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Capital One 360 Performance Savings Account: Earn Up to $1500 Bonus Funds w/ 4.10% APY

Deposit $20K-100K+
(New Capital 360 Accounts)
+121 Deal Score
275,148 Views
Capital One offers New Accounts: Capital One 360 Performance Savings Account: Earn Up to $1,500 Bonus Funds w/ 4.35% -> 4.25% -> now 4.10% APY w/ deposits ranging from $20,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account, fund the account and apply promo code BONUS1500 to receive this promotional bonus offer (detailed instructions below).
  • Note: Offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2022, you will be ineligible for this bonus offer.
Thanks to community member IGGUS for finding this deal.

Deal Instructions
  1. Open a new Capital One 360 Performance Savings Account w/ promo code BONUS1500
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.10% (APY) Annual Percentage Yield
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT
Note: Click here for more information on Best High-Yield Savings Accounts of October 2024.

Original Post

Written by
Edited October 21, 2024 at 04:22 PM by
Looks a lot like the Fall23 signup bonus, now accessible with full details in below link. 0.05% APY better than prior offers too.

Deal Instructions:
  1. Open a new Capital One 360 Performance Savings Account [capitalone.com] w/ promo code BONUS1500
  2. Deposit $20,000+ of external funds within the 15-day Initial Funding Period after opening your account
    • Bonus Funds
      • Deposit $20,000+ & Earn $300 Bonus Funds
      • Deposit $50,000+ & Earn $750 Bonus Funds
      • Deposit $100,000+ & Earn $1,500 Bonus Funds
    • This exclusive offer will grant you the bonus and a high yield savings rate of 4.35% (APY) Annual Percentage Yield - Now 4.25% 4.10%
  3. Hold the deposit(s) in your account for 90-days after the 15-day Initial Funding Period ends
  4. Earn the bonus funds in your new account within 60-days after holding
    • Note, bonuses are considered interest and will be reported on IRS form 1099-INT

BONUS1500 Promo code during account creation to be eligible. I've personally just gone through this today, and the promo was auto-applied, showing in top banner of each page as I went through the signup. They almost caught me to create a new Savings account too with a single click, but skipped that one. On the following screen it showed me my new account and routing numbers, along with the promo details, the code and terms listed yet again.
No published expiry date at this time.

Qualifying deposit will be judged by the balance in your account from days 15-105 of account opening. For example, if you had funded the account with $50 on day 2, but then transferred $99,950 on day 14, you're eligible for $1500 bonus back in your account by day 165 of account opening. Alternatively, if you added $20,001 on day 2 and left it there until withdrawing $2 on day 104, you will receive a $0 bonus.
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Created 04-03-2024 at 07:00 AM by IGGUS
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Deal
Score
+121
275,148 Views
Deposit $20K-100K+
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

401 Comments

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Featured Comments

Surprised that nobody in this thread even understands what's going on. For $20,000, 4.35% APY over 3 months is $217.50, however you're also getting a $300 bonus, so you're getting $517.50 for 3 months. That equates to10.35% APY.

This is the same for the other deposit amounts.
Doesn't look like it if you currently have one.
They clearly address that at the beginning of the footnotes at bottom of main deal page, listing multiple account types open with them "on or after January 1, 2022" as making you ineligible for this offer. I'd encourage all to RTFM for straightforward questions like these.
There are quite a few other High Yield Savings Accounts that don't have such restrictions and have higher rates of return. Here's a list I compiled this morning:

APY
Amex: 4.35
Sofi: 4.6, $300 bonus direct deposit
Synchrony: 4.75
Wealthfront: 5.00 (get .5 bonus for 3 months if you refer a friend)
Citbank: 5.05 (5k minimum deposit)
Texas capital: 5.1
Everbank: 5.15
Ufb direct: 5.25
Western alliance: 5.36

For 100k you would earn $5,360 per year at Western versus $4,350 + 1500 = $5,850 with the Capital One deal. If you have less than 100k to invest the other options are better.

