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Ink Business Unlimited® Credit Card: Earn $900 Bonus Cash Back After You Spend $6k in the First 3 Months Expired

+56 Deal Score
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Chase is offering $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. The annual fee is $0.

Card Details:


Read our review on the Ink Business Unlimited® Credit Card

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Original Post

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Edited November 6, 2024 at 05:38 PM by
Chase is offering $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. The annual fee is $0.

Card Details:
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
0% introductory APR for 12 months on purchases
Member FDIC

Read our review on the Ink Business Unlimited® Credit Card

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384 Comments

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Featured Comments

You can. You just need to put your ssn and sole proprietorship as the business type and only you as the employee
Something's wrong with this deal description, says $95 annual fee and immediately after, No annual fee.

I think someone got their wires crossed between Ink Preferred and Ink Unlimited. Which one is the increased SUB actually for?
You don't need to. You can own a business with your ssn as sole proprietorship type. There is nothing faking about it. You can intend to start something and start slow after getting the card as well.

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Joined Apr 2005
L4: Apprentice
> bubble2 503 Posts
129 Reputation
jduck
11-05-2024 at 08:32 AM.
11-05-2024 at 08:32 AM.
Quote from crimsonroses :
Have you tried this? I have this exact ink business unlimited card already but I do want to apply for another one if it means I will get the bonus and another promotion from it.
Yes Have several of them.
Reply
Joined Oct 2017
L5: Journeyman
> bubble2 630 Posts
37 Reputation
UK7
11-05-2024 at 11:15 AM.
11-05-2024 at 11:15 AM.
Unfortunately got rejected... Was at 6/24 and decided to give it a shot
Reply
Joined Aug 2011
L1: Learner
> bubble2 23 Posts
10 Reputation
coolduds82
11-05-2024 at 03:15 PM.
11-05-2024 at 03:15 PM.
I just applied as a sole proprietorship and was instantly approved. I do not currently have a business but intend to start soon. PM if anyone needs help with any questions.
Reply
Joined Jul 2007
L7: Teacher
> bubble2 2,294 Posts
457 Reputation
Fragster
11-05-2024 at 03:21 PM.
11-05-2024 at 03:21 PM.
I may apply ...I have 780 credit and already own Wells Fargo cashback card (limit of $12k).

Any rough idea how much people are bring approved for, for credit around 780? I'm making a $10k purchase in the coming 3 months and wanted to make sure I'll get approved for that limit instead of like $5k.
Reply
Joined Jun 2019
L2: Beginner
> bubble2 2,120 Posts
467 Reputation
Fanime
11-05-2024 at 03:23 PM.
11-05-2024 at 03:23 PM.
Quote from Fragster :
I may apply ...I have 780 credit and already own Wells Fargo cashback card (limit of $12k).

Any rough idea how much people are bring approved for, for credit around 780? I'm making a $10k purchase in the coming 3 months and wanted to make sure I'll get approved for that limit instead of like $5k.
No one here can tell you. But it's gonna be closer to 3k than 10k most likely.
Reply
Joined Aug 2011
L1: Learner
> bubble2 23 Posts
10 Reputation
coolduds82
11-05-2024 at 03:29 PM.
11-05-2024 at 03:29 PM.
Quote from Fragster :
I may apply ...I have 780 credit and already own Wells Fargo cashback card (limit of $12k).

Any rough idea how much people are bring approved for, for credit around 780? I'm making a $10k purchase in the coming 3 months and wanted to make sure I'll get approved for that limit instead of like $5k.
I believe limit may depend entirely on chase algorithm. Their algorithm may consider income and monthly spend in addition to the credit card score. And there could be more factors. There may not be a way to know for sure beforehand but if monthly spend is on a higher side than chances are they would cover it well.
Reply
Last edited by coolduds82 November 5, 2024 at 03:38 PM.
Joined Dec 2019
L2: Beginner
> bubble2 58 Posts
34 Reputation
CoffeeCup20
11-06-2024 at 08:43 AM.
11-06-2024 at 08:43 AM.
Just apply for this card and my credit scores drop by 30 points. Application is reviewing and can take up to 5-7days. First time applying for business card and hopefully get approve.
Reply

