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Chase Sapphire Preferred® Card: Earn 100K Bonus Points After You Spend $5k in the First 3 Months Expired

+98 Deal Score
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Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:


Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

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Original Post

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Edited May 16, 2025 at 09:28 AM by
Earn 100,000 bonus points after $5,000 in purchases in your first 3 months from account opening with the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:
Earn 1000,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC

Rates & Fees

Read our review on the Chase Sapphire Preferred® Card

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Deal
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+98
275,510 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

753 Comments

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For those who only want cash, not points:

$1000 cash back less:
- $95 annual fee
- $50-100 opportunity cost for spending $5000 on a card that only gives 1%cb when you could have gotten 2-3%cb.

Still over $800 tax-free profit. Not bad at all.

Considering it. I have one more application before I hit chase 5/24, then wait for a boosted amex gold or platinum bonus.

Any 0% apr period on this?

Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
The offer is supposed to be available online starting 04/03.
Not only is it in OP's message, it's also in the subject. Good grief.

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Joined May 2016
New User
> bubble2 5 Posts
10 Reputation
Momtocns
04-05-2025 at 02:34 PM.
04-05-2025 at 02:34 PM.
Quote from mak101 :
I applied for it yesterday and got the same message, I called them this morning, they verified all the information on the app and asked me if you want to transfer some credits from other Chase card, I agreed and they approved my Sapphire application 🙂
What # did you call?
Reply
Joined May 2016
New User
> bubble2 5 Posts
10 Reputation
Momtocns
04-05-2025 at 02:39 PM.
04-05-2025 at 02:39 PM.
Quote from j4real :
So if I have sapphire reserve can I get this card. It's been open more than 4 years. Haven't had another sapphire ever
gibsonbass is wrong. You don't need to close, you can simply downgrade.
Reply
Joined Dec 2009
L4: Apprentice
> bubble2 398 Posts
129 Reputation
sjack827
04-05-2025 at 02:51 PM.
04-05-2025 at 02:51 PM.
Does the Reserve ever run point specials like the Preferred?
Reply
Joined Nov 2005
L6: Expert
> bubble2 1,595 Posts
446 Reputation
stevelion
04-05-2025 at 03:26 PM.
04-05-2025 at 03:26 PM.
Quote from Momtocns :
Were you denied immediately? Or, given the 7 day notice?
I was denied immediately on screen and with a statement that said I'd get a letter in the mail in 7-10 days containing the reason. I also got an email right after that stated "We'll review your Chase Sapphire Preferred Card application and be in touch soon."
Reply
Joined Jul 2018
New User
> bubble2 18 Posts
10 Reputation
ThomasSD
04-05-2025 at 03:34 PM.
04-05-2025 at 03:34 PM.
"Trifecta" Question: Can it be done between spouses? For example. I'm main card holder and my spouse authorized user. If she gets another chase card and I get another one and we are both authorized users for one another, can the points be moved across the cards?

Also, opinions on doing the trifecta? Worth it?
Reply
Joined Aug 2006
L3: Novice
> bubble2 114 Posts
52 Reputation
bytebyte
04-05-2025 at 03:50 PM.
04-05-2025 at 03:50 PM.
Quote from Peterpan76 :
I am planning on paying my Federal/State taxes with the credit card. Can somebody confirm this will count towards the $5K spending.

I believe IRS uses https://www.pay1040.com/ OR https://www.officialpayments.com/index.jsp
I paid my fed taxes with Capital One card and it counted as the spending qualify for the bonus.
Reply
Joined Nov 2014
L4: Apprentice
> bubble2 364 Posts
17 Reputation
wm1234
04-05-2025 at 04:58 PM.
04-05-2025 at 04:58 PM.
Quote from stevelion :
Odd that I applied and was denied am not in violation of the 5/24 rule, have an outstanding credit score, and am fairly certain (but not 100%) it's been more than 48 months since receiving the bonus. I did sign into my Chase personal account to apply. Anyone else have issues getting approved?

Ditto. I got this message after applying.

"We're unable to approve your application. You'll receive a letter with more information about our decision within 7 to 10 days."

