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Edited May 16, 2025
at 09:28 AM
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Earn 100,000 bonus points after
$5,000 in purchases in your first
3 months from account opening with the
Chase Sapphire Preferred® Card. Annual fee is $95.
Card Details:
Earn 1000,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC
Rates & Fees
Read our review on the
Chase Sapphire Preferred® Card
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$1000 cash back less:
- $95 annual fee
- $50-100 opportunity cost for spending $5000 on a card that only gives 1%cb when you could have gotten 2-3%cb.
Still over $800 tax-free profit. Not bad at all.
Considering it. I have one more application before I hit chase 5/24, then wait for a boosted amex gold or platinum bonus.
Any 0% apr period on this?
Will they treat a tax payment at pay1040 as a cash advance? Most credit card vendors treat it as a purchase.
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https://www.irs.gov/payments/pay-...redit-card [irs.gov]
But I've no personal data points on this (I will sometime in the next 4-6 weeks I suppose since I downgraded my CSR outside 30 days for this deal).
Possibly someone else who did this recently (but not as recently as I) has current info?
Dec 01, 2024 ANNUAL FEE REFUND Fees & adjustments −$55.44
It's now obvious that the rep that I talked to when downgrading my CSP did not know the prorating policy.
Dec 01, 2024 ANNUAL FEE REFUND Fees & adjustments −$55.44
It's now obvious that the rep that I talked to when downgrading my CSP did not know the prorating policy.
Ah- you're missing out on one aspect of it.
When the 5x rotating category is restaurants- that STACKS with the regular restaurant bonus on CFF. So you get 7x that quarter using CFF, but would only get 3x using CFU or 5x using a regular CF for the same restaurants.
So that's a real advantage to a CFF over a regular Freedom.
When the 5x rotating category is restaurants- that STACKS with the regular restaurant bonus on CFF. So you get 7x that quarter using CFF, but would only get 3x using CFU or 5x using a regular CF for the same restaurants.
So that's a real advantage to a CFF over a regular Freedom.
Do you know if you can get a SUB on CFF if you have a Freedom card? CFF is not showing as an available card in my account. Years ago I got a SUB on CFU when having a Freedom card.
Do you know if you can get a SUB on CFF if you have a Freedom card? CFF is not showing as an available card in my account. Years ago I got a SUB on CFU when having a Freedom card.
Far as I know SUBs for all first party (ie chase only, not some hotel or airline connection) are all independent from other chase cards with the single exception of the 48 months across all sapphire cards rule.
For 3rd party it can be weird/complex (especially with Marriott cards where they're also exclusions based on having or in the past having had certain Amex cards)
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The pre-approved mail copy stated offer good through may 17. However, no one knows the real end date foe this promotion
1. Had CS (6 Old) downgraded to Freedom flex through CSR - 04/17
2. Got referral link through reddit for SCR showing 100K bonus.
3. Applied through referral link today 04/24 - Got standard message that we get back to you in 2 weeks.
4. Call right away to application status line (800-432-3117. After keying SSN got standard message that we get back to you in 2 weeks. Pressed 0 to speak to agent.
5. Talk to agent . She found application and did basic verification and said need to process application. 5 min she processed and approved for 36K.
6. Transferred to customer service . Confirm bonus points and ask them to send me card with 2 day delivery.
bank checking only. so that option was gone.
I've had both Chase Sapphire cards in the past, and each provide great value. The preferred has a reasonable annual fee, $50 hotel credit, plus other benefits easily cover the cost.
As such, it is general consensus in the credit card bonus community to wait for that second annual fee to post before attempting a cancelation or downgrade.
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