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$350 Sign up Bonus with BMO if you open a checkings account and deposit $4000 in 90 days

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BMO is offering a $350 for those that open a new account with BMO.

BMO Smart Advantage Checking is free if you go for the paperless option.

https://www.bmo.com/en-us/main/personal/checking-accounts/digital-offer/ [bmo.com]
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Created 04-15-2025 at 12:12 AM by CnC_Citizen
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Oct 2008
L4: Apprentice
> bubble2 497 Posts
36 Reputation
jfinkow
04-17-2025 at 10:06 AM.
04-17-2025 at 10:06 AM.
Quote from Kapidex :
me and P2 have gotten bonuses from BMO recently, no issues
Yeah, I'm pretty sure that I'll get the bonus now that I am fully signed up. But that over-the-phone sign-up was brutal.
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Joined Oct 2006
The One and Only!!!
> bubble2 378 Posts
81 Reputation
BenAam
04-25-2025 at 06:58 PM.
04-25-2025 at 06:58 PM.
Have Received $200.00, $350.00, $350.00 - for the THREE different Family member Accounts we Opened (and Closed after Promo)!
Indeed TRUE - was a BIG Hassle for the 2nd family Account Opening and Verification.

BTW AFAIK 'failed ID Verification' - same we faced, is Often due to Mobile Number Provider being *UNABLE* to Verify or Match the *EXACT NAME and NUMBER* you entered during Account Application and what they have on file with them.
Ex: my daughter could NOT be verified, because her Cell Number was under 'my' generic name for the WHOLE Account at the time. Called and Talked with Mobile Provider, added her name under Cell Number/Profile... waited 24 hours.. tried.. worked like a charm!
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Joined Dec 2007
L5: Journeyman
> bubble2 815 Posts
141 Reputation
ChaChing23
04-27-2025 at 12:29 PM.
04-27-2025 at 12:29 PM.
Quote from svinokot :
Anybody knows the reason why certain banks can not verify id online though you give them all the needed info?
Here are a few reasons:
Frozen credit reports
Use of VPN
Use of ad-blockers
Use of pre-filled information (rather than typing everything out)
Use of Google Voice telephone number
Missing information (not completing every field)
Non-matching name
Non-matching address
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Joined Nov 2016
L2: Beginner
> bubble2 62 Posts
22 Reputation
robmuch
05-02-2025 at 01:27 PM.
05-02-2025 at 01:27 PM.
This bank is an absolute joke. I got denied due to them being unable to verify my identity. When I called the line, they said it would take 30-45 minutes on the phone to complete the application. I have no idea why so many financial institutions require person to person interactions to do the most mundane tasks.

CUSocal had a really good CD offer, same thing. You couldn't open online, but had to do it on the phone. Spent 15 min on hold, and once the person picked up...it took all of 15 seconds for them to open the CD. It's like a jobs program to keep tellers employed.
/rant over
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