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$250 capitalone 360 Checking Bonus Offer

-3 Deal Score
1,799 Views
Quick Overview of the Offer
Top Bonus Offered: $250
Eligibility: nationwide
Direct Deposit Mandate: Mandatory, with at least two deposits exceeding $500 each
Additional Criteria: Must apply the provided promotional code
Credit Inquiry: Only a soft pull (Note: Overdraft protection is not available)
Banking History Check: Results vary. Noted sensitivity to Early Warning Services (EWS) based on user feedback
Funding via Credit Card: Not applicable
Recurring Charges: None
Closure Fee for Early Account Termination: None
Limit per Household: Not specified
Offer Expiry: Not specified

https://www.capitalone.com/bank/reward250/
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Created 05-21-2024 at 10:26 PM by tek_deals
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Oct 2017
L6: Expert
> bubble2 1,843 Posts
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LostWallet
05-21-2024 at 10:42 PM.

Our community has rated this post as helpful. If you agree, why not thank LostWallet

05-21-2024 at 10:42 PM.
I have done many bonus offer and the only bank that failed to give the bonus was Capital One. Capitol One had zero cred on the old FW.
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Joined May 2014
L4: Apprentice
> bubble2 435 Posts
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MONM5993
05-22-2024 at 07:40 AM.
05-22-2024 at 07:40 AM.
Be aware of the following:
1. They only have tellers at the branches. Other than deposit or withdraw, they really can't do much there. Tellers usually have to call into a call center to do anything else. I was there for 40 minutes last time for a transfer from one account to another account within Capital One. There was a guy that came in shortly behind me that waited 20 minutes before he got serviced.
2. Any transfer or deposit will take minimal of 5 days to clear regardless.
3. Any large amount deposit, there is a step process for how much money is available and at what time. I think I did a $20k deposit cashier check. I think $2k was available the next day, Another $7k (?) was a week later. Remaining was about another week after that.
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Joined Aug 2019
L2: Beginner
> bubble2 30 Posts
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Mohit1908
05-22-2024 at 09:27 AM.
05-22-2024 at 09:27 AM.
Capital one is legitimately the worst bank to bank with, they never pay out this 250 bonus, I don't know if it's legally binding but I am planning to complain about this to the ftc
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