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U.S. Bank Smartly® Checking: Earn Up to $450 When You Open a New Account and Complete Qualifying Activities Expired

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Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through April 17, 2025. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account.

Complete the following within 90 days of account opening:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling:
    • $2,000 - $4,999.99 to earn $250
    • $5,000 - $7,999.99 to earn $350
    • $8,000 or more to earn $450
U.S. Bank Smartly®Checking includes:
  • Fraud prevention
  • Security alerts
  • Complimentary access to Greenlight to raise financially smart kids
  • Direct deposit switch
  • Access to U.S. Bank Smart Rewards® to reap additional benefits
  • Mobile check deposit
  • U.S. Bank Visa® Debit Card
  • No fee overdraft protection transfers from a linked deposit account, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program
Fund your new acount within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.

Slickdeals may be compensated by U.S. Bank

Original Post

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Edited March 18, 2025 at 10:35 AM by
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through April 17, 2025. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account.
Complete the following within 90 days of account opening:
  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling:
    • $2,000 - $4,999.99 to earn $250
    • $5,000 - $7,999.99 to earn $350
    • $8,000 or more to earn $450

U.S. Bank Smartly®Checking includes:
  • Fraud prevention
  • Security alerts
  • Complimentary access to Greenlight to raise financially smart kids
  • Direct deposit switch
  • Access to U.S. Bank Smart Rewards® to reap additional benefits
  • Mobile check deposit
  • U.S. Bank Visa® Debit Card
  • No fee overdraft protection transfers from a linked deposit account, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program

Fund your new acount within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.

Slickdeals may be compensated by U.S. Bank
Created 01-07-2025 at 04:16 PM by EfficientGame645
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+26
124,707 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

134 Comments

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Featured Comments

Still waiting on US Bank to give me my $400 bonus for the prior promo that required two deposits totaling more than $5000.
I manager a deposit at a big bank and we have offers like this all the time but to answer your question, we do NOT accept transfers (brokerage, wireless, or any other). a direct deposit has a certain transaction code and that's how we track it. can't speak for us bank but they likely do the same.
This is the only bank where I did not received account opening bonus out of ~20.

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Joined Nov 2008
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> bubble2 2,181 Posts
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Thatoneguythere
01-07-2025 at 04:27 PM.

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01-07-2025 at 04:27 PM.
Still waiting on US Bank to give me my $400 bonus for the prior promo that required two deposits totaling more than $5000.
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Joined Jan 2024
Typing Cat
> bubble2 2,251 Posts
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Pro
WolfTheCat
01-07-2025 at 05:31 PM.
01-07-2025 at 05:31 PM.
Identical expired deal:
https://slickdeals.net/share/android_app/t/17867115

Lots of comments there.
1
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Joined Apr 2023
L2: Beginner
> bubble2 29 Posts
10 Reputation
TenseShape410
01-08-2025 at 06:19 AM.
01-08-2025 at 06:19 AM.
Not available in NY

"We are sorry.
U.S. Bank doesn't offer checking or savings accounts in your area. To help you meet your financial goals, please consider other U.S. Bank products."
1
Reply
Joined Jan 2024
New User
> bubble2 6 Posts
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IndigoNose211
01-09-2025 at 09:28 AM.
01-09-2025 at 09:28 AM.
Quote from TenseShape410 :
Not available in NY

"We are sorry.
U.S. Bank doesn't offer checking or savings accounts in your area. To help you meet your financial goals, please consider other U.S. Bank products."
Open another type of account first - such as saving or credit card which is available nationwide. Then as an existing customer, you can open a checking.
1
Reply
Joined Nov 2016
L4: Apprentice
> bubble2 487 Posts
319 Reputation
LeeJ4041
01-17-2025 at 12:09 PM.
01-17-2025 at 12:09 PM.
does ACH transfer from another bank considered "direct deposit" for US Bank?
1
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Joined May 2008
L5: Journeyman
> bubble2 651 Posts
132 Reputation
wiebel03
01-17-2025 at 12:36 PM.

Our community has rated this post as helpful. If you agree, why not thank wiebel03

01-17-2025 at 12:36 PM.
If you open it through an affiliate link that pays cash back, you get an extra $80
2
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Joined Jun 2010
L5: Journeyman
> bubble2 767 Posts
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sc37
01-17-2025 at 12:51 PM.
01-17-2025 at 12:51 PM.
Quote from LeeJ4041 :
does ACH transfer from another bank considered "direct deposit" for US Bank?
Looks like feedback on a money blog says that ACH push works from a variety of banks. Also it's noted that US Bank has a bonus tracker now, so you'll know if it works or not.
1
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Joined Sep 2006
L5: Journeyman
> bubble2 851 Posts
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dingdong123
01-17-2025 at 05:02 PM.

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01-17-2025 at 05:02 PM.
Quote from Thatoneguythere :
Still waiting on US Bank to give me my $400 bonus for the prior promo that required two deposits totaling more than $5000.
This is the only bank where I did not received account opening bonus out of ~20.
2
Reply
Joined Jan 2025
New User
> bubble2 2 Posts
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LovelyWater928
01-17-2025 at 07:28 PM.
01-17-2025 at 07:28 PM.
Quote from Thatoneguythere :
Still waiting on US Bank to give me my $400 bonus for the prior promo that required two deposits totaling more than $5000.
Same here, it's been two years, waiting for them to call me back
1
7
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Joined Feb 2008
L5: Journeyman
> bubble2 515 Posts
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skullaria
01-18-2025 at 12:31 PM.
01-18-2025 at 12:31 PM.
All these bank deals suck if you have $$ to get the bonus, but not a regular job or check.
1
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Joined May 2008
Super Moderator
> bubble2 2,435 Posts
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Global Mod
pur | Staff
01-18-2025 at 12:38 PM.
01-18-2025 at 12:38 PM.
Quote from skullaria :
All these bank deals suck if you have $$ to get the bonus, but not a regular job or check.
Often transferring money in from another bank's/brokerage's website can count as a direct deposit, but it's not guaranteed
2
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Joined May 2017
L5: Journeyman
> bubble2 642 Posts
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c137
01-18-2025 at 01:21 PM.
01-18-2025 at 01:21 PM.
Quote from skullaria :
All these bank deals suck if you have $$ to get the bonus, but not a regular job or check.
Amex has a offer for deposit 35000 get 400, not sure if its personalized.
Maybe you could try that one?
Reply
Joined Sep 2003
Worlds Most Modest Man
> bubble2 19,005 Posts
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beowulf7
01-18-2025 at 01:48 PM.
01-18-2025 at 01:48 PM.
Still no dice for me in D/FW area of TX.

We are sorry.
U.S. Bank doesn't offer checking or savings accounts in your area. To help you meet your financial goals, please consider other U.S. Bank products. If you are an active duty military member, please call 844.395.5441.
Reply
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