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Ink Business PreferredĀ® Credit Card: Earn Expired

120k Bonus Points
After You Spend $8k in the First 3 Months
+59 Deal Score
185,787 Views
Update: This popular deal is still available.

Chase is offering 120k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business PreferredĀ® Credit Card. The annual fee is $95. Offer ends 9 AM EST on 9/5/2024.

Card Details:


Read our review on the Ink Business PreferredĀ® Credit Card



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Original Post

Written by
Edited September 4, 2024 at 10:45 PM by
Chase is offering 120k bonus points after you spend $8,000 on purchases in the first 3 months from account opening with the Ink Business PreferredĀ® Credit Card. The annual fee is $95.

Card Details:
Earn 120k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,200 cash back or $1,500 toward travel when redeemed through Chase Travelā„ 
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Travelā„ 
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Member FDIC
Read our review on the Ink Business PreferredĀ® Credit Card

Slickdeals may be compensated by Chase.
Created 07-12-2024 at 11:53 AM by EfficientGame645
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+59
185,787 Views
120k Bonus Points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

437 Comments

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Featured Comments

Warning: Do NOT apply using someone else's referral link with the promise that they will give you money to do so. They will have their accounts closed and points taken for churning and you will not get paid from them for what you did. Those people are scumbags and you will never get paid from them after months of waiting for them to do so. There are MANY people on this forum that will do just this and say sorry too bad. They will change their username over and over again to avoid being traced. Your account may now also be associated with them for wrongdoing by Chase. You have been warned.
One way is if you have other credit cards with them, have them "transfer" the credit line over to this credit card.
Chase has the 5/24 rule, meaning 5 applications in a rolling 24month period. So if you exceed that, you have to wait...

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Joined Dec 2008
L5: Journeyman
> bubble2 519 Posts
127 Reputation
slayu
08-01-2024 at 10:44 AM.
08-01-2024 at 10:44 AM.
Quote from bestdeal113 :
apply via referral with 100k pts then message them to match
I suppose you have to wait for the card to arrive before you message them?
Reply
Joined Jun 2024
New User
> bubble2 7 Posts
10 Reputation
michaelhryu
08-01-2024 at 03:27 PM.
08-01-2024 at 03:27 PM.
I applied / approved for Ink Cash card on July 15, 2024. How long should I wait till I apply for this card? About a month and half wait okay?
Reply
Joined Jun 2017
L6: Expert
> bubble2 1,795 Posts
70 Reputation
bestdeal113
08-01-2024 at 05:06 PM.
08-01-2024 at 05:06 PM.
Quote from slayu :
I suppose you have to wait for the card to arrive before you message them?
correct
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 519 Posts
127 Reputation
slayu
08-01-2024 at 05:11 PM.
08-01-2024 at 05:11 PM.
Quote from bestdeal113 :
correct
Thank you!
Reply
Joined Dec 2017
L7: Teacher
> bubble2 2,012 Posts
172 Reputation
kalatoker
08-01-2024 at 10:22 PM.
08-01-2024 at 10:22 PM.
They charged me the $95 fee a couple days after opening my account. Does that mean that I cancel right after I get my points and use them?
Reply
Joined Jan 2009
PC Master Race
> bubble2 831 Posts
96 Reputation
Hkxyz
08-01-2024 at 11:50 PM.
08-01-2024 at 11:50 PM.
Quote from kalatoker :
They charged me the $95 fee a couple days after opening my account. Does that mean that I cancel right after I get my points and use them?

It would be better to wait a year and downgrade the card
Reply
Joined Nov 2020
L3: Novice
> bubble2 176 Posts
18 Reputation
jm534v
08-02-2024 at 12:28 AM.
08-02-2024 at 12:28 AM.
Do you get extra points if you buy gift cards somewhere? I got approved and don't know how to spend 8k without having to incur on some unnecessary expenses. I did prepay my phone bill, internet, etc for some months, but if I could get gift cards instead while racking up points then even better
Reply

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Joined Dec 2014
L2: Beginner
> bubble2 78 Posts
65 Reputation
sghov0106
08-02-2024 at 02:28 PM.
08-02-2024 at 02:28 PM.
Quote from jm534v :
Do you get extra points if you buy gift cards somewhere? I got approved and don't know how to spend 8k without having to incur on some unnecessary expenses. I did prepay my phone bill, internet, etc for some months, but if I could get gift cards instead while racking up points then even better
Lol you should have thought of that before you applied.

For me i'd ask family/friends to use my card for their car insurance. If you know a few people that would let you do that, it should help with a big chunk of the 8k
Reply
Joined Nov 2020
L3: Novice
> bubble2 176 Posts
18 Reputation
jm534v
08-02-2024 at 04:29 PM.
08-02-2024 at 04:29 PM.
Quote from sghov0106 :
Lol you should have thought of that before you applied.

For me i'd ask family/friends to use my card for their car insurance. If you know a few people that would let you do that, it should help with a big chunk of the 8k
Absolutely, thanks. I just really wanted to maximize it, but would have done what you suggested... but.... oh well my wife just got a new dining table and chairs so...... I am way past 8k now Frown
1
Reply
Joined Nov 2016
L2: Beginner
> bubble2 58 Posts
72 Reputation
drtest
08-02-2024 at 08:11 PM.
08-02-2024 at 08:11 PM.
When applying for the card, it stated that:

This is a business account which shall be used only for business purposes and not personal, family or household purposes.

How strict is this? I'm not sure I can spend $8000 solely on business-related purchases.
Reply
Joined Dec 2017
L7: Teacher
> bubble2 2,012 Posts
172 Reputation
kalatoker
08-03-2024 at 04:51 PM.
08-03-2024 at 04:51 PM.
Quote from Hkxyz :
It would be better to wait a year and downgrade the card

But then I would get charged $95 again which I'm trying to avoid .
Reply
Joined Jan 2009
PC Master Race
> bubble2 831 Posts
96 Reputation
Hkxyz
08-03-2024 at 04:54 PM.
08-03-2024 at 04:54 PM.
Quote from kalatoker :
But then I would get charged $95 again which I'm trying to avoid .

There is a grace period once you hit the first year of 30-45 days, i wait until i get charged and then downgrade to make sure i keep the card a full year, they will refund you the $95 second year charge.
Reply
Joined Jan 2012
Sweetboy
> bubble2 1,532 Posts
306 Reputation
sweetboy0715
08-03-2024 at 04:58 PM.
08-03-2024 at 04:58 PM.
I was too stupid to cash out $2000 rewards from the other 2 Ink bussiness cards. Should keep the points for travels. sighhhh
Reply
Joined Jan 2009
PC Master Race
> bubble2 831 Posts
96 Reputation
Hkxyz
08-03-2024 at 07:54 PM.
08-03-2024 at 07:54 PM.
Quote from drtest :
When applying for the card, it stated that:

This is a business account which shall be used only for business purposes and not personal, family or household purposes.

How strict is this? I'm not sure I can spend $8000 solely on business-related purchases.

I use the reg business unlimited for everything that isn't in a higher spend category. Never had a problem. We have 2 atm. Waiting to add this one as well
1
Reply

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Joined Feb 2011
L7: Teacher
> bubble2 2,223 Posts
727 Reputation
bru_that
08-04-2024 at 12:12 AM.
08-04-2024 at 12:12 AM.
Quote from drtest :
When applying for the card, it stated that:

This is a business account which shall be used only for business purposes and not personal, family or household purposes.

How strict is this? I'm not sure I can spend $8000 solely on business-related purchases.
not strict at all
1
Reply
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