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forum threadDietCanada posted Nov 01, 2024 09:37 PM
forum threadDietCanada posted Nov 01, 2024 09:37 PM

OnePay Spend $15 get $15

Walmart
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So apparently Walmart is trying to use the service OnePay to supplement Walmart Pay.

You can get $15 back instantly into a OnePay savings account after spending $15 using the OnePay service from Walmart via the Walmart app or the link below.

When you sign up you need to scan the Walmart kiosk with the app In-store and pay via any debit card you want to add to the OnePay app.

You can transfer out funds via ACH or you can use the debit card from the app for purchases.

The offer is good up to 7 days after activation. You do need to create a OnePay account for this, but as far as I can tell, there are no hidden fees to maintain the account.

On a side note, in the app, there is an offer to get $5 back for spending $5 at a restaurant if using the OnePay debit card, ie BK, McDonald's, etc.

The best bet is to do the Walmart offer to get the $15 and then use the debit card while the money is still in the account.

https://www.walmart.com/cp/5368548
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So apparently Walmart is trying to use the service OnePay to supplement Walmart Pay.

You can get $15 back instantly into a OnePay savings account after spending $15 using the OnePay service from Walmart via the Walmart app or the link below.

When you sign up you need to scan the Walmart kiosk with the app In-store and pay via any debit card you want to add to the OnePay app.

You can transfer out funds via ACH or you can use the debit card from the app for purchases.

The offer is good up to 7 days after activation. You do need to create a OnePay account for this, but as far as I can tell, there are no hidden fees to maintain the account.

On a side note, in the app, there is an offer to get $5 back for spending $5 at a restaurant if using the OnePay debit card, ie BK, McDonald's, etc.

The best bet is to do the Walmart offer to get the $15 and then use the debit card while the money is still in the account.

https://www.walmart.com/cp/5368548

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16 Comments

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Nov 01, 2024 09:41 PM
366 Posts
Joined Feb 2008
Nov 01, 2024 09:41 PM
kunNov 01, 2024 09:41 PM
366 Posts

Our community has rated this post as helpful. If you agree, why not thank kun

Quote :
You can get $15 back instantly into a OnePay savings account after spending $15 using the OnePay service from Walmart via the Walmart app or the link below.
So using OnePay requires signing up for their savings account?
2
Original Poster
Pro
Nov 01, 2024 09:42 PM
71 Posts
Joined Dec 2023
Nov 01, 2024 09:42 PM
DietCanadaNov 01, 2024 09:42 PM
Original Poster
Pro
71 Posts
Quote from kun :
So using OnePay requires signing up for their savings account?
Yes it would, so definitely take that into consideration.
Last edited by DietCanada November 1, 2024 at 02:46 PM.
Nov 01, 2024 09:56 PM
1,053 Posts
Joined Nov 2015
Nov 01, 2024 09:56 PM
pcgeekpcgeekNov 01, 2024 09:56 PM
1,053 Posts
Quote from kun :
So using OnePay requires signing up for their savings account?
Yes.

Q: How do I claim my cash back?

A: You can claim your One Pay cash by opening a One Cash account.

Not sure if the One Cash account will be reported to ChexSystems or EWS. I'll pass.
Nov 02, 2024 11:26 AM
856 Posts
Joined Sep 2006
Nov 02, 2024 11:26 AM
dingdong123Nov 02, 2024 11:26 AM
856 Posts
$15 is too low. If it was $150, I would be interested.
1
Nov 02, 2024 11:59 AM
14,734 Posts
Joined Nov 2019
Nov 02, 2024 11:59 AM
LilylyNov 02, 2024 11:59 AM
14,734 Posts
Quote from DietCanada :
Yes it would, so definitely take that into consideration.
debit card on saving account?
Nov 02, 2024 03:23 PM
58 Posts
Joined May 2017
Nov 02, 2024 03:23 PM
friendmap2010Nov 02, 2024 03:23 PM
58 Posts
It is similar to a scam.
Pro
Nov 02, 2024 03:43 PM
2,333 Posts
Joined Jan 2024
Nov 02, 2024 03:43 PM
WolfTheCat
Pro
Nov 02, 2024 03:43 PM
2,333 Posts

Our community has rated this post as helpful. If you agree, why not thank WolfTheCat

Sounds like a lot of work for $15.

