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The Chase Prime Visa is literally one of the most PREDATORY, borderline ILLEGAL cards in the entire credit card industry.
Charge $1000 on this card, pay off $900. You should only be charged interest on $100, but the interest is for the full $1000. Yeah, GTFO. Show me any other charge card that does this.
People make mistakes with auto-pay. Sometimes despite one's best efforts or a family medical emergency, you miss paying off the full balance one month. I get this card has no annual fee and Chase has to make their profits somehow, but this is legit the most predatory way to do it. Zero-forgiveness in this card, so if you do sign up, make sure you never under any circumstance miss the full payment, even by missing one cent or by one day.
I'd rather carry Chase Freedom Flex + Discover IT cards (both with no annual fee), take advantage of staggered 5% cashback on all Amazon purchases for two quarters of a calendar year (including this holiday quarter), and just not deal with the BS.
A lot of you out there are chasing a $200 gift card carrot, but the 100% accrued balance interest penalty stick may hit you back a lot harder in the long run...
Declined with an over 800 credit score.
If you visit the page for this, you can do a pre-qualify check before actually applying.
Also, right after you get approved, you can grab a referral link to have friends/family use and you can get another $50 per each approved referral. (Up to $500)
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Honestly I'd have to be a chump to ever not pay off a credit card in full every month in the first place.
Everyone on earth is just one bad second away from being a "chump". Things happen, that's life. Sounds like you've yet be there, you will be at some point. Life gets us all. Try to keep your karma in the green and be nice to people, that helps a ton.
Signed up Friday night and it said my application needs further review. 820+ credit score with $44,000 credit line combined on my other cards with a zero balance. First thing this morn8ng it was accepted and I received the $200 bonus
$200, lol. Do people actually waste their time on $200 bonuses? I don't settle for anything under $500 now. Been churning cards too long for peanuts. Best was an amex deal years ago. Profited $1500 and they refunded the $400 annual fee, lol. Winning!
It took 2 business days but they finally approved it. Will pay off same day as purchase like other cards.
Did your card show up in your Amazon account? That's what supposed to happen but mine didn't. Looks like I'll have to wait for the card to arrive and then add it.
At least the 200 gift card showed up right after approval
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Charge $1000 on this card, pay off $900. You should only be charged interest on $100, but the interest is for the full $1000. Yeah, GTFO. Show me any other charge card that does this.
People make mistakes with auto-pay. Sometimes despite one's best efforts or a family medical emergency, you miss paying off the full balance one month. I get this card has no annual fee and Chase has to make their profits somehow, but this is legit the most predatory way to do it. Zero-forgiveness in this card, so if you do sign up, make sure you never under any circumstance miss the full payment, even by missing one cent or by one day.
I'd rather carry Chase Freedom Flex + Discover IT cards (both with no annual fee), take advantage of staggered 5% cashback on all Amazon purchases for two quarters of a calendar year (including this holiday quarter), and just not deal with the BS.
A lot of you out there are chasing a $200 gift card carrot, but the 100% accrued balance interest penalty stick may hit you back a lot harder in the long run...
Also, right after you get approved, you can grab a referral link to have friends/family use and you can get another $50 per each approved referral. (Up to $500)
Sign up for a Slickdeals account to remove this ad.
I'm not exactly sure what they do now. You can contact Amazon or Chase chat support for a definitive answer.
Sign up for a Slickdeals account to remove this ad.
At least the 200 gift card showed up right after approval
Chase Credit card number, they will likely put you to verification