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Bank of America More Rewards Day: Purchases of Up to $2500 on Eligible Card Expired

Earn 2% Back
& More (Valid 11/7 Only; No Enrollment Needed)
+73 Deal Score
89,082 Views
Bank of America is hosting their Bank of America More Rewards Day and offering select rewards/offers listed below. No enrollment is needed. Simply use your eligible Bank of America card and make a qualifying purchase on November 7, 2024 to earn your bonus rewards.

Thanks to community member aeron-plz for finding this deal

Note, ensure to check the eligible cards is listed before making your purchases

Eligible Offer(s)
  • Cash Back Credit Cards Offer
    • Earn an additional 2% cash back on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to $50 cash back)
  • Points Rewards Credit Cards Offer
    • Earn an additional 2 points for every $1 spent on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to 5,000 points)
  • Miles Rewards Credit Cards Offer
    • Earn an additional 2 miles for every $1 spent on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to 5,000 miles)
  • Non-Rewards Other Rewards Credit Cards Offer
    • Earn 2% cash back in the form of a statement credit on purchases made on November 7, 2024 only
      • Note, offer is good for the first $2500 in purchases (Up to $50 statement credit)

Original Post

Written by
Edited October 24, 2024 at 10:40 PM by
Extra 2% bonus for making a purchase on November 7th with your BoA credit card. Up to $2500 spend for $50 extra cash back or similar for point based credit card. If you already have the 5.25% for bonus category, this means 7.25% total cash back.

https://promotions.bankofamerica....rewardsday
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Earn 2% Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

185 Comments

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Featured Comments

Have it in my calendar to make a $2,500 tax payment at payusatax.com.

Using my BofA unlimited cash card and platinum rewards, that's 4.625% cash back and only a 1.82% payment fee.

That's about $70. Plus I still have 0% promo interest rate until October, since it's a new card.
It's not that exciting. This is essentially up to a $50 rebate on $2500+ spend. Not worth it for most people to go out of their way and time their purchases around this bonus.
But it does stack with preferred rewards.

You won't get a bonus on the 2%, but you will still get your bonus on the card as usual.

If you have customized cash platinum rewards and haven't used your $2500 spend limit for the quarter on your chosen category, that can be 7.25% cash back!

3% - custom category base reward
2.25% - platinum rewards bonus
2% - rewards day bonus

Unfortunately, I already used my $2500 spend for the quarter, so the unlimited cash is a better choice for me.

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Joined Jan 2006
L5: Journeyman
> bubble2 574 Posts
46 Reputation
catman17
11-10-2024 at 06:37 AM.
11-10-2024 at 06:37 AM.
Quote from catman17 :
I bought a $500 gift card and the purchase is not only pending but also on hold at Costco. I bought the card yesterday so it better qualify!!

This didn't age well! I made the purchase squarely on the 7th and now the transaction date says the 8th! Why the F do they give us one day to earn this reward when stuff like this inevitably happens? Can't they at least make it 48 hours? Now I have made a big to me purchase that was absolutely unnecessary! If I don't get this reward then I am cancelling this card!
Reply
Joined Oct 2005
L10: Grand Master
> bubble2 7,160 Posts
4,143 Reputation
rc9238
11-10-2024 at 11:32 AM.
11-10-2024 at 11:32 AM.
Quote from makitaws :
For all the transactions that were "pushed out" to Nov 8, give BoA 1-2 weeks. Last year was the 2nd time they did this, and about a week or so after they did an adjustment in the rewards. No one had to call. The first tier CS that you call now will give you the standard response

