Big initial deposit required, but banks paying 4.3% on savings typically do not pay sign-up bonuses. Getting both a good rate and SUB is nice, and unusual.
No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.
The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
Live with parents.
No avocado toast. Saving for home, etc
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if anyone would like to know about more options than a savings acc with a low % that is only for a certain time frame, just DM! i work in financial services and can run some numbers and different policy options for you!
if anyone would like to know about more options than a savings acc with a low % that is only for a certain time frame, just DM! i work in financial services and can run some numbers and different policy options for you!
So, when you transfer it gets posted next day on your account but takes lot of time to become available for use or transfer out.
I transferred the money 6 days back however it's still not showing in available balance. Other banks show up in 2 days usually.
So, if was posted today it gets available next day.
So, when you transfer it gets posted next day on your account but takes lot of time to become available for use or transfer out.
I transferred the money 6 days back however it's still not showing in available balance. Other banks show up in 2 days usually.
So, if was posted today it gets available next day.
So, when you transfer it gets posted next day on your account but takes lot of time to become available for use or transfer out.
I transferred the money 6 days back however it's still not showing in available balance. Other banks show up in 2 days usually.
So, if was posted today it gets available next day.
Yup, I scheduled a transfer today and it said available on 5/30
Boy this is awkward. I signed up, created a login, got all the way to the initial deposit screen and my laptop freezes and forcibly restarts. Now it says my username is already in use when I try to sign up again but it doesn't recognize my credentials when I try to log in. Weird thing is if I go to the CIT bank website directly and try the credentials it seems to recognize them but wants to do a 2 factor authentication with a phone number that doesn't exist. What in gods name...
Did you get any update or break thru?
Similar is my case I was denied to open the account, but when tried again it says user id is alreayd taken, when tried to login it wants to do 2 factor authentication with a phone number that doesnt exist.
Did you get any update or break thru?
Similar is my case I was denied to open the account, but when tried again it says user id is alreayd taken, when tried to login it wants to do 2 factor authentication with a phone number that doesnt exist.
Yeah it's really bizarre. How did an unknown phone number become associated with the username I had just created with my phone number? Makes no sense. Anyway, I gave up and just did a new user/password and went through the process again. I couldn't see the justification in trying to call customer service and explaining the whole thing to them.
Yeah it's really bizarre. How did an unknown phone number become associated with the username I had just created with my phone number? Makes no sense. Anyway, I gave up and just did a new user/password and went through the process again. I couldn't see the justification in trying to call customer service and explaining the whole thing to them.
Just got off the phone with their customer care, they explained this is their way to lock the online login/pwd... they re-submitted my application for 2nd review, very funny though.. said should receive an email in a day or 2...
I received my bonus yesterday, 60 days after enrolling.
After depositing the funds $25K or $50K whichever bonus you were doing within day 30 of account opening, did you leave the funds in the account till the bonus posted? Or can we withdraw the funds?
Looks like this offer is still live. Anyway to use a credit card first to fund the account and the credit card not reflect this as cash advance. Would love get some cc points along the way.
After depositing the funds $25K or $50K whichever bonus you were doing within day 30 of account opening, did you leave the funds in the account till the bonus posted? Or can we withdraw the funds?
Not sure, I asked them this and they just said I had to deposit the funds. I mostly left it in though it may have briefly dipped below the initial amount (I'm an existing customer).
Got the $300 bonus plus when i was transferring out they offered 4.5% interest rate for me to keep my funds in the account which I gladly accepted for now.
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No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.
The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
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Found the whole life insurance salesperson.
I transferred the money 6 days back however it's still not showing in available balance. Other banks show up in 2 days usually.
So, if was posted today it gets available next day.
I transferred the money 6 days back however it's still not showing in available balance. Other banks show up in 2 days usually.
So, if was posted today it gets available next day.
I transferred the money 6 days back however it's still not showing in available balance. Other banks show up in 2 days usually.
So, if was posted today it gets available next day.
Yup, I scheduled a transfer today and it said available on 5/30
Similar is my case I was denied to open the account, but when tried again it says user id is alreayd taken, when tried to login it wants to do 2 factor authentication with a phone number that doesnt exist.
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Similar is my case I was denied to open the account, but when tried again it says user id is alreayd taken, when tried to login it wants to do 2 factor authentication with a phone number that doesnt exist.
Just got off the phone with their customer care, they explained this is their way to lock the online login/pwd... they re-submitted my application for 2nd review, very funny though.. said should receive an email in a day or 2...
Spend less than what you earn, save up monthly, invest.
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