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Joined Dec 2005
L10 Grand Master
> bubble2 531 Posts
589 Reputation
darkbsx
10-05-2024 at 02:25 AM.
10-05-2024 at 02:25 AM.
Quote from DayaO :
Did you find a way to transfer? I m trying to transfer 50k from Wells Fargo ..wondering if I could meet that 15 days

Wells Fargo has a daily limit of $25k (2 day transfer) and monthly limit of $50k (2 day transfer)
Reply
Joined May 2013
L6: Expert
> bubble2 1,250 Posts
493 Reputation
2Eight0
10-08-2024 at 04:22 PM.
10-08-2024 at 04:22 PM.
Quote from Mishya :
I'm just curious. How do people transfer $100k to a Capital One performance savings account?
If you use ACH, what is the daily limit?

I transfered 100k from fidelity once my Treasury Bill ended. Single transaction
Reply
Joined May 2013
L6: Expert
> bubble2 1,250 Posts
493 Reputation
2Eight0
10-13-2024 at 07:39 PM.
10-13-2024 at 07:39 PM.
Day 108 still waiting for my Bonus
Reply
Joined Dec 2004
L6: Expert
> bubble2 1,018 Posts
440 Reputation
lebulldog
10-15-2024 at 02:37 PM.
10-15-2024 at 02:37 PM.
Deposited Jul 3; Received Bonus today Oct 15. 105 days. Received no notice from Capital One the entire time.
Reply
Joined Jan 2008
L3: Novice
> bubble2 159 Posts
31 Reputation
ZENOMORPH
10-16-2024 at 01:14 PM.
10-16-2024 at 01:14 PM.
Quote from lebulldog :
Deposited Jul 3; Received Bonus today Oct 15. 105 days. Received no notice from Capital One the entire time.

Same here, deposited around July..I just checked.
Reply
Joined Aug 2013
L4: Apprentice
> bubble2 486 Posts
115 Reputation
CrispyDang
10-21-2024 at 02:45 PM.
10-21-2024 at 02:45 PM.
APY is down to 4.10% for this account

Still a great deal for 3 months, thank you.
Reply
Joined Feb 2011
L4: Apprentice
> bubble2 491 Posts
229 Reputation
neongold
10-22-2024 at 08:05 AM.
10-22-2024 at 08:05 AM.
Deposited July 4th and received $1500 today! Collected around $1000 of interest during that time.
Reply

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Joined Nov 2013
New User
> bubble2 12 Posts
10 Reputation
mysteryihs
10-25-2024 at 12:14 AM.
10-25-2024 at 12:14 AM.
Quote from CrispyDang :
APY is down to 4.10% for this account

Still a great deal for 3 months, thank you.
Looks like it's down to 4% now
Reply
Joined Apr 2014
L6: Expert
> bubble2 1,537 Posts
212 Reputation
DayaO
11-05-2024 at 09:02 AM.
11-05-2024 at 09:02 AM.
So how long it's taking to get the bonus? 90+ days??
Reply
Joined Dec 2009
L9: Master
> bubble2 4,917 Posts
506 Reputation
rdcrds
11-12-2024 at 05:25 PM.
11-12-2024 at 05:25 PM.
Capital one security is weak at best at 4%
Reply
Joined Dec 2009
L9: Master
> bubble2 4,917 Posts
506 Reputation
rdcrds
11-13-2024 at 09:43 AM.
11-13-2024 at 09:43 AM.
Son moved out 50K and never got a notice in a email. The least secure bank i have seen
Reply
Joined Dec 2016
L5: Journeyman
> bubble2 578 Posts
54 Reputation
samsungs70
01-22-2025 at 11:56 AM.
Reply
Joined Jan 2015
SD User
> bubble2 2,608 Posts
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fivenue
01-22-2025 at 02:15 PM.
01-22-2025 at 02:15 PM.
cap 1 sucks so bad
Reply
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