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frontpage Posted by pokerfreak07 • Mar 7, 2025
frontpage Posted by pokerfreak07 • Mar 7, 2025

New Huntington Checking Account Cash Bonus w/ Qualifying Direct Deposits:

(Select States only)

$400 Bonus w/ $500 Deposit

39 Comments 38,655 Views
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Deal Details
Note: This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, or Wisconsin.

Huntington National Bank is offering New Perks Checking Account Customers: $400 Cash Bonus w/ $500 in Qualifying Direct Deposits as listed below.

Thanks to Community Member pokerfreak07 for posting this deal.

Deal Instructions:
  1. Open a new Perks checking account.
  2. Set up and receive total qualifying direct deposits, such as a payroll or government payment like social security, of $500 or more within 90 days from account opening and keep your account open for 90 days.
    • Monthly Account Maintenance Fee applies.
      • You can avoid the monthly checking maintenance fee for any statement period for Huntington Perks Checking if you have $1,000 in monthly deposits or if you keep a Total Relationship Balance of at least $5,000 in eligible deposits.
  3. $400 will be deposited in your new account within 14 days of meeting requirements.

Editor's Notes

Written by persian_mafia | Staff
  • To be eligible for this offer, click Apply Online or Open at a Branch from this page, so that the promotion code is claimed at time of account opening.
  • This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, or Wisconsin.
  • Cash Bonus Offer. To qualify for a $400 cash bonus, you are required to do ALL of the following:
    1. Open a new Huntington Perks Checking account with your promotion code by June 9, 2025.
    2. Set up and receive total qualifying direct deposits of $500 or more within 90 days from account opening.
      • Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension or government payments (such as Social Security).
      • Deposits that DO NOT QUALIFY are those through the Real-Time Payments (RTP) network, and payments through peer-to-peer networks such as PayPal, Zelle, Venmo or others. These do not qualify as direct deposits. Transfers from another Huntington deposit account also do not qualify.
    3. Maintain an open account status in the eligible checking account for 90 days.
  • The bonus will be deposited into your new checking account within 14 days of meeting the promotion requirements stated above. Your checking account must remain in an open status in order to receive the bonus.
  • This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington personal checking account, or those who closed a checking account within the last six months, are not eligible.
  • Transfers from another Huntington deposit account do not count as a deposit. This offer cannot be used in combination with any other consumer checking offer. For tax purposes, you will receive a Form 1099-INT from us for the cash bonus. Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
  • Refer to the original post & forum comments for additional details & discussion. -StrawMan86

Original Post

Written by pokerfreak07
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Note: This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, or Wisconsin.

Huntington National Bank is offering New Perks Checking Account Customers: $400 Cash Bonus w/ $500 in Qualifying Direct Deposits as listed below.

Thanks to Community Member pokerfreak07 for posting this deal.

Deal Instructions:
  1. Open a new Perks checking account.
  2. Set up and receive total qualifying direct deposits, such as a payroll or government payment like social security, of $500 or more within 90 days from account opening and keep your account open for 90 days.
    • Monthly Account Maintenance Fee applies.
      • You can avoid the monthly checking maintenance fee for any statement period for Huntington Perks Checking if you have $1,000 in monthly deposits or if you keep a Total Relationship Balance of at least $5,000 in eligible deposits.
  3. $400 will be deposited in your new account within 14 days of meeting requirements.

