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CIT Bank Platinum Savings: Earn Up to $300 Bonus After Deposit Transfer Requirements
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.
New Customers: Deposit Transfer Requirements:
New Customers: Deposit Transfer Requirements:
- Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
- Transfer a one-time deposit of $50,000+ for a Bonus of $300
- Terms:
- Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
- Funding Period: 30 days from the account open date
- Bonus fulfillment: 60-days from the funding date.
- Must have a minimum daily balance of $5000 to earn 3.75% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
- For a complete list of account details and fees, see our Personal Account disclosures.
Original Post
Written by
Edited November 21, 2025
at 01:55 PM
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.
New Customers: Deposit Transfer Requirements:
New Customers: Deposit Transfer Requirements:
- Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
- Transfer a one-time deposit of $50,000+ for a Bonus of $300
- Terms:
- Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
- Funding Period: 30 days from the account open date
- Bonus fulfillment: 60-days from the funding date.
- Must have a minimum daily balance of $5000 to earn 3.75% APY
- No account opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- FDIC insured
- *See site for details
- For a complete list of account details and fees, see our Personal Account disclosures.
Created 02-27-2025
at 11:19 AM
by EfficientGame645
in
Financial Tools & Services
(6)
CIT Bank
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182 Comments
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Featured Comments
No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.
The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
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After successful enrollment, it said a confirmation email was coming my way, but none so far.
Also, is there any tracker to check progress online?
bought a house and the transfer of fund is easy (online) and faster than my other bank(s)
good rate that doesn't flutuate as much as most of other banks (ex lendingclub)
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Something to keep in mind - Opening a new account will start you at 4.10%, which is prob lower than your existing Platinum account's APY.
You can get another bonus if it's another promo and you open another sub-acct
New promo dates, sub-acct, and ensure it's a fully fresh ext xfer.
Terms call out that it can't be an inner-xfer is certainly worth noting.
At least that's how I read doctor of credit comments about how to churn em.
My scenario should it help-
12/19 I had $20k
2/26 xferred $20k out as that ensures I was past 60 days
3/7 $300 promo applied and also pulled out.
Left that acct empty
Spawned another account under new promo on 2/26
2/27 $20k xfer
Few to name a few, especially if you have easy to update direct deposits-
SoFi
Chime
Help yourself past those ticklers.
It's overwhelming, but pay attention to the table of contents and the best categories
https://www.doctorofcre
confused. Do I need to keep the money for 30 days or can I transfer out right away? Thank you for your help.
New promo dates, sub-acct, and ensure it's a fully fresh ext xfer.
Terms call out that it can't be an inner-xfer is certainly worth noting.
At least that's how I read doctor of credit comments about how to churn em.
My scenario should it help-
12/19 I had $20k
2/26 xferred $20k out as that ensures I was past 60 days
3/7 $300 promo applied and also pulled out.
Left that acct empty
Spawned another account under new promo on 2/26
2/27 $20k xfer
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