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CIT Bank Platinum Savings: Earn Up to $300 Bonus After Deposit Transfer Requirements Expired

+34 Deal Score
110,140 Views
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.

New Customers: Deposit Transfer Requirements:
  • Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
  • Transfer a one-time deposit of $50,000+ for a Bonus of $300
  • Terms:
    • Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
    • Funding Period: 30 days from the account open date
    • Bonus fulfillment: 60-days from the funding date.
Details:
  • Must have a minimum daily balance of $5000 to earn 4.10% APY
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • *See site for details
Slickdeals may be compensated by CIT Bank

Original Post

Written by
Edited May 29, 2025 at 10:28 AM by
CIT Bank our partner, offers the following benefits with their Platinum Savings account. Use promo code PS2025.

New Customers: Deposit Transfer Requirements:
  • Transfer a one-time deposit of $25,000 -$49,999.99 for a Bonus of $225
  • Transfer a one-time deposit of $50,000+ for a Bonus of $300
  • Terms:
    • Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
    • Funding Period: 30 days from the account open date
    • Bonus fulfillment: 60-days from the funding date.
Details:
  • Must have a minimum daily balance of $5000 to earn 4.10% APY
  • No account opening or maintenance fees
  • Daily compounding interest to maximize your earning potential
  • FDIC insured
  • *See site for details
Slickdeals may be compensated by CIT Bank
Created 02-27-2025 at 10:19 AM by EfficientGame645
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Deal
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+34
110,140 Views

177 Comments

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Featured Comments

Big initial deposit required, but banks paying 4.3% on savings typically do not pay sign-up bonuses. Getting both a good rate and SUB is nice, and unusual.

No direct deposit games - nice. Finally, a bank that doesn't care where the money comes from.

The risk here is that you have to keep $5k in for 60-90 days to get the 4.3%, but CIT can lower the rate in that timeframe. However, CIT has historically had good rates on this account for quite a while - not at the very top of what is available, but certainly within shooting distance of the top. I would expect them to remain competitive.
Live with parents.
No avocado toast. Saving for home, etc

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Joined Jan 2012
L4: Apprentice
> bubble2 448 Posts
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richfasho
05-20-2025 at 01:33 PM.
05-20-2025 at 01:33 PM.
if anyone would like to know about more options than a savings acc with a low % that is only for a certain time frame, just DM! i work in financial services and can run some numbers and different policy options for you!
1
Reply
Joined May 2007
L10: Grand Master
> bubble2 8,319 Posts
3,076 Reputation
diavolo33
05-20-2025 at 02:36 PM.
05-20-2025 at 02:36 PM.
Quote from richfasho :
if anyone would like to know about more options than a savings acc with a low % that is only for a certain time frame, just DM! i work in financial services and can run some numbers and different policy options for you!

Found the whole life insurance salesperson.
Reply
Joined Jun 2018
Deal Explorer
> bubble2 44 Posts
228 Reputation
Pro
mail4aksingh
05-20-2025 at 03:28 PM.
05-20-2025 at 03:28 PM.
So, when you transfer it gets posted next day on your account but takes lot of time to become available for use or transfer out.
I transferred the money 6 days back however it's still not showing in available balance. Other banks show up in 2 days usually.
So, if was posted today it gets available next day.
Reply
Joined Jun 2018
Deal Explorer
> bubble2 44 Posts
228 Reputation
Pro
mail4aksingh
05-20-2025 at 03:29 PM.
05-20-2025 at 03:29 PM.
So, when you transfer it gets posted next day on your account but takes lot of time to become available for use or transfer out.
I transferred the money 6 days back however it's still not showing in available balance. Other banks show up in 2 days usually.
So, if was posted today it gets available next day.
Reply
Joined Aug 2011
L6: Expert
> bubble2 1,711 Posts
hou1960
05-20-2025 at 07:46 PM.
05-20-2025 at 07:46 PM.
Quote from mail4aksingh :
So, when you transfer it gets posted next day on your account but takes lot of time to become available for use or transfer out.
I transferred the money 6 days back however it's still not showing in available balance. Other banks show up in 2 days usually.
So, if was posted today it gets available next day.

