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Chase Sapphire Preferred® Card: Earn 100K Bonus Points After You Spend $5k in the First 3 Months Expired

+98 Deal Score
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Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:


Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

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Edited May 16, 2025 at 09:28 AM by
Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:
Earn 1000,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC

Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

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Deal
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+98
271,559 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

753 Comments

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Featured Comments

For those who only want cash, not points:

$1000 cash back less:
- $95 annual fee
- $50-100 opportunity cost for spending $5000 on a card that only gives 1%cb when you could have gotten 2-3%cb.

Still over $800 tax-free profit. Not bad at all.

Considering it. I have one more application before I hit chase 5/24, then wait for a boosted amex gold or platinum bonus.

Any 0% apr period on this?

Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
The offer is supposed to be available online starting 04/03.
Not only is it in OP's message, it's also in the subject. Good grief.

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Joined Jul 2008
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> bubble2 1,828 Posts
285 Reputation
localHero
04-03-2025 at 11:35 AM.
04-03-2025 at 11:35 AM.
Quote from addictedsaver :
You can downgrade to Freedom Flex. It's a better card.

I think I've had that in the past but I'm not one who is going to keep up with categories... Unless I am meeting a spend requirement for a bonus, I usually just use my Wells Fargo card that gives me 2% back on everything.


For the Chase card, I just want to be sure I can downgrade and keep my points and still use them on the travel portal for an extra bonus at times.
Reply
Joined Jun 2019
L2: Beginner
> bubble2 2,115 Posts
467 Reputation
Fanime
04-03-2025 at 11:36 AM.
04-03-2025 at 11:36 AM.
Quote from SmilingRaccoon4726 :
Question. Looks like I opened Chase Sapphire Preferred in March 2021. I downgrade it last week to Freedom Unlimited. Am I eligible for this? It seems like exactly 48 months since I opened Preferred.
It's 48 months from when you received your bonus, not from when you opened the card. It's unlikely that you received your bonus on April 3rd 2021, so you're not eligible.
Reply
Joined Jun 2019
L2: Beginner
> bubble2 2,115 Posts
467 Reputation
Fanime
04-03-2025 at 11:36 AM.
04-03-2025 at 11:36 AM.
Quote from localHero :
I think I've had that in the past but I'm not one who is going to keep up with categories... Unless I am meeting a spend requirement for a bonus, I usually just use my Wells Fargo card that gives me 2% back on everything.


For the Chase card, I just want to be sure I can downgrade and keep my points and still use them on the travel portal for an extra bonus at times.
Flex or freedom unlimited. You'll keep the points and can transfer in-between the cards whenever.
Reply
Joined Jan 2010
DealMaster
> bubble2 6,705 Posts
1,292 Reputation
Dealzcat
04-03-2025 at 11:37 AM.
04-03-2025 at 11:37 AM.
Front page deal in 3-2-1

OP, rep earned and given
2
Reply
Joined May 2015
L5: Journeyman
> bubble2 638 Posts
1,376 Reputation
addictedsaver
04-03-2025 at 11:45 AM.
04-03-2025 at 11:45 AM.
Quote from localHero :
For the Chase card, I just want to be sure I can downgrade and keep my points and still use them on the travel portal for an extra bonus at times.
You don't get extra bonus with no-fee Sapphire
Reply
Joined Nov 2019
L2: Beginner
> bubble2 85 Posts
436 Reputation
SmilingRaccoon4726
04-03-2025 at 11:45 AM.
04-03-2025 at 11:45 AM.
Quote from Fanime :
It's 48 months from when you received your bonus, not from when you opened the card. It's unlikely that you received your bonus on April 3rd 2021, so you're not eligible.
Looks like I got the Bonus Points on May 19 statement. Looks like I will be eligible after May 19
Reply
Joined Dec 2006
L2: Beginner
> bubble2 29 Posts
10 Reputation
ss44
04-03-2025 at 11:46 AM.
04-03-2025 at 11:46 AM.
Quote from nc3780 :
Yes, after 1 year you can make the product change.
Best time is probably when your 1 year annual fee posts then call or send SM to do the product change.
Interesting, so if I plan on redeeming points for travel within 1 year then this Preferred offer seems to be the better deal, right?
  • Preferred = 100 K points at 25% bonus = $1250 of travel credit
  • Sapphire = 60K at 50% bonus = $900 of travel credit
There's obviously other differences in the cards, but for the sake of argument let's say the $300 extra in annual fees on the Sapphire evens those out
Reply

