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forum thread Posted by es1017 • Jan 2, 2024
forum thread Posted by es1017 • Jan 2, 2024

Check your email - Up to $2,400 back in statement credits in 2024 with Shop Your Way Citi credit card YMMV

shopyourway.com
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If you have the Shop Your Way credit card, you probably already know about the great statement credits offered throughout the year. Check your email because I just received the following offer:

Earn up to $2,400.00 back in statement credits this year with this offer!
Activate this limited-time offer by 2/15/2024!
Use your card each month for the rest of the year on eligible gas station, grocery store, and restaurant purchases.

Each month you can earn a:
$100 Statement Credit when you spend $1,000 - $1,999.99 each month*
OR
$200.00 Statement Credit when you spend $2,000 or more each month*

*Activation required. Rewards are based on eligible gas station, grocery store, and restaurant purchases each month until 12/31/2024.

There is not a credit card that that can even come close to a 10% return (excluding new CC signup bonuses), not to mention that you get 5% extra rewards in points on gas purchases (up to $10K). If you have a family, it is not very difficult to reach the first threshold of $1000 per month. For some reason, this card is rarely mentioned as a top card on websites, yet I've consistently earned $2000+ in statement credits each year for 5+ years.

https://www.shopyourway.com/credithub/overview
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Deal Details
Community Notes
About the Poster
If you have the Shop Your Way credit card, you probably already know about the great statement credits offered throughout the year. Check your email because I just received the following offer:

Earn up to $2,400.00 back in statement credits this year with this offer!
Activate this limited-time offer by 2/15/2024!
Use your card each month for the rest of the year on eligible gas station, grocery store, and restaurant purchases.

Each month you can earn a:
$100 Statement Credit when you spend $1,000 - $1,999.99 each month*
OR
$200.00 Statement Credit when you spend $2,000 or more each month*

*Activation required. Rewards are based on eligible gas station, grocery store, and restaurant purchases each month until 12/31/2024.

There is not a credit card that that can even come close to a 10% return (excluding new CC signup bonuses), not to mention that you get 5% extra rewards in points on gas purchases (up to $10K). If you have a family, it is not very difficult to reach the first threshold of $1000 per month. For some reason, this card is rarely mentioned as a top card on websites, yet I've consistently earned $2000+ in statement credits each year for 5+ years.

https://www.shopyourway.com/credithub/overview

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22 Comments

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Jan 2, 2024
317 Posts
Joined Aug 2009
Jan 2, 2024
rajdori
Jan 2, 2024
317 Posts
If I apply and get this cc now, will I be eligible for this offer?
Pro
Jan 2, 2024
7,101 Posts
Joined Aug 2007
Jan 2, 2024
lotsalotsadeals
Pro
Jan 2, 2024
7,101 Posts
How stoopid!
Jan 2, 2024
5,544 Posts
Joined Aug 2016
Jan 2, 2024
duckeggs
Jan 2, 2024
5,544 Posts
Ppl spend this much …?
Original Poster
Jan 2, 2024
45 Posts
Joined May 2016
Jan 2, 2024
es1017
Original Poster
Jan 2, 2024
45 Posts
Quote from duckeggs :
Ppl spend this much …?
Gas and groceries for a family of 4? Easily.
Original Poster
Jan 2, 2024
45 Posts
Joined May 2016
Jan 2, 2024
es1017
Original Poster
Jan 2, 2024
45 Posts
Quote from rajdori :
If I apply and get this cc now, will I be eligible for this offer?
No. But you would be eligible for the signup bonus, which is pretty good:

Get up to $225 in Statement Credits†
Earn $75 in statement credits for every $500 spent, up to $225, on eligible purchases† in the first 90 days after you are approved for a new Shop Your Way Mastercard®‡.
Valid for new accounts opened 8/1/2023 – 2/29/2024
Original Poster
Jan 2, 2024
45 Posts
Joined May 2016
Jan 2, 2024
es1017
Original Poster
Jan 2, 2024
45 Posts
Quote from lotsalotsadeals :
How stoopid!
Saving 10% every month on gas and groceries while earning 3-5% in rewards is stupid?
Jan 3, 2024
951 Posts
Joined Apr 2017
Jan 3, 2024
iSDeals
Jan 3, 2024
951 Posts
Couldn't find what are their 'eligible partner grocery, gas stores'
1

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Jan 3, 2024
621 Posts
Joined Nov 2017
Jan 3, 2024
augielicious
Jan 3, 2024
621 Posts
Damn that's good 10% on $2000 every month
Last edited by augielicious January 2, 2024 at 07:21 PM.
Original Poster
Jan 3, 2024
45 Posts
Joined May 2016
Jan 3, 2024
es1017
Original Poster
Jan 3, 2024
45 Posts
Quote from iSDeals :
Couldn't find what are their 'eligible partner grocery, gas stores'
Yeah, the terms seem vague and their website is clunky, but they do honor this offer. I live in the Northeast, so Stop & Shop, Market 32, Shoprite (among others) are groceries that are eligible and Cumberland Farms, Citgo, Shell, Mobil, are all eligible gas stations. Super Walmart and wholesale clubs gas and groceries will not count.

