U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities
Expired
+26Deal Score
124,707 Views
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through April 17, 2025. Member FDIC.
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposit(s) totaling:
$2,000 - $4,999.99 to earn $250
$5,000 - $7,999.99 to earn $350
$8,000 or more to earn $450
U.S. Bank Smartly®Checking includes:
Fraud prevention
Security alerts
Complimentary access to Greenlight to raise financially smart kids
Direct deposit switch
Access to U.S. Bank Smart Rewards® to reap additional benefits
Mobile check deposit
U.S. Bank Visa® Debit Card
No fee overdraft protection transfers from a linked deposit account, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program
Fund your new acount within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through April 17, 2025. Member FDIC.
Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposit(s) totaling:
$2,000 - $4,999.99 to earn $250
$5,000 - $7,999.99 to earn $350
$8,000 or more to earn $450
U.S. Bank Smartly®Checking includes:
Fraud prevention
Security alerts
Complimentary access to Greenlight to raise financially smart kids
Direct deposit switch
Access to U.S. Bank Smart Rewards® to reap additional benefits
Mobile check deposit
U.S. Bank Visa® Debit Card
No fee overdraft protection transfers from a linked deposit account, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program
Fund your new acount within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Still waiting on US Bank to give me my $400 bonus for the prior promo that required two deposits totaling more than $5000.
I manager a deposit at a big bank and we have offers like this all the time but to answer your question, we do NOT accept transfers (brokerage, wireless, or any other). a direct deposit has a certain transaction code and that's how we track it. can't speak for us bank but they likely do the same.
This is the only bank where I did not received account opening bonus out of ~20.
Sign up for a Slickdeals account to remove this ad.
Our community has rated this post as helpful. If you agree, why not thank madcowtt
01-19-2025 at 07:54 AM.
Followed all the requirements and put extra in just in case. I only had 30 days left to go and they flagged my account as fraudulent. Reps would literally hangup on the phone when verifying my account. I was so happy when I got my original money back. No interest and no bonus. The said they will never take me as a customer again. I still don't know what went wrong they wouldn't tell me. So I'll stick with my 4 other banks
Same here, it's been two years, waiting for them to call me back
They are never calling you back if it's been two years. File a CFPB complaint , and I bet you have a resolution within 2 weeks. We have consumer-protective government agencies for a reason. At least for now.
We are sorry.
U.S. Bank doesn't offer checking or savings accounts in your area. To help you meet your financial goals, please consider other U.S. Bank products. If you are an active duty military member, please call 844.395.5441.
You should open another account with them first. A CC for instance. Then you can open others. I'm in TX too, have several USB accounts
Our community has rated this post as helpful. If you agree, why not thank Steve.M
01-20-2025 at 07:40 PM.
Quote
from LeeJ4041
:
does ACH transfer from another bank considered "direct deposit" for US Bank?
I manager a deposit at a big bank and we have offers like this all the time but to answer your question, we do NOT accept transfers (brokerage, wireless, or any other). a direct deposit has a certain transaction code and that's how we track it. can't speak for us bank but they likely do the same.
Our community has rated this post as helpful. If you agree, why not thank BananaFart
01-20-2025 at 08:38 PM.
Quote
from LeeJ4041
:
does ACH transfer from another bank considered "direct deposit" for US Bank?
Nerp. Read the fine print:
A direct deposit is an electronic deposit of your paycheck made through the Automated Clearing House (ACH) network or an electronic deposit of your government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct depot.
Check if you have a branch within a 50 mile radius. It said I could apply with my zip code but after going through all the step it denied my application with a vague message. Later I called and it was because of that.
How did you manage direct deposits into 20 accounts?
For me it's easy. Open account, channel a deposit allotment from my work into the account, bonus hits, cancel allotment, close account (if I'd incur maintenance fees), move into the next one.
134 Comments
Your comment cannot be blank.
Featured Comments
Sign up for a Slickdeals account to remove this ad.
Our community has rated this post as helpful. If you agree, why not thank madcowtt
They are never calling you back if it's been two years. File a CFPB complaint , and I bet you have a resolution within 2 weeks. We have consumer-protective government agencies for a reason. At least for now.
We are sorry.
U.S. Bank doesn't offer checking or savings accounts in your area. To help you meet your financial goals, please consider other U.S. Bank products. If you are an active duty military member, please call 844.395.5441.
You should open another account with them first. A CC for instance. Then you can open others. I'm in TX too, have several USB accounts
Our community has rated this post as helpful. If you agree, why not thank Steve.M
I manager a deposit at a big bank and we have offers like this all the time but to answer your question, we do NOT accept transfers (brokerage, wireless, or any other). a direct deposit has a certain transaction code and that's how we track it. can't speak for us bank but they likely do the same.
Our community has rated this post as helpful. If you agree, why not thank BananaFart
Nerp. Read the fine print:
A direct deposit is an electronic deposit of your paycheck made through the Automated Clearing House (ACH) network or an electronic deposit of your government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct depot.
Sign up for a Slickdeals account to remove this ad.
How did you manage direct deposits into 20 accounts?
For me it's easy. Open account, channel a deposit allotment from my work into the account, bonus hits, cancel allotment, close account (if I'd incur maintenance fees), move into the next one.
I can tell you that an ACH push from Chase works.
Did you complain to the OCC or the fed. Usually gets a better response
Sign up for a Slickdeals account to remove this ad.