Editor's Notes

Written by persian_mafia | Staff
  • To be eligible for this offer, click Apply Online or Open at a Branch from this page, so that the promotion code is claimed at time of account opening.
  • This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, or Wisconsin.
  • Cash Bonus Offer. To qualify for a $400 cash bonus, you are required to do ALL of the following:
    1. Open a new Huntington Perks Checking account with your promotion code by June 9, 2025.
    2. Set up and receive total qualifying direct deposits of $500 or more within 90 days from account opening.
      • Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension or government payments (such as Social Security).
      • Deposits that DO NOT QUALIFY are those through the Real-Time Payments (RTP) network, and payments through peer-to-peer networks such as PayPal, Zelle, Venmo or others. These do not qualify as direct deposits. Transfers from another Huntington deposit account also do not qualify.
    3. Maintain an open account status in the eligible checking account for 90 days.
  • The bonus will be deposited into your new checking account within 14 days of meeting the promotion requirements stated above. Your checking account must remain in an open status in order to receive the bonus.
  • This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington personal checking account, or those who closed a checking account within the last six months, are not eligible.
  • Transfers from another Huntington deposit account do not count as a deposit. This offer cannot be used in combination with any other consumer checking offer. For tax purposes, you will receive a Form 1099-INT from us for the cash bonus. Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
  • Refer to the original post & forum comments for additional details & discussion. -StrawMan86

Original Post

Written by pokerfreak07

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Top Comments

Thanks OP, but as usual, no luck for CA peeps

To be eligible for this offer, click Apply Online or Open at a Branch from this page, so that the promotion code is claimed at time of account opening. This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, West Virginia or Wisconsin.
That's ok, free money has been shown to cause cancer in lab rats in CA anyway
I had a negative experience with this bank a few years ago. They froze my account when I tried to transfer funds and attempted to force me to go into a branch, the closest of which was 100s of miles away, to have it unfrozen. Took a complaint with the now-neutered CFPB for them to give in.

39 Comments

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Mar 10, 2025
119 Posts
Joined Jul 2013
Mar 10, 2025
FootlongBlack
Mar 10, 2025
119 Posts
Free $400 is attractive, but 500 mi / 8 hr round trip to the nearest branch could be a problem.

Would inbound transfers from another bank qualify as direct deposits?
1
Mar 10, 2025
2,755 Posts
Joined Feb 2007
Mar 10, 2025
hbk72777
Mar 10, 2025
2,755 Posts
Quote from qkumbr :
From the offer page:

Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension or government payments (such as Social Security). Deposits that DO NOT QUALIFY are those through the Real-Time Payments (RTP) network, and payments through peer-to-peer networks such as PayPal, Zelle, Venmo or others. These do not qualify as direct deposits. Transfers from another Huntington deposit account also do not qualify.

I can't take a bank seriously if they don't consider peer to peer payments as direct deposits.

Those holes are still making interest off of it
3
Mar 10, 2025
3 Posts
Joined Feb 2019
Mar 10, 2025
SeanW1569
Mar 10, 2025
3 Posts
Description might be incorrect, South Carolina doesn't work, and label doesn't show South Carolina
Mar 10, 2025
4,523 Posts
Joined Mar 2005
Mar 10, 2025
thegman230
Mar 10, 2025
4,523 Posts
Quote from FootlongBlack :
Free $400 is attractive, but 500 mi / 8 hr round trip to the nearest branch could be a problem.

Would inbound transfers from another bank qualify as direct deposits?
Looking to know same
1
Mar 10, 2025
1,175 Posts
Joined Dec 2009
Mar 10, 2025
music3k
Mar 10, 2025
1,175 Posts
Quote from diavolo33 :
Took a complaint with the now-neutered CFPB for them to give in.
How did they actually help? I filed a complaint against Chase recently(before the gutting of the program) and Chase just basically went "too bad we aren't doing anything about it"

Everyone told me they would help, but they were basically the BBB and did nothing but contact them and stand aside.
Mar 10, 2025
251 Posts
Joined Jun 2014
Mar 10, 2025
slicksterdealster
Mar 10, 2025
251 Posts
Quote from FootlongBlack :
Free $400 is attractive, but 500 mi / 8 hr round trip to the nearest branch could be a problem.

