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SlickdealsForumsDeal TalkU.S. Bank Smartly® Checking: Earn $250 Bonus for $2K+ Direct Deposit (Up to $450) When You Open a New Account and Complete Qualifying Activities
U.S. Bank Smartly® Checking: Earn $250 Bonus for $2K+ Direct Deposit (Up to $450) When You Open a New Account and Complete Qualifying Activities
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Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 9/26/24. Member FDIC.
Thanks to Slickdeals Staff Member EfficientGame645 for posting this deal.
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposit(s) totaling:
$2,000 to $4,999.99 to earn $250
$5,000 to $7,999.99 to earn $350
$8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
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Edited September 27, 2024
at 11:12 AMby
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through 9/26/24. Member FDIC.
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposit(s) totaling:
$2,000 to $4,999.99 to earn $250
$5,000 to $7,999.99 to earn $350
$8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
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Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Best of luck to everyone who has applied for this, but just wanted to add that I have had nothing but problems with US Bank.
I've had applications for my bank accounts denied multiple times with no response until you call and they 'push it through', I've had bonuses not get paid out and investigations into it that have gone nowhere. Some times I've had issues getting a hold of anyone, and I don't think there's a way to chat on their app or website (so its always a call). The app will randomly forget your credentials.
Recently I tried to move a small amount of money ($15) out of my account and it kept telling me external transfers were not available at the moment and to try again soon, I tried again nothing. Waited a few days tried again, nothing. Called them and they 'unlocked' the account which took 72 hours, after that time period I was able to move the money. Called to have them close the account, and it'll take ten days and they say sometimes it doesn't go through and I'd have to call in again.
Its really just a broken bank from top to bottom.
Sorry to hear that. It's probably just bad luck. I have no trouble or problem at all from opening the account to getting bonus. Smooth sailing all the way. First time US bank customer. I don't even live in the states they operate.
I did a bunch of these last year when nearly all banks had schemes to increase deposits rapidly. Of all of them, US Bank was the only one that repeatedly put up roadblocks, told me terms that conflicted their printed materials, told me a week before qualifying I wouldn't get the money because I didn't do (enter made up new qualifiers here), and more.
I actually DID get the money per the terms laid out, but the fact their branches and their CSRs told me wrong things repeatedly just blew my mind and there's no way I'd want to deal with them when there are so many better options including Credit Unions around. Cashed it out as soon as I saw the bonus deposited, never been back.
I did a bunch of these last year when nearly all banks had schemes to increase deposits rapidly. Of all of them, US Bank was the only one that repeatedly put up roadblocks, told me terms that conflicted their printed materials, told me a week before qualifying I wouldn't get the money because I didn't do (enter made up new qualifiers here), and more.
I actually DID get the money per the terms laid out, but the fact their branches and their CSRs told me wrong things repeatedly just blew my mind and there's no way I'd want to deal with them when there are so many better options including Credit Unions around. Cashed it out as soon as I saw the bonus deposited, never been back.
If you're on doctor of credit, I think a key guidance is you don't mess with the CSR or branches except to confirm that promo applied properly
Then meet the terms. Wait. Get money, leave
And don't call the bank for bonus if it doesn't post unless you actually met terms to a tee. For instance, true employer DD rather than spoofed one
In short, just keep it simple and meet the requirements is the name of the game
And it wasn't just last year. These promos have been ongoing for a long time. Fun and mostly easy game to play especially if you like reading terms and DPs and whatnot
I did it and have done two more with them over the past five years. No problem with them posting for me
Follow the instructions to a tee
Hard for most to do unless you've got some experience doing it, enjoy it as a hobby, or have background in critical reading
Not throwing shade. Just saying that most can't and don't read fine print or know how to. That's not a bad thing. It's just a skill some have and some don't. But needed for this particular endeavor
And a lot of slickdeals deals incidentally. Read fine print and data points, etc. And some digital literacy needed too
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I've had applications for my bank accounts denied multiple times with no response until you call and they 'push it through', I've had bonuses not get paid out and investigations into it that have gone nowhere. Some times I've had issues getting a hold of anyone, and I don't think there's a way to chat on their app or website (so its always a call). The app will randomly forget your credentials.
Recently I tried to move a small amount of money ($15) out of my account and it kept telling me external transfers were not available at the moment and to try again soon, I tried again nothing. Waited a few days tried again, nothing. Called them and they 'unlocked' the account which took 72 hours, after that time period I was able to move the money. Called to have them close the account, and it'll take ten days and they say sometimes it doesn't go through and I'd have to call in again.
Its really just a broken bank from top to bottom.
Bonus posted in one month?
have one credit card with US bank
Opened the account on 6/24
Employer DD reached threshold on 8/31
Bonus posted on 9/6
Based on the messages here, i assume i don't need to keep balances on the checking if i have existing credit card
This offer is valid through October 31.
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Doesn't sound right to me it's not a credit card. Even credit unions are slowly doing away with hard pulls
I actually DID get the money per the terms laid out, but the fact their branches and their CSRs told me wrong things repeatedly just blew my mind and there's no way I'd want to deal with them when there are so many better options including Credit Unions around. Cashed it out as soon as I saw the bonus deposited, never been back.
not a deal
I actually DID get the money per the terms laid out, but the fact their branches and their CSRs told me wrong things repeatedly just blew my mind and there's no way I'd want to deal with them when there are so many better options including Credit Unions around. Cashed it out as soon as I saw the bonus deposited, never been back.
If you're on doctor of credit, I think a key guidance is you don't mess with the CSR or branches except to confirm that promo applied properly
Then meet the terms. Wait. Get money, leave
And don't call the bank for bonus if it doesn't post unless you actually met terms to a tee. For instance, true employer DD rather than spoofed one
In short, just keep it simple and meet the requirements is the name of the game
And it wasn't just last year. These promos have been ongoing for a long time. Fun and mostly easy game to play especially if you like reading terms and DPs and whatnot
DoC excellent site all around for it IMO
Which state ?
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I did it and have done two more with them over the past five years. No problem with them posting for me
Follow the instructions to a tee
Hard for most to do unless you've got some experience doing it, enjoy it as a hobby, or have background in critical reading
Not throwing shade. Just saying that most can't and don't read fine print or know how to. That's not a bad thing. It's just a skill some have and some don't. But needed for this particular endeavor
And a lot of slickdeals deals incidentally. Read fine print and data points, etc. And some digital literacy needed too