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Edited April 9, 2024
at 12:28 PM
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https://www.navyfederal.org/loans...ature.html
First off, not everyone can be a navy federal member. You have to serve in the military, be a dod contractor, or be related to a navy federal member. This card also has a $49 annual fee.
This isn't a new deal as far as I can tell but I've been shopping around for a "generic" cash back card for general purchases. All the deal sites that list the top cards didn't note this one, I'm guessing due to the fact that navy fed isn't open to everyone.
However it seems pretty competitive. 3% back on travel. 2% back on everything else. It also covers one year Amazon prime, cost of Global Entry (which also works for TSA pre), and $350 worth of points if you spend $3500 in 90d, plus visa signature benefits.
I know other cards have higher returns for specific type purchases, and one has 3% back for the first year, then 2%, and the wells fargo card is 2% with no annual fee, but if you want/use prime and/or global entry, seems like a good deal. It's potential stacked is $350 if you spend $3500 in 90d, $100 global entry, $150 Amazon prime = $600 in benefits that theoretically can be used in the first 90d.
Fine print here
https://www.navyfederal.org/conte.../823cc.pdf
If anyone knows of a better "all purpose" card please chime in.
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The current version gives Amazon Prime free one time in the cards life. The survey asked if we would pay more to have it every year plus the following tweaks.
4x points for travel (currently 3X).
3x for restaurants (new)
2x on everything else
Global\TSA stays.
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1) VISA signature cashback card with $350 bonus (have to spend $3.500 in first 90 days), 1.5% cashback, no annual fee, no foreign transaction fees, and $98 statement credit for Walmart+ membership costing at least $49
2) AMEX points card with 40,000 point bonus (have to spend $4k in first 90 days) 3x points, no annual fee, no foreign transaction charges and $98 statement credit for new Walmart+ membership costing at least $49.
May not be a good fit for everyone... but alternate options to the annual fee-based card.
penfed has 2% CB no AF. Pathfinder rewards has better SUB and AF waived with basic requirements
I have an auto loan with navy fed and like their app and service but their CCs are weaker than my current cards.
penfed has 2% CB no AF. Pathfinder rewards has better SUB and AF waived with basic requirements
I have an auto loan with navy fed and like their app and service but their CCs are weaker than my current cards.
*Edit* I should have noted, if you product change from another navy fed card to this one you will not get the $350 bonus. But you will be eligible for prime and global entry.
penfed has 2% CB no AF. Pathfinder rewards has better SUB and AF waived with basic requirements
I have an auto loan with navy fed and like their app and service but their CCs are weaker than my current cards.
$49 CC fee gets you Amazon Prime ($130) and TSA Precheck ($100). I used both so I saved $180. Amazon Prime is yearly as well. No brainer.