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High Yield CD - Marcus by Goldman Sachs 5.5% APY 12 month CD
High Yield Certificate of Deposit at 5.5% APY
This is one of the best rates around. There is an early withdrawal penalty but if you're planning on keeping your money in the CD, this is one of the best rates.
$500 minimum balance
Manage your account online
10 Day CD rate Guarantee
https://www.marcus.com/us/en/savi...-yield-cds
This is one of the best rates around. There is an early withdrawal penalty but if you're planning on keeping your money in the CD, this is one of the best rates.
$500 minimum balance
Manage your account online
10 Day CD rate Guarantee
https://www.marcus.com/us/en/savi...-yield-cds
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Yeah, 180 days of interest, so money is pretty much locked in for me as well. Not complaining at 5.5% interrst though.
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Open to everyone or subject to membership qualifications?
Our community has rated this post as helpful. If you agree, why not thank Daddio1949
If you are considering CD, remember they usually have a penalty for early withdrawal. I consider not as liquid as a savings account. So, if you might need the money before maturity, a savings account may be better. Finally, the interest from a CD or a savings account are taxable by state & local governments. If your state does not have an income tax, then this is not a consideration.
Alternatively, many people in the past have suggested money market funds or t-bills. The Vanguard Treasury Money Market Fund has a 5.29% yield, and most of the dividend/interest is exempt by states. T-bills offer approximately 5.4% return and are full exempt by state governments. Note, these investments are not FDIC insured but are backed by the US Gov't. CDs & savings accounts are insured.
Our community has rated this post as helpful. If you agree, why not thank nopatience