Re: Costco gift cards: The egift cards should get the extra 2% fine. Physical costco gift cards are "reprocessed" by costco days later - there is nothing BoA can do about it, and I didnt get the extra 2% last year. Lesson learned
I hope you're right about this, because I have more than $500 in charges that I made on the 7th that are now showing the 8th as the transaction date.
Reply
Joined Apr 2014
L6: Expert
> bubble2 1,681 Posts
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Pro
maheeinfy
11-10-2024 at 04:52 PM.
11-10-2024 at 04:52 PM.
Quote from catman17 :
This didn't age well! I made the purchase squarely on the 7th and now the transaction date says the 8th! Why the F do they give us one day to earn this reward when stuff like this inevitably happens? Can't they at least make it 48 hours? Now I have made a big to me purchase that was absolutely unnecessary! If I don't get this reward then I am cancelling this card!
I don't think costco allows refunds on shop cards but wirth a try. Alternatively contact bofa and they will likely add those missing rewards for you
Reply
Joined Jan 2009
Seeker of Deals
> bubble2 299 Posts
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Pro
GetSales
11-10-2024 at 07:21 PM.
11-10-2024 at 07:21 PM.
well I got completely farked on this promo. made an online purchase at 11/7 12:36am ET and it posted with a transaction date of 11/6??? and then my costco e-card posted with a transaction date of 11/8.
Reply
Last edited by GetSales November 10, 2024 at 07:24 PM.
Joined Apr 2014
L6: Expert
> bubble2 1,681 Posts
119 Reputation
Pro
maheeinfy
11-10-2024 at 10:01 PM.
11-10-2024 at 10:01 PM.
Quote from GetSales :
well I got completely farked on this promo. made an online purchase at 11/7 12:36am ET and it posted with a transaction date of 11/6??? and then my costco e-card posted with a transaction date of 11/8.
Contact bofa CS
Reply
Joined Jan 2006
L5: Journeyman
> bubble2 574 Posts
46 Reputation
catman17
11-11-2024 at 05:03 AM.
11-11-2024 at 05:03 AM.
Quote from maheeinfy :
I don't think costco allows refunds on shop cards but wirth a try. Alternatively contact bofa and they will likely add those missing rewards for you

I contacted BOA and they put in a ticket to resolve it. We shall see what happens.
Reply
Joined Dec 2011
L3: Novice
> bubble2 139 Posts
162 Reputation
kankanjiao
11-11-2024 at 11:12 AM.
11-11-2024 at 11:12 AM.
just to give an update. my tax payment was posted on 11/8 and the transaction date was 11/7. i can see the extra 2% was posted correctly on the rewards page.
Reply

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Joined Jan 2024
Typing Cat
> bubble2 2,259 Posts
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WolfTheCat
11-11-2024 at 11:33 AM.
11-11-2024 at 11:33 AM.
Quote from kankanjiao :
just to give an update. my tax payment was posted on 11/8 and the transaction date was 11/7. i can see the extra 2% was posted correctly on the rewards page.
Ditto here. 11/7 and 11/8. No problem with rewards.
Reply
Joined Jan 2018
L5: Journeyman
> bubble2 980 Posts
282 Reputation
Surfer5
11-12-2024 at 04:02 AM.
11-12-2024 at 04:02 AM.
Quote from rc9238 :
I hope you're right about this, because I have more than $500 in charges that I made on the 7th that are now showing the 8th as the transaction date.

Haha.. Same happened here. Got the eShop card even on 11/7 but BofA shows 11/8 as transaction date and post date.
Reply
Joined Oct 2005
L10: Grand Master
> bubble2 7,160 Posts
4,143 Reputation
rc9238
11-12-2024 at 07:24 AM.
11-12-2024 at 07:24 AM.
Quote from catman17 :
I contacted BOA and they put in a ticket to resolve it. We shall see what happens.
Is there a way to contact them by e-mail or chat? Or is it only by phone? I made $500+ in online purchases on 11/7, but most of them did not get the extra 2% because they incorrectly are showing 11/8 as the transaction date.
Reply
Joined Dec 2010
L2: Beginner
> bubble2 73 Posts
43 Reputation
lilxsweetz
11-12-2024 at 09:31 AM.
11-12-2024 at 09:31 AM.
I spent nearly $2500 at Costco.com on the morning of 11/7 that ended up with a later transaction date. Digital Shop card says 11/8, and TV says 11/11, the delivery date.

BofA chat response:
"I'm glad you took advantage of the More Rewards Day! All rewards will post to the account within two billing cycles.