Yup, I scheduled a transfer today and it said available on 5/30
Reply
Joined Dec 2004
L4: Apprentice
> bubble2 334 Posts
220 Reputation
spacemidget
05-21-2025 at 05:08 AM.
05-21-2025 at 05:08 AM.
I received my bonus yesterday, 60 days after enrolling.
Reply
Joined Jan 2014
L2: Beginner
> bubble2 38 Posts
10 Reputation
luvnitts
05-21-2025 at 07:18 AM.
05-21-2025 at 07:18 AM.
Quote from J03 :
Boy this is awkward. I signed up, created a login, got all the way to the initial deposit screen and my laptop freezes and forcibly restarts. Now it says my username is already in use when I try to sign up again but it doesn't recognize my credentials when I try to log in. Weird thing is if I go to the CIT bank website directly and try the credentials it seems to recognize them but wants to do a 2 factor authentication with a phone number that doesn't exist. What in gods name...
Did you get any update or break thru?
Similar is my case I was denied to open the account, but when tried again it says user id is alreayd taken, when tried to login it wants to do 2 factor authentication with a phone number that doesnt exist.
Reply

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Joined Aug 2010
L12: God
> bubble2 10,838 Posts
1,152 Reputation
J03
05-21-2025 at 07:24 AM.
05-21-2025 at 07:24 AM.
Quote from luvnitts :
Did you get any update or break thru?
Similar is my case I was denied to open the account, but when tried again it says user id is alreayd taken, when tried to login it wants to do 2 factor authentication with a phone number that doesnt exist.
Yeah it's really bizarre. How did an unknown phone number become associated with the username I had just created with my phone number? Makes no sense. Anyway, I gave up and just did a new user/password and went through the process again. I couldn't see the justification in trying to call customer service and explaining the whole thing to them.
Reply
Joined Jan 2014
L2: Beginner
> bubble2 38 Posts
10 Reputation
luvnitts
05-21-2025 at 07:45 AM.
05-21-2025 at 07:45 AM.
Quote from J03 :
Yeah it's really bizarre. How did an unknown phone number become associated with the username I had just created with my phone number? Makes no sense. Anyway, I gave up and just did a new user/password and went through the process again. I couldn't see the justification in trying to call customer service and explaining the whole thing to them.

Just got off the phone with their customer care, they explained this is their way to lock the online login/pwd... they re-submitted my application for 2nd review, very funny though.. said should receive an email in a day or 2...
Reply
Joined Jan 2012
L4: Apprentice
> bubble2 448 Posts
38 Reputation
richfasho
05-21-2025 at 07:58 AM.
05-21-2025 at 07:58 AM.
Quote from diavolo33 :
Found the whole life insurance salesperson.
i'm more for IULs but what's your point?
Reply
Joined Nov 2010
L3: Novice
> bubble2 275 Posts
70 Reputation
stoneheath
05-22-2025 at 06:29 AM.
05-22-2025 at 06:29 AM.
Quote from spacemidget :
I received my bonus yesterday, 60 days after enrolling.
After depositing the funds $25K or $50K whichever bonus you were doing within day 30 of account opening, did you leave the funds in the account till the bonus posted? Or can we withdraw the funds?
Reply
Joined Sep 2005
L5: Journeyman
> bubble2 930 Posts
111 Reputation
fightingirish
05-22-2025 at 07:08 AM.
05-22-2025 at 07:08 AM.
Looks like this offer is still live. Anyway to use a credit card first to fund the account and the credit card not reflect this as cash advance. Would love get some cc points along the way.
Reply
Joined Dec 2004
L4: Apprentice
> bubble2 334 Posts
220 Reputation
spacemidget
05-22-2025 at 04:01 PM.
05-22-2025 at 04:01 PM.
Quote from stoneheath :
After depositing the funds $25K or $50K whichever bonus you were doing within day 30 of account opening, did you leave the funds in the account till the bonus posted? Or can we withdraw the funds?
Not sure, I asked them this and they just said I had to deposit the funds. I mostly left it in though it may have briefly dipped below the initial amount (I'm an existing customer).
Reply
Joined Jun 2009
L5: Journeyman
> bubble2 969 Posts
169 Reputation
matt48
05-22-2025 at 05:26 PM.
05-22-2025 at 05:26 PM.
Quote from MusicShark :
How do you have $50,000+ available without doing shady things in this world?

Spend less than what you earn, save up monthly, invest.
Reply

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Joined Aug 2005
L9: Master
> bubble2 4,301 Posts
495 Reputation
Mydiscover
05-24-2025 at 03:00 AM.
05-24-2025 at 03:00 AM.
Got the $300 bonus plus when i was transferring out they offered 4.5% interest rate for me to keep my funds in the account which I gladly accepted for now.
Reply
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