Versus the roughly 1.1 or 1.15 cents people get buying giftcards (and also potentially giving up the benefits like extended warranty that buying with NON gift cards provide on hardware items).
Perhaps you were speaking about CCs in general, but the Citi double cashback Mastercard that many of us have hasn't had the extended warranty benefit for a very long time. In fact, IIRC without doing any searching, I thought all Mastercards dropped extended warranty several years ago. That's why I use my VISAs whenever I buy electronics.
I was speaking about the cards that let you transfer points to a bunch of airline (I thought this was clear from the rest of the post- my apologies if it was not)
Quote
from Baguda
:
Per
but the Citi double cashback Mastercard that many of us have hasn't had the extended warranty benefit for a very long time. In fact, IIRC without doing any searching, I thought all Mastercards dropped extended warranty several years ago. That's why I use my VISAs whenever I buy electronics.
Nope.
Citis travel cards (Premier and Prestige) both still add 24 months of warranty-- which is better than any Visa I'm aware of.
Even better, unlike cards from many other places, Citi adds this coverage after any extended warranty you might have--- which is how folks were getting 7 years of total warranty coverage on TVs from Costco.com and things like that.... 2 years from Costco, 3 years from the extended warranty Costco often bundles, then 2 more years from Citi.
Citis travel cards (Premier and Prestige) both still add 24 months of warranty-- which is better than any Visa I'm aware of.
Even better, unlike cards from many other places, Citi adds this coverage after any extended warranty you might have--- which is how folks were getting 7 years of total warranty coverage on TVs from Costco.com and things like that.... 2 years from Costco, 3 years from the extended warranty Costco often bundles, then 2 more years from Citi.
Only Citis "free" cards dropped this benefit.
Thanks for the info. You convinced me; I'll sign up for CITI Premier. Can I put your name down for "did anyone help you?" section, so you'll get your commission
Do they offer singn-up bonuses certain time of the year?
ETA: 60K TY points seems to be their "standard" singn-up bonus. I guess I'll be waiting for the 80K TY points offer to show up again.
I was speaking about the cards that let you transfer points to a bunch of airline (I thought this was clear from the rest of the post- my apologies if it was not)
Nope.
Citis travel cards (Premier and Prestige) both still add 24 months of warranty-- which is better than any Visa I'm aware of.
Even better, unlike cards from many other places, Citi adds this coverage after any extended warranty you might have--- which is how folks were getting 7 years of total warranty coverage on TVs from Costco.com and things like that.... 2 years from Costco, 3 years from the extended warranty Costco often bundles, then 2 more years from Citi.
Only Citis "free" cards dropped this benefit.
I have one of the "free" Citi MCs (double cash, IIRC) which dropped the extended warranty. Thanks and repped for clarifying all of that.
Perhaps you were speaking about CCs in general, but the Citi double cashback Mastercard that many of us have hasn't had the extended warranty benefit for a very long time. In fact, IIRC without doing any searching, I thought all Mastercards dropped extended warranty several years ago. That's why I use my VISAs whenever I buy electronics.
I have an old Citi MasterCard that still has the 24 months extended warranty benefit. I've only filed a claim once, two years ago. I just checked my account online and the benefit is included. I'd also called Citi on Monday to confirm coverage, since I was buying a new car battery online. Tires are excluded for obvious reasons, but the rep told me the car battery will be covered. I looked over the language carefully just to make sure there are no gotchas.
Although I flip between several credit cards depending on the use case, this Citi MC remains firmly in the rotation because of Virtual Account Numbers. I don't accrue enough TY points to ever redeem for travel, but the occasional extra 15% value on gift cards is a plus.
NerdWallet reported that some Citi cards did lose some benefits two years ago, but it's not uniform so you have to check your card benefits to see what remains.
79 Comments
Your comment cannot be blank.
Featured Comments
Sign up for a Slickdeals account to remove this ad.
but the Citi double cashback Mastercard that many of us have hasn't had the extended warranty benefit for a very long time. In fact, IIRC without doing any searching, I thought all Mastercards dropped extended warranty several years ago. That's why I use my VISAs whenever I buy electronics.
Citis travel cards (Premier and Prestige) both still add 24 months of warranty-- which is better than any Visa I'm aware of.
Even better, unlike cards from many other places, Citi adds this coverage after any extended warranty you might have--- which is how folks were getting 7 years of total warranty coverage on TVs from Costco.com and things like that.... 2 years from Costco, 3 years from the extended warranty Costco often bundles, then 2 more years from Citi.
Only Citis "free" cards dropped this benefit.
Even better, unlike cards from many other places, Citi adds this coverage after any extended warranty you might have--- which is how folks were getting 7 years of total warranty coverage on TVs from Costco.com and things like that.... 2 years from Costco, 3 years from the extended warranty Costco often bundles, then 2 more years from Citi.
Only Citis "free" cards dropped this benefit.
Do they offer singn-up bonuses certain time of the year?
ETA: 60K TY points seems to be their "standard" singn-up bonus. I guess I'll be waiting for the 80K TY points offer to show up again.
Nope.
Citis travel cards (Premier and Prestige) both still add 24 months of warranty-- which is better than any Visa I'm aware of.
Even better, unlike cards from many other places, Citi adds this coverage after any extended warranty you might have--- which is how folks were getting 7 years of total warranty coverage on TVs from Costco.com and things like that.... 2 years from Costco, 3 years from the extended warranty Costco often bundles, then 2 more years from Citi.
Only Citis "free" cards dropped this benefit.
https://slickdeals.net/f/17115106-citi-cardholders-w-thankyou-points-apple-egift-cards-20-off?v=1
Although I flip between several credit cards depending on the use case, this Citi MC remains firmly in the rotation because of Virtual Account Numbers. I don't accrue enough TY points to ever redeem for travel, but the occasional extra 15% value on gift cards is a plus.
NerdWallet reported that some Citi cards did lose some benefits two years ago, but it's not uniform so you have to check your card benefits to see what remains.
https://www.nerdwallet.