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Joined Dec 2010
L5: Journeyman
> bubble2 955 Posts
610 Reputation
warmail
11-06-2024 at 09:23 AM.
11-06-2024 at 09:23 AM.
did anyone received this notice from Chase? applied as sole proprietorship

Here's what we need to continue reviewing your application
Please upload clear, easy-to-read copies of documents for the following:
Proof of legal name and physical address for business
Proof of federal tax id for business
Reply
Joined Aug 2007
L8: Grand Teacher
> bubble2 3,804 Posts
1,005 Reputation
Pro
kqian111
11-06-2024 at 10:52 AM.
11-06-2024 at 10:52 AM.
Quote from warmail :
did anyone received this notice from Chase? applied as sole proprietorship

Here's what we need to continue reviewing your application
Please upload clear, easy-to-read copies of documents for the following:
Proof of legal name and physical address for business
Proof of federal tax id for business

I used my SSN as the business tax ID and they didn't ask for any proofs. Used my own name for the business name
Reply
Joined Jun 2019
L2: Beginner
> bubble2 2,120 Posts
467 Reputation
Fanime
11-06-2024 at 03:09 PM.
11-06-2024 at 03:09 PM.
Quote from warmail :
did anyone received this notice from Chase? applied as sole proprietorship

Here's what we need to continue reviewing your application
Please upload clear, easy-to-read copies of documents for the following:
Proof of legal name and physical address for business
Proof of federal tax id for business

Some apps require additional verification. Either provide it or forfeit the app. It's less common but it happens. Basically just your ID and address, which is your home address I assume if you did sole proprietor.
Reply
Joined Jul 2009
L4: Apprentice
> bubble2 431 Posts
91 Reputation
MustangPower00
11-06-2024 at 03:39 PM.
11-06-2024 at 03:39 PM.
Applied today and was instantly approved. First business card. $15k credit line.
Reply
Joined Feb 2018
L5: Journeyman
> bubble2 651 Posts
133 Reputation
DealFreak1
11-06-2024 at 04:16 PM.
11-06-2024 at 04:16 PM.
Quote from CoffeeCup20 :
Just apply for this card and my credit scores drop by 30 points. Application is reviewing and can take up to 5-7days. First time applying for business card and hopefully get approve.

Wow 30 points drop seems to be a lot 😱
Reply
Joined Jan 2009
PC Master Race
> bubble2 828 Posts
96 Reputation
Hkxyz
11-06-2024 at 04:28 PM.
11-06-2024 at 04:28 PM.
did the referral 90k go away ?
Reply
Joined Nov 2015
New User
> bubble2 410 Posts
98 Reputation
Theful13ffect
11-06-2024 at 05:18 PM.
11-06-2024 at 05:18 PM.
Quote from Fragster :
I may apply ...I have 780 credit and already own Wells Fargo cashback card (limit of $12k).

Any rough idea how much people are bring approved for, for credit around 780? I'm making a $10k purchase in the coming 3 months and wanted to make sure I'll get approved for that limit instead of like $5k.
I got approved with a $6k limit. My FICO score is supposedly above 800, but I've noticed that when I apply for something and they provide a copy of my credit score it can be below 800 (usually still high 700s though).

I also have the Ink Preferred card that I'm planning to close soon, so I'm going to request transferring the credit limit ($4.5k) from there to my Ink Unlimited.
Reply

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Joined Nov 2015
New User
> bubble2 410 Posts
98 Reputation
Theful13ffect
11-06-2024 at 05:21 PM.
11-06-2024 at 05:21 PM.
Quote from Hkxyz :
did the referral 90k go away ?
I still see the 90k SUB through my referral link. It's supposed to expire tomorrow though. My guess is it will go down to a 75k SUB like the Ink Cash credit card.
Reply
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