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forum threadMentalflosser posted Sep 12, 2024 07:53 PM
forum threadMentalflosser posted Sep 12, 2024 07:53 PM

Truist bank offers 400 for opening checking accounts

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Truist Bank is offering a $400 bonus to new Truist One Checking account holders who meet certain eligibility requirements:

Open a new account online between February 28, 2024 and October 30, 2024

Use the promo code TRUIST400DC24 when opening the account

Receive at least one qualifying direct deposit of $500 or more

Make at least 15 qualifying debit card purchases within 90 days of opening the account

Keep the account open, in good standing, and with a positive balance until the bonus is earned

https://www.truist.com/checking/open-checking
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Deal Details
Community Notes
About the Poster
Truist Bank is offering a $400 bonus to new Truist One Checking account holders who meet certain eligibility requirements:

Open a new account online between February 28, 2024 and October 30, 2024

Use the promo code TRUIST400DC24 when opening the account

Receive at least one qualifying direct deposit of $500 or more

Make at least 15 qualifying debit card purchases within 90 days of opening the account

Keep the account open, in good standing, and with a positive balance until the bonus is earned

https://www.truist.com/checking/open-checking

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105 Comments

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Sep 13, 2024 07:50 PM
4,876 Posts
Joined Jul 2013
JJoyeSep 13, 2024 07:50 PM
4,876 Posts
Cool, I was able to open an account using the promo code. I got an error code the first time I tried to confirm my phone number, but I went back and tried again and it worked. I'll use Fidelity to make the direct deposit. I'll post any updates here. Thanks, OP.
Sep 13, 2024 07:58 PM
295 Posts
Joined Jul 2019
BraveHealth1818Sep 13, 2024 07:58 PM
295 Posts
I opened a account last year. I got my money and I actually had to go in branch and verify information. A pain. They had to call some department for verification. In the end I did get my bonus and I threw up the 2 fingers. Peace ✌️... Got my kids passports with cash. Doing a First Horizon right now at 450.
Sep 13, 2024 08:27 PM
287 Posts
Joined Jan 2016
sharartimundaSep 13, 2024 08:27 PM
287 Posts
Quote from WolfTheCat :
Any suggestions what the quickest, cheapest, and easiest way to make 15 "qualifying" debit card transactions? I've never actually owned or used a debit card - I don't think they are secure enough.
bros been living under a rock lol
Sep 13, 2024 11:09 PM
34 Posts
Joined Mar 2021
DZohanSep 13, 2024 11:09 PM
34 Posts
I got their business account, what a terrible bank, still haven't received the bonus. Was told that they never put in the code and there's nothing they can do, to go to the branch. Just the operations were pretty disappointing when you're used to a competent bank.
1
Pro
Sep 14, 2024 11:26 PM
2,362 Posts
Joined Jan 2024
WolfTheCat
Pro
Sep 14, 2024 11:26 PM
2,362 Posts
Quote from sharartimunda :
bros been living under a rock lol
Actually, I have a lovely cat tree with a window overlooking a bird feeder. I talk to the birds regularly (I speak fluent bird, though I do have a bit of an accent).

Plenty of basking in the sun for me.
1
Sep 15, 2024 12:00 AM
15,171 Posts
Joined Nov 2019
LilylySep 15, 2024 12:00 AM
15,171 Posts
Quote from DZohan :
I got their business account, what a terrible bank, still haven't received the bonus. Was told that they never put in the code and there's nothing they can do, to go to the branch. Just the operations were pretty disappointing when you're used to a competent bank.
they never put or you never put in the code?
Sep 15, 2024 12:44 AM
280 Posts
Joined Aug 2007
ice935Sep 15, 2024 12:44 AM
280 Posts
This bank lets you do it every 13 months. Done it 3 times in the last 4 years (with my name and my wife's). Feels so goood every time I do it as I used to bank with them and they were so rude and unhelpful.

I have a giant spreadsheet as this point for all my churning lol so I don't overlap

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Sep 15, 2024 12:57 AM
2,374 Posts
Joined Mar 2006
illtwwSep 15, 2024 12:57 AM
2,374 Posts
seems like a smoking deal…
Sep 17, 2024 01:26 AM
553 Posts
Joined Jun 2023
brownedpantsSep 17, 2024 01:26 AM
553 Posts
Quote from WolfTheCat :
Any suggestions what the quickest, cheapest, and easiest way to make 15 "qualifying" debit card transactions? I've never actually owned or used a debit card - I don't think they are secure enough.
paypal me $1 15 times.
Sep 17, 2024 04:57 AM
772 Posts
Joined Aug 2008
deals_4_funSep 17, 2024 04:57 AM
772 Posts
Quote from WolfTheCat :
I decline/cancel debit cards and ask for an ATM cards instead.

An ATM card can't be used for online purchases, and cannot be used without your PIN, making it more secure. It can still be used to pay in many (but not all) brick-and-mortar stores, provided their reader handles ATM pay.

I know most debit cards have fraud protection, but that protection is different from credit cards in one important way. You don't ask for fraud protection on a debit card until the fraudster has already cleared you out.

On a credit card, you haven't paid them yet. That is a much better position to be in.

If I do this, I'll make the 15 transactions, then shred the card.
Never knew a card like that exist, I use the debit card only for cash withdrawals.
Pro
Sep 17, 2024 09:20 AM
2,362 Posts
Joined Jan 2024
WolfTheCat
Pro
Sep 17, 2024 09:20 AM
2,362 Posts
Quote from deals_4_fun :
Never knew a card like that exist, I use the debit card only for cash withdrawals.
You are probably young. ATM cards were commonplace before debit cards came around.

Now banks push the debit card because they make more money on them, and don't even tell you an ATM card is an option.

Sometimes, when I've asked for an ATM card, they argue with me and tell me the debit card is an ATM card (which is true - it's both). Then you have to tell them you do not want Visa or Mastercard on it.
Last edited by WolfTheCat September 17, 2024 at 02:52 AM.
Sep 17, 2024 09:33 AM
5,192 Posts
Joined Nov 2003
gergevSep 17, 2024 09:33 AM
5,192 Posts
Quote from WolfTheCat :
Agreed. They treated my mother terribly when my father died (not recent, no condolences please - not the point). They made things a royal pain in the $&#*.

Kinda makes me want to take advantage of them a litte.
In VA at my BB&T now Truist they make beneficiaries show up in person with I.D. to withdraw the $, which can be a PIA if they live out of state. Also they closed the branch near me, and their wire policy/procedure is terrible.
Sep 17, 2024 02:06 PM
9,269 Posts
Joined May 2015
texstSep 17, 2024 02:06 PM
9,269 Posts
Quote from WolfTheCat :
Any suggestions what the quickest, cheapest, and easiest way to make 15 "qualifying" debit card transactions? I've never actually owned or used a debit card - I don't think they are secure enough.
$0.01 of gas
1
Sep 17, 2024 05:14 PM
267 Posts
Joined Nov 2011
wtfbrowtfSep 17, 2024 05:14 PM
267 Posts
Quote from WolfTheCat :
Any suggestions what the quickest, cheapest, and easiest way to make 15 "qualifying" debit card transactions? I've never actually owned or used a debit card - I don't think they are secure enough.
50cent chips from walmart lol..self checkout

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Sep 17, 2024 07:21 PM
29 Posts
Joined Oct 2015
Gp_wwSep 17, 2024 07:21 PM
29 Posts
Closing this account is going to cost $30.

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