I have applied for 3 personal and 1 business ink card within 6 months. All were approved!

I was skeptical about my approval but I thought it was too good to skip and worth a try. I always want to get csp and the time has finally come , unfortunately it doesn't seem like I m gonna get this one!
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Joined Nov 2020
L5: Journeyman
> bubble2 799 Posts
218 Reputation
Pro
BeigeIdea523
04-05-2025 at 05:01 PM.
04-05-2025 at 05:01 PM.
Quote from firecapt :
Instant approval for a $22K credit line.

Super weird since I have a Chase Freedom Unlimited that I've had for years that they refuse to raise above a $500 limit.. hahahahaha
Now that you have the 22k on the CSP you can ask them to move some of the credit over to the CFU from the CSP.

You can also request a credit limit increase in the Chase app directly for the CFU without contacting customer service. The app request is a soft inquiry.
Reply
Joined Nov 2023
L4: Apprentice
> bubble2 409 Posts
49 Reputation
langkhack19
04-05-2025 at 05:27 PM.
04-05-2025 at 05:27 PM.
Quote from tagheuer :
What are you basing this statement one? As long he doesn't currently hold a Sapphire Card and he's more than 48 months out he's eligible
Sorry I didn't see the 48 months part
Reply
Joined May 2005
L5: Journeyman
> bubble2 513 Posts
78 Reputation
sbihue
04-05-2025 at 05:40 PM.
04-05-2025 at 05:40 PM.
I generated a referral link for my wife but it only shows 60K points. How to get the 100K link with 10K referral points
Reply
Joined Oct 2005
L1: Learner
> bubble2 22 Posts
31 Reputation
G-spec
04-05-2025 at 06:14 PM.
04-05-2025 at 06:14 PM.
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening.*

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.


More ways to earn
Earn 3X points on dining, including eligible delivery services, takeout and dining out.*


Earn 5X total points on travel purchased through Chase TravelSM, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit.*


Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase TravelSM.*


Earn 2X on other travel purchases.*


Earn 3X points on online grocery purchases (excluding Target, Walmart* and wholesale clubs).*


Earn 3X points on select streaming services.*


Plus, earn 1 point per dollar spent on all other purchases.*

Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM. For example, 100,000 points are worth $1,250 toward travel.*

$95 annual fee

https://creditcards.chase.com/rew.../preferred
2
Reply
Joined May 2015
L4: Apprentice
> bubble2 347 Posts
78 Reputation
firecapt
04-05-2025 at 06:23 PM.
04-05-2025 at 06:23 PM.
Quote from BeigeIdea523 :
Now that you have the 22k on the CSP you can ask them to move some of the credit over to the CFU from the CSP.

You can also request a credit limit increase in the Chase app directly for the CFU without contacting customer service. The app request is a soft inquiry.
I don't want to mix them. Honestly, the only reason I didn't cancel the CFU is b/c it's got age and I added the kids to it to build their credit profiles.

That's what I did - every time I went to the Request CL Increase, it says something similar to, ""sorry, no offers available at this time." That was after ensuring that income was updated, etc.
Reply
Joined Sep 2018
L6: Expert
> bubble2 1,566 Posts
156 Reputation
EagerActivity1630
04-05-2025 at 06:37 PM.
04-05-2025 at 06:37 PM.
Anyone know when 100k will be good with referral? Ty
1
Reply
Joined Apr 2021
L2: Beginner
> bubble2 92 Posts
14 Reputation
Ai_bot_Manual.intel
04-05-2025 at 06:55 PM.
04-05-2025 at 06:55 PM.
Does rent pay counts to 5k spend?
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Joined Nov 2005
L6: Expert
> bubble2 1,595 Posts
446 Reputation
stevelion
04-05-2025 at 07:40 PM.
04-05-2025 at 07:40 PM.
Quote from Ai_bot_Manual.intel :
Does rent pay counts to 5k spend?

Most landlords don't accept Credit Card payments for rent do they? If they do accept it or you can figure out how to pay it with your credit card, then sure it counts.
Reply
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