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CIT Bank Platinum Savings: Earn Up to $300 Bonus After Deposit Transfer Requirements

+37 Deal Score
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CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.

New Customers: Deposit Transfer Requirements:
  • Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
  • Transfer a one-time deposit of $50,000+ for a Bonus of $300
  • Terms:
    • Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
    • Funding Period: 30 days from the account open date
    • Bonus fulfillment: 60-days from the funding date.
Details:
  • Must have a minimum daily balance of $5000 to earn 3.75% APY
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • *See site for details
  • For a complete list of account details and fees, see our Personal Account disclosures.
Slickdeals may be compensated by CIT Bank

Original Post

Written by
Edited November 21, 2025 at 01:55 PM by
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.

New Customers: Deposit Transfer Requirements:
  • Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
  • Transfer a one-time deposit of $50,000+ for a Bonus of $300
  • Terms:
    • Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
    • Funding Period: 30 days from the account open date
    • Bonus fulfillment: 60-days from the funding date.
Details:
  • Must have a minimum daily balance of $5000 to earn 3.75% APY
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • *See site for details
  • For a complete list of account details and fees, see our Personal Account disclosures.
Slickdeals may be compensated by CIT Bank
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Created 02-27-2025 at 11:19 AM by EfficientGame645
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182 Comments

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Featured Comments

Big initial deposit required, but banks paying 4.3% on savings typically do not pay sign-up bonuses. Getting both a good rate and SUB is nice, and unusual.

No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.

The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
Live with parents.
No avocado toast. Saving for home, etc

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Joined Mar 2011
L10: Grand Master
> bubble2 11,095 Posts
1,208 Reputation
gibsonbass
04-02-2025 at 05:47 PM.
04-02-2025 at 05:47 PM.
Quote from Hkxyz :
I just tried to transfer 15k and the offer popped up 4.10 to 4.50 APY

it even keeps popping up after I accept the offer too, cause I did still want to transfer the money for the $900 chase offer.

maybe keep trying different amounts or wait a couple days
I tried 200k without success .
Reply
Joined Sep 2005
Traveler
> bubble2 1,221 Posts
282 Reputation
merlinx
04-02-2025 at 07:50 PM.
04-02-2025 at 07:50 PM.
Quote from SLickCate :
How was this resolved for you? I just opened an account and all went fine until the end where I too received this message: We need some additional information to process your application
Just got oppened in a few days
Reply
Joined Nov 2006
L7: Teacher
> bubble2 2,006 Posts
210 Reputation
mgoodlin
04-05-2025 at 06:22 PM.
04-05-2025 at 06:22 PM.
Stupid hoop to jump through…I did a bonus last week that required 2 500 dollar deposits and got more than this. Shop around there are better deals
1
Reply
Joined Mar 2010
L2: Beginner
> bubble2 52 Posts
14 Reputation
carquote
04-07-2025 at 06:07 PM.
04-07-2025 at 06:07 PM.
Quote from mgoodlin :
Stupid hoop to jump through…I did a bonus last week that required 2 500 dollar deposits and got more than this. Shop around there are better deals

Which bank?
Reply
Joined Nov 2006
L7: Teacher
> bubble2 2,006 Posts
210 Reputation
mgoodlin
04-09-2025 at 09:23 AM.
04-09-2025 at 09:23 AM.
Quote from carquote :
Which bank?
google dr credit there are a ton of them. 99% do not require this ridiculous deposit amount
3
Reply
Joined Dec 2016
L5: Journeyman
> bubble2 554 Posts
79 Reputation
shaqweek
04-09-2025 at 10:11 PM.
04-09-2025 at 10:11 PM.
I did the transfer process and they offered to boost my rate to 4.5% APY for 12 months so I stayed. I've been a member for over a year so maybe that had something to do with it.
Reply
Last edited by shaqweek April 9, 2025 at 10:13 PM.
Joined Jul 2012
L3: Novice
> bubble2 154 Posts
14 Reputation
lunr313
04-10-2025 at 09:30 AM.
04-10-2025 at 09:30 AM.
50k for 300 lol I'm not going to waist my time, what a joke
4
Reply

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Joined Jun 2010
L2: Beginner
> bubble2 88 Posts
90 Reputation
occompond
04-10-2025 at 01:03 PM.
04-10-2025 at 01:03 PM.
I got the "we need more information" and then got rejected without asking for more information. Guess my cash wasn't cold or hard enough.
1
Reply
Joined Jun 2010
L2: Beginner
> bubble2 88 Posts
90 Reputation
occompond
04-10-2025 at 01:09 PM.
04-10-2025 at 01:09 PM.
Since CIT is dead to me, anyone have good experiences with Barclays (4.4%) or others? I'm really looking for a new bank that can handle both checking and savings for both personal and LLC fairly seamlessly.
1
Reply
Joined Jan 2006
> bubble2 12,519 Posts
21,152 Reputation
SLickCate
04-11-2025 at 11:35 AM.
04-11-2025 at 11:35 AM.
Quote from occompond :
I got the "we need more information" and then got rejected without asking for more information. Guess my cash wasn't cold or hard enough.
Their screening process is ridiculous. I got denied with no explanation other than to request my Chex Systems report, because that's who they use, all AI no human to help. There is nothing negative on my history, such an unsettling feeling being denied like this when I've got a stellar history...LOL! After some searching, I found the same thing has happened to others on Reddit, so I don't feel so bad. Now I really need to get some savings into a HYSA though, so have to start the hunt.
Reply
Joined Dec 2013
L3: Novice
> bubble2 173 Posts
38 Reputation
MathewS
04-11-2025 at 05:07 PM.
04-11-2025 at 05:07 PM.
I was denied for an account as well without explanation
Reply
Joined Aug 2009
L2: Beginner
> bubble2 76 Posts
22 Reputation
dualer208
04-15-2025 at 12:36 PM.
04-15-2025 at 12:36 PM.
I tried it and I got an email saying I was bumped to 4.1%...
Reply
Joined Nov 2016
L3: Novice
> bubble2 287 Posts
22 Reputation
CatsoM
04-15-2025 at 09:37 PM.
04-15-2025 at 09:37 PM.
Live Oak Bank has a much better $300 bonus for $20,000 on deposit for 60 days.
1
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,270 Posts
641 Reputation
Truth-Serum
04-16-2025 at 03:54 AM.
04-16-2025 at 03:54 AM.
Quote from rollingtundra :
Couldn't open account? Never been a member, perfect credit, no bad bank history, bizarre.

I find that with these banks, you have to put your name, address and email exactly as it is in your public records on file or it will be denied
Reply

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Joined Aug 2010
B!tch Please
> bubble2 6,270 Posts
641 Reputation
Truth-Serum
04-16-2025 at 03:55 AM.
04-16-2025 at 03:55 AM.
This bonus is terrible. Better offers at other banks
1
Reply
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