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Open. Deposit. Earn $300. | Citi.com

+33 Deal Score
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Just found out about this and wanted to share with everyone.

https://banking.citi.com/cbol/OM/...efault.htm
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Created 04-11-2024 at 03:24 AM by JoeBuck85
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Joined Feb 2016
L4: Apprentice
> bubble2 338 Posts
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Pro
GetToDaChoppa
04-12-2024 at 03:21 PM.
04-12-2024 at 03:21 PM.
Quote from Rand4 :
Maybe he's adding state and local?

No state and local in the US has such a high tax rate. Total trolling.
2
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Joined Apr 2013
L4: Apprentice
> bubble2 449 Posts
64 Reputation
bxd20
04-12-2024 at 03:48 PM.
04-12-2024 at 03:48 PM.
Be careful when the time comes to close your account.

I had a Citi Priority Savings and Checking for a few years. My rates trickled down and were no longer competitive.

I called to close the account and waited for my cashiers check. I called back a week later, was told it's on its way. Another week - same story. Another week - same story. Yet all that time, online, the account was clearly showing as closed on the day I initially closed the account. I started calling every 2-3 days. My check came 37 days after closing. The kicker was that they blamed it on the mail being slow, but the check was printed 31 days after closing!

They took their sweet time from closing to printing the check - and during that time I earned zero interest. I protested numerous times, including a BBB case, and got denied that extra month of interest.
1
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Joined Jul 2014
L3: Novice
> bubble2 194 Posts
227 Reputation
dnw361988
04-12-2024 at 05:25 PM.
04-12-2024 at 05:25 PM.
Quote from Rand4 :
I would like to say all these banking companies must think everyone is stupid.

GOING TO DEPOSIT 30k OR MORE BLAH BLAH BLAH.

no interest on it.. why would I go drop 50k?

The only thing this is good for is to pocket $300 no pretending otherwise citi...

You'd be surprised how dumb people are with their money. Relative of mine just said they've left 20k in a nearly no interest checking account for the last 5 years. I could have even with minimal risk doubled that in that 5 years... Sadly it's not mine to play with... Oh well
3
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Joined Jun 2010
L7: Teacher
> bubble2 2,206 Posts
463 Reputation
EdMcK515
04-12-2024 at 05:42 PM.
04-12-2024 at 05:42 PM.
Quote from Rand4 :
I would like to say all these banking companies must think everyone is stupid.

GOING TO DEPOSIT 30k OR MORE BLAH BLAH BLAH.

no interest on it.. why would I go drop 50k?

The only thing this is good for is to pocket $300 no pretending otherwise citi...

They don't care. Next earnings they can talk about all the new accounts they opened, and even better they haven't paid out the bonuses yet.
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Joined Jan 2017
L2: Beginner
> bubble2 96 Posts
26 Reputation
chowar01
04-12-2024 at 08:04 PM.
04-12-2024 at 08:04 PM.
Quote from dnw361988 :
You'd be surprised how dumb people are with their money. Relative of mine just said they've left 20k in a nearly no interest checking account for the last 5 years. I could have even with minimal risk doubled that in that 5 years... Sadly it's not mine to play with... Oh well

Please tell me about this minimal risk way of doubling money faster than the stock indexes!
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Joined Sep 2003
Worlds Most Modest Man
> bubble2 19,032 Posts
3,113 Reputation
beowulf7
04-12-2024 at 09:06 PM.
04-12-2024 at 09:06 PM.
Subscribing ...
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Joined Nov 2014
L4: Apprentice
> bubble2 372 Posts
110 Reputation
oniserva
04-12-2024 at 09:28 PM.
04-12-2024 at 09:28 PM.
Quote from dnw361988 :
You'd be surprised how dumb people are with their money. Relative of mine just said they've left 20k in a nearly no interest checking account for the last 5 years. I could have even with minimal risk doubled that in that 5 years... Sadly it's not mine to play with... Oh well

Doubled? Not that I don't believe you, just curious. I'd like to double $$. Currently only gaining 5% or so at no risk.
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Joined Dec 2005
Imperator
> bubble2 4,743 Posts
597 Reputation
mrmochi
04-12-2024 at 10:14 PM.
04-12-2024 at 10:14 PM.
Quote from GetToDaChoppa :
No state and local in the US has such a high tax rate. Total trolling.
California entered the chat.
2
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Joined Aug 2022
New User
> bubble2 13 Posts
10 Reputation
NavyRose265
04-12-2024 at 10:42 PM.
04-12-2024 at 10:42 PM.
I tried this and they ran a hard inquiry on my account without my consent.. Still haven't heard from them yet.even though it's been more than 2 months. I have no issues with other banks like Chase and BOA. I wouldn't recommend this bank at all. I would advise against using it based on my experience.
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Joined Jan 2010
Im kind of a BIG deal.
> bubble2 962 Posts
331 Reputation
GoogleMeBih
04-12-2024 at 11:51 PM.
04-12-2024 at 11:51 PM.
Quote from oniserva :
Doubled? Not that I don't believe you, just curious. I'd like to double $$. Currently only gaining 5% or so at no risk.

Buy Amazon post split and it would have doubled. I know I said I was going to and didn't lol
1
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Joined Apr 2020
L2: Beginner
> bubble2 27 Posts
18 Reputation
CleverSwineSince89
04-13-2024 at 01:00 AM.
04-13-2024 at 01:00 AM.
OP link is dead

Working, direct link:

https://banking.citi.com/cbol/OM/...CF9CA2308E
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Joined Aug 2010
B!tch Please
> bubble2 6,113 Posts
625 Reputation
Truth-Serum
04-13-2024 at 02:09 AM.
04-13-2024 at 02:09 AM.
They should define what a "new" customer is. I have opened and closed accounts in the past
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Joined Jul 2017
L5: Journeyman
> bubble2 560 Posts
62 Reputation
chadog900
04-13-2024 at 05:04 AM.

Our community has rated this post as helpful. If you agree, why not thank chadog900

04-13-2024 at 05:04 AM.
As a veteran bank churner, I can tell you Citi is one of the worst to deal with. They play games where you need to come into a branch after you've met the criteria and sit with someone just to call customer service and honor the promo.

I'd avoid Citi and USBank like the plague. My minimum to justify my time is also $400. So, I did give USBanks recent $400 a shot because little no principal is required to maintain it, so not losing out on interest at another bank. If they end up screwing me, I won't bat an eye.
1
1
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Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,412 Posts
71 Reputation
mcali786
04-13-2024 at 08:10 AM.
04-13-2024 at 08:10 AM.
Anyone who's done it this time around, how long does it take for the bonus to post after the 1500 enhanced deposits?
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Joined Mar 2016
L6: Expert
> bubble2 1,204 Posts
142 Reputation
Rookies1000
04-13-2024 at 09:21 AM.
04-13-2024 at 09:21 AM.
Following. Just opened two accounts.
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