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Joined May 2015
L5: Journeyman
> bubble2 638 Posts
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addictedsaver
04-03-2025 at 11:48 AM.
04-03-2025 at 11:48 AM.
Quote from ss44 :
Interesting, so if I plan on redeeming points for travel within 1 year then this Preferred offer seems to be the better deal, right?
  • Preferred = 100 K points at 25% bonus = $1250 of travel credit
  • Sapphire = 60K at 50% bonus = $900 of travel credit
There's obviously other differences in the cards, but for the sake of argument let's say the $300 extra in annual fees on the Sapphire evens those out
Are you referring to the Sapphire Reserve card? You can upgrade to Reserve and get the 50% bonus.
Reply
Joined Jul 2011
L10: Grand Master
> bubble2 6,776 Posts
596 Reputation
08CivicSi
04-03-2025 at 12:07 PM.
04-03-2025 at 12:07 PM.
Can the points be converted to a statement credit?
Reply
Joined Aug 2011
L3: Novice
> bubble2 175 Posts
26 Reputation
german41
04-03-2025 at 12:11 PM.
04-03-2025 at 12:11 PM.
Quote from Dealzcat :
OP's link is legit (the deal you are posting used a hacked link)

Use OP's link

IMO hold off until the 100,000 referral link goes live

OP's deal is not a repost
I am relatively new to credit cards.

Why are you waiting for the referral link? My understanding is the referrer will earn some points and he/she might be willing to send you some money, for example, $50.

Besides the above, what are the benefits of using the referral link? Will using the referral link increase the probability of getting approved of your application?
Reply
Joined Jun 2019
L2: Beginner
> bubble2 2,115 Posts
467 Reputation
Fanime
04-03-2025 at 12:13 PM.
04-03-2025 at 12:13 PM.
Quote from 08CivicSi :
Can the points be converted to a statement credit?
1 Cent per point
Reply
Joined Jul 2009
L5: Journeyman
> bubble2 760 Posts
34 Reputation
mak101
04-03-2025 at 12:19 PM.
04-03-2025 at 12:19 PM.
Quote from nc3780 :
Yes, after 1 year you can make the product change.
Best time is probably when your 1 year annual fee posts then call or send SM to do the product change.

Can you upgrade it immediately after receiving bonus points?
Reply
Joined Jul 2011
L10: Grand Master
> bubble2 6,776 Posts
596 Reputation
08CivicSi
04-03-2025 at 12:23 PM.
04-03-2025 at 12:23 PM.
Quote from Fanime :
1 Cent per point

Thank you
Reply
Joined May 2015
L5: Journeyman
> bubble2 638 Posts
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addictedsaver
04-03-2025 at 12:26 PM.
04-03-2025 at 12:26 PM.
Quote from german41 :
I am relatively new to credit cards.

Why are you waiting for the referral link? My understanding is the referrer will earn some points and he/she might be willing to send you some money, for example, $50.

Besides the above, what are the benefits of using the referral link? Will using the referral link increase the probability of getting approved of your application?
If husband/wife for example has the card for example, they can refer you. No other benefit.
Reply

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Joined Aug 2009
L6: Expert
> bubble2 1,457 Posts
277 Reputation
soapie
04-03-2025 at 12:28 PM.
04-03-2025 at 12:28 PM.
I signed up but no mention of 100k anyone know how to check?
Reply
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