08:48 PM.
11-29-2023 at 08:48 PM.
Is this a business card? or amex have
Reply
Joined Feb 2007
Adopt a Shelter Pet :o)
> bubble2 5,517 Posts
1,142 Reputation
fuzzyfacedog
11-29-2023 at 09:13 PM.
11-29-2023 at 09:13 PM.
The 5% savings is great on every Amazon purchase. Why do you have a credit card if you can't pay it off each month? You'll never catch up at that rate.
Reply
Joined Aug 2008
L5: Journeyman
> bubble2 681 Posts
595 Reputation
xaZnxbOyx
11-29-2023 at 09:50 PM.
11-29-2023 at 09:50 PM.
Are we able to do this again after a certain amount of time?
Reply

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Joined Dec 2008
L7: Teacher
> bubble2 2,288 Posts
247 Reputation
revoc
11-30-2023 at 06:34 AM.
11-30-2023 at 06:34 AM.
It says my application is under review and they will send me something in writing within 30 days. Is there a reason why this happens? I have a high credit score. I actually kind of regret applying because of the potential ding to the credit score.
Reply
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