Also, some gas stations sell gift cards for Gift of College 529 plans which make it even easier to reach the necessary thresholds.

https://www.giftofcollege.com/Buy-In-Store/

This saves me 10% on my kid's tuition!
Jan 3, 2024
5,544 Posts
Joined Aug 2016
Jan 3, 2024
duckeggs
Jan 3, 2024
5,544 Posts
Quote from es1017 :
Yeah, the terms seem vague and their website is clunky, but they do honor this offer. I live in the Northeast, so Stop & Shop, Market 32, Shoprite (among others) are groceries that are eligible and Cumberland Farms, Citgo, Shell, Mobil, are all eligible gas stations. Super Walmart and wholesale clubs gas and groceries will not count.

Also, some gas stations sell gift cards for Gift of College 529 plans which make it even easier to reach the necessary thresholds.

https://www.giftofcollege.com/Buy-In-Store/

This saves me 10% on my kid's tuition!
wait so essentially this offer is like 5%-10% depending on how much one spends?
Original Poster
Jan 3, 2024
45 Posts
Joined May 2016
Jan 3, 2024
es1017
Original Poster
Jan 3, 2024
45 Posts
Quote from duckeggs :
wait so essentially this offer is like 5%-10% depending on how much one spends?
It's a targeted offer, but yes, when I spend $1000 dollars on groceries, gas, & restaurants, I will get a $100 statement credit. I will only spend more on the card if I know I can get to $2000; then I will get $200. I imagine that they are hoping I spend $1999, b/c then I will only get $100. If one is disciplined and keeps track of their spending (I thought that's what everyone here does), it should amount to 10% immediately credited to my account. As I said before, this doesn't even account for the additional 3-5% in points that can be redeemed for Amazon or other gift cards. There is no existing card out there that can approach cash back at this level, and I have many rewards cards.
Pro
Jan 3, 2024
7,101 Posts
Joined Aug 2007
Jan 3, 2024
lotsalotsadeals
Pro
Jan 3, 2024
7,101 Posts
Quote from es1017 :
Yeah, the terms seem vague and their website is clunky, but they do honor this offer. I live in the Northeast, so Stop & Shop, Market 32, Shoprite (among others) are groceries that are eligible and Cumberland Farms, Citgo, Shell, Mobil, are all eligible gas stations. Super Walmart and wholesale clubs gas and groceries will not count.

Also, some gas stations sell gift cards for Gift of College 529 plans which make it even easier to reach the necessary thresholds.

https://www.giftofcollege.com/Buy-In-Store/

This saves me 10% on my kid's tuition!
First: it's Targeted.

Second: ALL Overpriced gas by about 10% over BJ's/Costco/Sams
Expert
This user is an Expert in Tech & Electronics
Jan 3, 2024
18,106 Posts
Joined Sep 2011
Jan 3, 2024
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Jan 3, 2024
18,106 Posts
Quote from es1017 :
Saving 10% every month on gas and groceries while earning 3-5% in rewards is stupid?
Rather buy gas at costco/sams club and save more than 10% vs gas stations that would qualify for 10%
Original Poster
Jan 3, 2024
45 Posts
Joined May 2016
Jan 3, 2024
es1017
Original Poster
Jan 3, 2024
45 Posts
Quote from lotsalotsadeals :
First: it's Targeted.

Second: ALL Overpriced gas by about 10% over BJ's/Costco/Sams
Well, like it says in the title, YMMV. Those were just example gas stations I used to answer another question. I can get gas from stations in my travels that are equal to or .01 -.02 per gallon off from Costco gas and I don't have to pay a membership fee to get it. I suppose you'll next tell me about the 10%+ savings on the quality food you get from Costco, lol. Move along, troll.

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Original Poster
Jan 3, 2024
45 Posts
Joined May 2016
Jan 3, 2024
es1017
Original Poster
Jan 3, 2024
45 Posts
Quote from bluekiwi :
Rather buy gas at costco/sams club and save more than 10% vs gas stations that would qualify for 10%
So gas at your Costco is more than 30 cents / gallon cheaper?

Every gas station except for those at wholesale clubs and Walmart qualify.

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