Would inbound transfers from another bank qualify as direct deposits?
why is the distance a problem? Does online banking not work for you?
Mar 10, 2025
60 Posts
Joined Oct 2008
Mar 10, 2025
Gators2008
Mar 10, 2025
60 Posts
I am pretty sure this won't matter to most, if not all, of you because you are only in this for the signing bonus. Huntington is the worst bank I've ever dealt with. Zero customer services, i've dealt with multiple account managers over a couple of years, none of them would ever respond to Email/voicemail. In order to close an account, you need to go into a branch that might be hundreds of miles away - but they had no problem letting you open an account without ever visiting a branch.

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Mar 10, 2025
8,252 Posts
Joined May 2007
Mar 10, 2025
diavolo33
Mar 10, 2025
8,252 Posts
Quote from music3k :
How did they actually help? I filed a complaint against Chase recently(before the gutting of the program) and Chase just basically went "too bad we aren't doing anything about it"

Everyone told me they would help, but they were basically the BBB and did nothing but contact them and stand aside.

The CFPB didn't do anything except forward the complaint to the bank. That apparently got the attention of a higher-up, who stepped in and got the funds released for me. So whether a CFPB complaint is effective is YMMV.
Mar 10, 2025
27 Posts
Joined Mar 2025
Mar 10, 2025
IndigoMallard333
Mar 10, 2025
27 Posts
Quote from Gators2008 :
I am pretty sure this won't matter to most, if not all, of you because you are only in this for the signing bonus. Huntington is the worst bank I've ever dealt with. Zero customer services, i've dealt with multiple account managers over a couple of years, none of them would ever respond to Email/voicemail. In order to close an account, you need to go into a branch that might be hundreds of miles away - but they had no problem letting you open an account without ever visiting a branch.
I had the opposite issue, they wouldn't let me open the account without going to the bank in person but they let me close it by phone.
Mar 13, 2025
105 Posts
Joined Aug 2022
Mar 13, 2025
trickkynickk
Mar 13, 2025
105 Posts
had them for 10+ years, never any issue until i did a large wire. account frozen and im also hundreds of miles away
Mar 13, 2025
342 Posts
Joined Jun 2007
Mar 13, 2025
PharoahUB
Mar 13, 2025
342 Posts
Quote from lcz06 :
That's usually due to fraud prevention reasons.

Being in person to verify you are who you say you is not needed in this day and age. There is either a guy who should have retired 10 years ago calling the shots in their security department, or they haven't bothered to put in the effort and investment to build a remote verification process. Either way it points to a company culture problem and a poorly run place. I wouldn't trust my money with a bank like that. I'm an IT Consultant and I see this crap all the time in poorly run businesses. They aren't lagging behind the times with tech because they're too busy banking it up awesomely. Trust me. The whole company is most likely a mess.
Last edited by PharoahUB March 13, 2025 at 12:13 AM.
Mar 13, 2025
2,334 Posts
Joined May 2008
Mar 13, 2025
LightningDemon
Mar 13, 2025
2,334 Posts
It doesnt state it in their terms but does anyone know if you also have a Huntington credit card, do they waive the monthly $10 fee?

US Bank does waive their maintenance fee if you have multiple products with them but I remember, way back when, it was never stated they did that when i opened up an account.
Mar 14, 2025
138 Posts
Joined Feb 2015
Mar 14, 2025
bcorwin85
Mar 14, 2025
138 Posts
How long do you have to have the account open for before you can close it without them taking the bonus back?
Mar 14, 2025
2,759 Posts
Joined Jul 2004
Mar 14, 2025
fungo45
Mar 14, 2025
2,759 Posts
Tried to get the same deal last year and never got the bonus. The branch manager was no help and referred me to the corporate office. Can't get anyone to respond. Forgot about it until seeing this post. I'll try again to contact them

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Mar 15, 2025
116 Posts
Joined Jun 2016
Mar 15, 2025
MuTex
Mar 15, 2025
116 Posts
The link states "No monthly maintenance fee with $1,000 in total monthly deposits, or $5,000 in total relationship balances, otherwise $10 a month"
Hopefully the $1,000 in monthly deposits can be from another bank to avoid monthly fee, and not necessarily direct deposit like payroll etc. Does anyone know for sure? Thanks.

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