Open account, fund, transfer, close account, hope nothing goes wrong and that you don't need support. My time is worth more than $15/hr.

I want at least $150 from a bank bonus.
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Nov 03, 2024 09:00 AM
39 Posts
Joined Sep 2019
Nov 03, 2024 09:00 AM
yannsterNov 03, 2024 09:00 AM
39 Posts
FWIW it only took me about 30 minutes to setup and get the money. They also offered me a $10 setup bonus with some extra steps such as adding the issued debit card to Apple Pay. For everything except the $10 setup bonus I placed an order on Walmart and just cancelled right after- still did the trick. I transferred the bonus to my bank account without issue- I have not tried closing the account though.
Obviously YMMV but in total I got $31 in bonuses:
Initial spend $15 get $15
Some offer for $6- think it involved purchase at Walmart, popped up after the $15 get $15 bonus
$10 setup bonus.
Original Poster
Pro
Nov 03, 2024 01:22 PM
71 Posts
Joined Dec 2023
Nov 03, 2024 01:22 PM
DietCanadaNov 03, 2024 01:22 PM
Original Poster
Pro
71 Posts
Quote from Lilyly :
debit card on saving account?
I believe they run it like a chime setup, with a debit and a savings account you can instantly transfer between. I had no issue transferring.
Nov 03, 2024 02:13 PM
106 Posts
Joined Dec 2014
Nov 03, 2024 02:13 PM
kshah251984Nov 03, 2024 02:13 PM
106 Posts
Low payout, high effort. Pass.
1
Nov 03, 2024 02:31 PM
1,019 Posts
Joined Jul 2005
Nov 03, 2024 02:31 PM
jayNov 03, 2024 02:31 PM
1,019 Posts
Quote from WolfTheCat :
Sounds like a lot of work for $15.

Open account, fund, transfer, close account, hope nothing goes wrong and that you don't need support. My time is worth more than $15/hr.

I want at least $150 from a bank bonus.
There is a Cash Back portal where the standard offer for opening this account is normally $75 and gets increased to $150 occasionally.
Nov 03, 2024 03:33 PM
327 Posts
Joined Sep 2014
Nov 03, 2024 03:33 PM
bodhimindNov 03, 2024 03:33 PM
327 Posts
I did this and transferred but kind of regret wasting my time. Kind of didn't realize I basically opened a new bank account for far less than I normally would.
The additional bonuses they have in the app are even more low value.
2
Nov 03, 2024 06:27 PM
50 Posts
Joined Sep 2017
Nov 03, 2024 06:27 PM
bcmurray75Nov 03, 2024 06:27 PM
50 Posts
Sounds like a game of Fizzbin.
1
Nov 03, 2024 07:29 PM
560 Posts
Joined May 2016
Nov 03, 2024 07:29 PM
amoledNov 03, 2024 07:29 PM
560 Posts
this deal looks/reads/sounds very complicated... No go for me.
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Nov 14, 2024 11:06 PM
73 Posts
Joined Oct 2006
Nov 14, 2024 11:06 PM
dilbertNov 14, 2024 11:06 PM
73 Posts
I opened the cash back account and got $15. Didn't realize I had to open their savings account in order to claim the cash back.

Chatted with them in the app and asked to close the account and delete my info.

I just received the following email which I think is in reference to deleting my information (name, address, phone number. I never provided SSN)


Based on the information you provided and taking into consideration the scope of applicable law, we cannot identify a legal basis for processing your request. You can find general information about our privacy practices, including the type of information we collect about our consumers, by reviewing One's Privacy Notice and Privacy Policy at this link. While we realize the information provided may not alleviate your frustration, we have opted you out of marketing-related comms. If you believe this decision is incorrect, you may reply to this email explaining why you believe we should reconsider your request.


Best,

The One Team

This email is a service from One. PO Box 513717, Los Angeles CA 90051-3717
1

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