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CIT Bank Platinum Savings: Earn Up to $300 Bonus After Deposit Transfer Requirements

+29 Deal Score
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CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.

New Customers: Deposit Transfer Requirements:
  • Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
  • Transfer a one-time deposit of $50,000+ for a Bonus of $300
  • Terms:
    • Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
    • Funding Period: 30 days from the account open date
    • Bonus fulfillment: 60-days from the funding date.
Details:
  • Must have a minimum daily balance of $5000 to earn 4.10% APY
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • *See site for details
Slickdeals may be compensated by CIT Bank

Original Post

Written by
Edited March 25, 2025 at 10:29 AM by
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.

New Customers: Deposit Transfer Requirements:
  • Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
  • Transfer a one-time deposit of $50,000+ for a Bonus of $300
  • Terms:
    • Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
    • Funding Period: 30 days from the account open date
    • Bonus fulfillment: 60-days from the funding date.
Details:
  • Must have a minimum daily balance of $5000 to earn 4.10% APY
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • *See site for details
Slickdeals may be compensated by CIT Bank
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Deal
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153 Comments

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Featured Comments

Big initial deposit required, but banks paying 4.3% on savings typically do not pay sign-up bonuses. Getting both a good rate and SUB is nice, and unusual.

No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.

The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
Live with parents.
No avocado toast. Saving for home, etc

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Joined Jun 2016
L3: Novice
> bubble2 3,029 Posts
354 Reputation
np1050
05-08-2025 at 07:39 AM.
05-08-2025 at 07:39 AM.
Quote from MusicShark :
How do you have $50,000+ available without doing shady things in this world?

Live below your means. Increase income. Get married (dual income)
Reply
Joined Jan 2023
L2: Beginner
> bubble2 45 Posts
14 Reputation
itsjoemoney
05-08-2025 at 03:52 PM.
05-08-2025 at 03:52 PM.
Quote from SlickBruin22 :
Love CIT- my wife has an account already. Think I could open in my name and get bonus?

I'm sure you can, especially if you're not a joint owner on her account.
Reply
Joined Jan 2023
L2: Beginner
> bubble2 45 Posts
14 Reputation
itsjoemoney
05-08-2025 at 03:56 PM.
05-08-2025 at 03:56 PM.
Quote from MusicShark :
How do you have $50,000+ available without doing shady things in this world?

Always spend less than you make. Save 15%+ of your earnings from the beginning so you don't miss it. Get more education if it means a more fulfilling job with greater pay. Earn like a professional, live like a college student. Don't buy crap just b/c it's on Slickdeals.
Reply
Joined Jan 2023
L2: Beginner
> bubble2 45 Posts
14 Reputation
itsjoemoney
05-08-2025 at 03:57 PM.
05-08-2025 at 03:57 PM.
Quote from np1050 :
Live below your means. Increase income. Get married (dual income)

After getting married, don't get divorced... that is -50% net worth.
Reply
Joined Jan 2017
L2: Beginner
> bubble2 35 Posts
14 Reputation
SouthernBuckeye
05-08-2025 at 04:20 PM.
05-08-2025 at 04:20 PM.
Quote from denary :
I successfully received my $300 deposit bonus on top of the normal interest within the 60 days of deposit!

Thanks. I am over the 60 days as I put in the day the promo went live. Crickets here. Initially said I was signed up and showed on homepage. Now nothing in the offer section and no bonus added. Did you receive an email or anything saying you were getting the bonus?
Reply
Joined Nov 2003
L5: Journeyman
> bubble2 518 Posts
79 Reputation
denary
05-08-2025 at 06:23 PM.
05-08-2025 at 06:23 PM.
Quote from SouthernBuckeye :
Thanks. I am over the 60 days as I put in the day the promo went live. Crickets here. Initially said I was signed up and showed on homepage. Now nothing in the offer section and no bonus added. Did you receive an email or anything saying you were getting the bonus?

Go to Communications > Document Center > Notices and Documents and click on View New Account and Service Documents.
Reply
Joined Nov 2010
Alternative Fact
> bubble2 6,809 Posts
5,290 Reputation
MusicShark
05-08-2025 at 06:33 PM.
05-08-2025 at 06:33 PM.
Quote from np1050 :
Live below your means. Increase income. Get married (dual income)
Are you sure that "Get married" is a good idea to get rich?
Reply

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Joined Jun 2016
L3: Novice
> bubble2 3,029 Posts
354 Reputation
np1050
05-09-2025 at 04:48 AM.
05-09-2025 at 04:48 AM.
Quote from MusicShark :
Are you sure that "Get married" is a good idea to get rich?

I never said get rich. Having a partner that helps bring more money into the household makes things easier (financially). Whether it's 30k or 100k, everything helps. I digress, we're well off topic now.
Reply
Joined Apr 2009
L3: Novice
> bubble2 202 Posts
24 Reputation
RomanG
05-14-2025 at 10:29 AM.
05-14-2025 at 10:29 AM.
A few notes regarding this. After initiating the transfer, they keep the money for over 1 week prior to letting you access it (keep in mind if you are transferring a large sum - Initiated 5/13 - Available 5/21 ). The site notes interest is being earned, but if you are not yet at the higher rate with the 5K requirement, I am assuming it stays at their miniscule rate of 0.25% during that time. No change on my dashboard as of yet. I received an email about the promotion several days after signing up, but it doesn't appear to be referenced anywhere on the site at login.
Reply
Joined Nov 2010
L3: Novice
> bubble2 274 Posts
70 Reputation
stoneheath
05-15-2025 at 12:27 PM.
05-15-2025 at 12:27 PM.
Quote from denary :
I successfully received my $300 deposit bonus on top of the normal interest within the 60 days of deposit!
After depositing the funds $25K or $50K whichever bonus you were doing within day 30 of account opening, did you leave the funds in the account till the bonus posted? Or can we withdraw the funds?
Reply
Joined Nov 2010
L3: Novice
> bubble2 274 Posts
70 Reputation
stoneheath
05-15-2025 at 12:28 PM.
05-15-2025 at 12:28 PM.
Quote from misel00 :
My $300 was deposited within 46 days of deposit of funds...................
After depositing the funds $25K or $50K whichever bonus you were doing within day 30 of account opening, did you leave the funds in the account till the bonus posted? Or can we withdraw the funds?
Reply
Joined Nov 2003
L5: Journeyman
> bubble2 518 Posts
79 Reputation
denary
05-15-2025 at 01:14 PM.
05-15-2025 at 01:14 PM.
Quote from stoneheath :
After depositing the funds $25K or $50K whichever bonus you were doing within day 30 of account opening, did you leave the funds in the account till the bonus posted? Or can we withdraw the funds?

I left the $50k in the account
Reply
Joined Apr 2015
New User
> bubble2 9 Posts
10 Reputation
ploomy
Yesterday at 06:35 AM.
Yesterday at 06:35 AM.
Love this deal, though I found that they don't send you paper statements. This is great as long as you don't need them.
Reply
Joined May 2019
L3: Novice
> bubble2 242 Posts
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ApexLegends
Yesterday at 07:43 AM.
Yesterday at 07:43 AM.
The deposit amount is very very high
Reply

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Joined Dec 2012
CompulsiveADHD
> bubble2 2,034 Posts
797 Reputation
Pro
snafufubarpita
Yesterday at 03:51 PM.
Yesterday at 03:51 PM.
Pardon me, would you have any Grey Poupon? ✌️😀
Reply
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