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U.S. Bank Smartly® Checking and Standard Savings: Earn up to $800 When You Open New Accounts and Complete Qualifying Activities

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Earn up to $800 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through December 29, 2023. Member FDIC.

Earn up to $500 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500

Earn up to $200 with a new Standard Savings account.
  • Make new money deposit(s) totaling $25,000 by January 31, 2024
  • Maintain that balance until July 31, 2024

Earn an additional $100 by fulfilling both the Bank Smartly Checking and Standard Savings requirements!

U.S. Bank Smartly Checking may not be available if you live outside of the U.S. Bank footprint.

Slickdeals may be compensated by U.S. Bank
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Created 12-01-2023 at 10:38 AM by EfficientGame645
in Finance Get U.S. Bank - Bank Advertiser coupons
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jan 2010
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paintballer301
12-01-2023 at 05:11 PM.
12-01-2023 at 05:11 PM.
Anyone know what triggers a DD that isn't an employer? (Paypal transfer, Fidelity transfer, etc.)
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Joined Oct 2010
L5: Journeyman
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william_asengx
12-01-2023 at 05:11 PM.

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12-01-2023 at 05:11 PM.
Avoid this bank at all costs. They kept my money stating it was a fraud just because I didn't put my middle name. I had to get OCFT and CFPB involved to get my money. Ridiculous.
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Joined Jun 2017
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MKB3921
12-01-2023 at 08:25 PM.

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12-01-2023 at 08:25 PM.
Avoid US Bank at all cost!!! They flagged my business account as fraud when I funded the new account with money from my OWN bank account. The bank froze my money for a few months and was unwilling to honor the bonus. It took me multiple trips to the branch and calling their HQ to settle this in order to get my money back.
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Joined Feb 2014
L2: Beginner
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SamR9170
12-01-2023 at 10:37 PM.

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12-01-2023 at 10:37 PM.
US bank is a fraud. They do not honor any promotions. I never got any of their promotions and they give you a runaround. And their service is horrible. avoid them.
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Joined Dec 2010
L1: Learner
> bubble2 10 Posts
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madcowtt
12-01-2023 at 11:18 PM.
12-01-2023 at 11:18 PM.
Awful bank. Tied up my money for a while and never followed-up. I had to hound them, gave me the runaround, and finally they said I am a fraud risk and to never even try to bank with them again. Months later, got my money back with zero interest earned. Could have been worse
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Joined Nov 2011
L10: Grand Master
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iBoo
12-02-2023 at 02:22 AM.
12-02-2023 at 02:22 AM.
The 25k savings offer isn't worth it.
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Joined Sep 2017
L5: Journeyman
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pranrasvij
12-02-2023 at 03:31 AM.
12-02-2023 at 03:31 AM.
they opened a line of credit without asking or informing me...idiots. this was few years ago.
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Joined Nov 2018
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FeistyDolphin1928
12-02-2023 at 04:31 AM.
12-02-2023 at 04:31 AM.
Quote from pranrasvij :
they opened a line of credit without asking or informing me...idiots. this was few years ago.
You could file a lawsuit for identity theft
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Joined Sep 2017
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pranrasvij
12-02-2023 at 10:43 AM.
12-02-2023 at 10:43 AM.
Quote from FeistyDolphin1928 :
You could file a lawsuit for identity theft
I let it go as no harm was done. they just want to earn bonus in branch by opening more stuff or accounts. I closed it recently.
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Joined Jul 2018
L2: Beginner
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JeffroS
12-02-2023 at 01:09 PM.
12-02-2023 at 01:09 PM.
Can you fund the initial opening with a credit card? And if so anyone know the maximum?
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Joined Mar 2017
L10: Grand Master
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hpham_53
12-03-2023 at 05:19 AM.
12-03-2023 at 05:19 AM.
Quote from iBoo :
The 25k savings offer isn't worth it.
Yeah, the Savings offer is terrible. The interest rate on their Savings account is almost nil, and the $200 bonus on keeping $25K for at least 6 months is less than 1%, net APY is less than 2%. Yuck. Put that $25K into an Ally no-penalty CD at 4.55% for 6 months and it'll earn $568.
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Last edited by hpham_53 December 3, 2023 at 07:03 AM.
Joined Oct 2015
L3: Novice
> bubble2 170 Posts
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muyanglee
12-03-2023 at 02:53 PM.
12-03-2023 at 02:53 PM.
I got a targeted invitation for the 500 checking bonus a month ago, applied 3 times before expiration and got denied all times. My credit is 800 and got instant approval for anything else.
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Joined Nov 2023
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Learnsocial
12-03-2023 at 04:32 PM.
12-03-2023 at 04:32 PM.
US bank account opening promotion offers are scam . When it's time to give the promotion amount they will come up with excuse like they don't see promotion code was applied . Worst bank when it comes to keep their promises… avoid it slickdealers
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Joined Dec 2006
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asinclado
12-03-2023 at 04:51 PM.
12-03-2023 at 04:51 PM.
I got the last (i think it was $750) offer which required 15K deposited. at the beginning they would not approve me for a checking account. I was told by csr the reason for that was they dont have banks in my state. I went around it by getting a credit card first. After doing that, my bank account was approved instantly. Also, my bonus was credited on time and with no issues.
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