Truist Bank is offering a $400 bonus to new Truist One Checking account holders who meet certain eligibility requirements:
Open a new account online between February 28, 2024 and October 30, 2024
Use the promo code TRUIST400DC24 when opening the account
Receive at least one qualifying direct deposit of $500 or more
Make at least 15 qualifying debit card purchases within 90 days of opening the account
Keep the account open, in good standing, and with a positive balance until the bonus is earned
https://www.truist.com/checking/open-checking
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Plenty of basking in the sun for me.
I have a giant spreadsheet as this point for all my churning lol so I don't overlap
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An ATM card can't be used for online purchases, and cannot be used without your PIN, making it more secure. It can still be used to pay in many (but not all) brick-and-mortar stores, provided their reader handles ATM pay.
I know most debit cards have fraud protection, but that protection is different from credit cards in one important way. You don't ask for fraud protection on a debit card until the fraudster has already cleared you out.
On a credit card, you haven't paid them yet. That is a much better position to be in.
If I do this, I'll make the 15 transactions, then shred the card.
Now banks push the debit card because they make more money on them, and don't even tell you an ATM card is an option.
Sometimes, when I've asked for an ATM card, they argue with me and tell me the debit card is an ATM card (which is true - it's both). Then you have to tell them you do not want Visa or Mastercard on it.
Kinda makes me want to take advantage of them a litte.
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