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NEWEGG - 12% off (up to $100) on selected items by using Zip for payment w/ code ZIPFEST24

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Joined Jul 2020
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RelaxedDolphin6449
03-28-2024 at 09:10 AM.
03-28-2024 at 09:10 AM.
Not a bad deal. Will probably get a GPU with the discount
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Joined Feb 2023
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FaithfulFaucet8436
03-28-2024 at 11:27 AM.
03-28-2024 at 11:27 AM.
Anyone have experience with Zip? I've read that there may be an establishment fee of up to $99.
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Joined May 2017
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> bubble2 172 Posts
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Jacobnyus
03-28-2024 at 12:30 PM.
03-28-2024 at 12:30 PM.
Quote from FaithfulFaucet8436 :
Anyone have experience with Zip? I've read that there may be an establishment fee of up to $99.
you pay $6 fee if your payments are made in time. You can pay all at once
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Joined Dec 2013
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> bubble2 279 Posts
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lewisndv
03-29-2024 at 07:36 AM.
03-29-2024 at 07:36 AM.
Quote from Jacobnyus :
you pay $6 fee if your payments are made in time. You can pay all at once

Made in time or not in time?
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Joined Aug 2023
L4: Apprentice
> bubble2 415 Posts
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t3t4
03-29-2024 at 08:03 AM.
03-29-2024 at 08:03 AM.
Hmmm, is Zip getting desperate for users? I've certainly never used them, why split a payment for no reason? 12% off may finally be enough of a reason for some.
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Joined Mar 2011
L3: Novice
> bubble2 215 Posts
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Lordgenome
03-29-2024 at 08:05 AM.
03-29-2024 at 08:05 AM.
Snagged a 7950x3d open box for $533 after tax, definitely slick imo
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Joined May 2017
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> bubble2 172 Posts
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Jacobnyus
03-29-2024 at 08:28 AM.
03-29-2024 at 08:28 AM.
Quote from lewisndv :
Made in time or not in time?
in time. You get charged extra for not paying in time
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Joined May 2017
L3: Novice
> bubble2 172 Posts
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Jacobnyus
03-29-2024 at 08:33 AM.
03-29-2024 at 08:33 AM.
Quote :
Hmmm, is Zip getting desperate for users? I've certainly never used them, why split a payment for no reason? 12% off may finally be enough of a reason for some.
I don't see any desperation here. Based on the zip deal history it looks like they offer discount once per quarter. Pretty sure they split the payment hoping that someone won't pay in time. This is how most credits work
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Joined Jan 2005
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> bubble2 1,019 Posts
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smoker68x
03-29-2024 at 10:46 AM.
03-29-2024 at 10:46 AM.
Quote from t3t4 :
Hmmm, is Zip getting desperate for users? I've certainly never used them, why split a payment for no reason? 12% off may finally be enough of a reason for some.

It's a numbers game. Just like Rooms To Go offering 60 months no interest. There's enough people that will be late one time and get hit with all the interest that it makes up for the ones that get through without missing a payment.
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Joined Nov 2017
L2: Beginner
> bubble2 35 Posts
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maxonlin
03-29-2024 at 11:35 AM.
03-29-2024 at 11:35 AM.
Quote from Jacobnyus :
I don't see any desperation here. Based on the zip deal history it looks like they offer discount once per quarter. Pretty sure they split the payment hoping that someone won't pay in time. This is how most credits work
They charge a finance fee. Will that still apply even if one pays off early?
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Joined Feb 2007
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> bubble2 12,278 Posts
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sarcasmogratis
03-29-2024 at 11:45 AM.
03-29-2024 at 11:45 AM.
Does this count as a line of credit? Hard/soft pull?
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Joined Nov 2021
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> bubble2 71 Posts
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AquaMarmot770
03-29-2024 at 12:07 PM.
03-29-2024 at 12:07 PM.
Quote from sarcasmogratis :
Does this count as a line of credit? Hard/soft pull?
Soft pull
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Joined Nov 2021
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> bubble2 71 Posts
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AquaMarmot770
03-29-2024 at 12:08 PM.
03-29-2024 at 12:08 PM.
Quote from maxonlin :
They charge a finance fee. Will that still apply even if one pays off early?
Finance charge is a one time fee of $6 and applies even if you pay off early.
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Joined May 2017
L3: Novice
> bubble2 172 Posts
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Original Poster
Jacobnyus
03-29-2024 at 03:13 PM.
03-29-2024 at 03:13 PM.
Quote from maxonlin :
They charge a finance fee. Will that still apply even if one pays off early?
yes, they will charge you $6 even if paid off early
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