The merchant will provide us the transaction date, which may be on or after the date you authorized the transaction. We will proactively apply a manual adjustment for Purchases with a transaction date after 11/07/2024 if the transaction was authorized on 11/07/2024 and our system detects this. Please monitor your account and allow two billing cycles after the promotion ends for the promotional cash rewards, points, miles, statement credit to post to your account.

If you do not see the adjustment, please contact us after the two billing cycle timeframe for us to review the account and transaction history manually."
1
Reply
Joined Oct 2011
L3: Novice
> bubble2 165 Posts
22 Reputation
kavi_nash
11-12-2024 at 03:10 PM.
11-12-2024 at 03:10 PM.
Quote from lilxsweetz :
I spent nearly $2500 at Costco.com on the morning of 11/7 that ended up with a later transaction date. Digital Shop card says 11/8, and TV says 11/11, the delivery date.

BofA chat response:
"I'm glad you took advantage of the More Rewards Day! All rewards will post to the account within two billing cycles.

The merchant will provide us the transaction date, which may be on or after the date you authorized the transaction. We will proactively apply a manual adjustment for Purchases with a transaction date after 11/07/2024 if the transaction was authorized on 11/07/2024 and our system detects this. Please monitor your account and allow two billing cycles after the promotion ends for the promotional cash rewards, points, miles, statement credit to post to your account.

If you do not see the adjustment, please contact us after the two billing cycle timeframe for us to review the account and transaction history manually."

Same here, the rep is suggesting to wait two billing cycles. Waste of time.
Reply
Joined Jun 2017
L5: Journeyman
> bubble2 649 Posts
217 Reputation
thedowg2
11-13-2024 at 04:36 AM.
11-13-2024 at 04:36 AM.
Made an online property tax payment at 6:30am Eastern on Nov 7th. Showed pending on the 7th.

Now, my credit card statement has closed, and shows the Transaction date as Nov 8th, and no bonus rewards.

I'm waiting to hear back from BoA, via Facebook. Will update this post when I hear back.
Reply
Joined Oct 2005
L10: Grand Master
> bubble2 7,160 Posts
4,143 Reputation
rc9238
11-14-2024 at 06:43 AM.
11-14-2024 at 06:43 AM.
Quote from lilxsweetz :
I spent nearly $2500 at Costco.com on the morning of 11/7 that ended up with a later transaction date. Digital Shop card says 11/8, and TV says 11/11, the delivery date.

BofA chat response:
"I'm glad you took advantage of the More Rewards Day! All rewards will post to the account within two billing cycles.

The merchant will provide us the transaction date, which may be on or after the date you authorized the transaction. We will proactively apply a manual adjustment for Purchases with a transaction date after 11/07/2024 if the transaction was authorized on 11/07/2024 and our system detects this. Please monitor your account and allow two billing cycles after the promotion ends for the promotional cash rewards, points, miles, statement credit to post to your account.

If you do not see the adjustment, please contact us after the two billing cycle timeframe for us to review the account and transaction history manually."
Thank you posting this!!! I guess they're hoping we'll just forget about it by the time 2 billing cycles have passed. I didn't spend as much as you did, but I still spent over $500 and will be disappointed if I don't get the bonus.
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Joined Jul 2006
L3: Novice
> bubble2 249 Posts
18 Reputation
coreyfr
11-14-2024 at 07:29 AM.
11-14-2024 at 07:29 AM.
How did you get to chat. I never can find it?
Quote from lilxsweetz :
I spent nearly $2500 at Costco.com on the morning of 11/7 that ended up with a later transaction date. Digital Shop card says 11/8, and TV says 11/11, the delivery date.

BofA chat response:
"I'm glad you took advantage of the More Rewards Day! All rewards will post to the account within two billing cycles.

The merchant will provide us the transaction date, which may be on or after the date you authorized the transaction. We will proactively apply a manual adjustment for Purchases with a transaction date after 11/07/2024 if the transaction was authorized on 11/07/2024 and our system detects this. Please monitor your account and allow two billing cycles after the promotion ends for the promotional cash rewards, points, miles, statement credit to post to your account.

If you do not see the adjustment, please contact us after the two billing cycle timeframe for us to review the account and transaction history manually."
Reply
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