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forum threadWolfTheCat posted May 04, 2025 12:13 PM
forum threadWolfTheCat posted May 04, 2025 12:13 PM

INDIANA ONLY - $300 bonus w/checking account. Very low DD and Balance Requirements.

$300

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THIS DEAL IS INDIANA ONLY, AND THEY ARE STRICT ABOUT THAT.

$300 sign-up checking bonus, which is in the normal-good range, but direct deposit and balance requirements are very low. Most similar deals require thousands of dollars in Direct Deposit and/or minimum balance.

Key points:
  • Indiana Only. May apply in-store or via link. Web page will reject any zip code outside Indiana.
  • Use Promo Code STAR300.
  • Requires $500 direct deposit per month, but you do not have to keep the $500 in the account - you can withdraw almost instantly. Funds availability states that funds are available the same day they receive the electronic deposit.
  • Requires 5 debit card transactions per month. The easiest ways to do this is probably pay-at-the-pump for gas or grocery self-checkout, making multiple transactions in one trip.
  • Limit one bonus per household. No signing up the spouse and/or kids to double-up.
  • e-checking (their lowest tier checking) has NO minimum balance requirement, but you'll want to keep a few bucks in there so you don't overdraft your $1 debit card transactions.
  • e-checking has NO monthly service fees.
  • Minimum $50 to open account, but you can withdraw it quickly.
  • Bonus paid within 120 days.
  • $25 fee if account closed within 180 days, but you don't have to do direct deposits or debit card transactions once the bonus is paid.
  • $6/mo dormant account fee, so do SOMETHING in the account every month until you close.
  • Other fees: https://www.starfinancial.com/current-fees
  • A direct deposit comes from a paycheck, or from the government (social security, tax refund, etc...). Doctor of Credit has no data indicating any other EFTs will work: https://www.doctorofcredit.com/kn...#Star_Bank
  • Debit card is a MasterCard
https://www.starfinancial.com/star300
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
THIS DEAL IS INDIANA ONLY, AND THEY ARE STRICT ABOUT THAT.

$300 sign-up checking bonus, which is in the normal-good range, but direct deposit and balance requirements are very low. Most similar deals require thousands of dollars in Direct Deposit and/or minimum balance.

Key points:
  • Indiana Only. May apply in-store or via link. Web page will reject any zip code outside Indiana.
  • Use Promo Code STAR300.
  • Requires $500 direct deposit per month, but you do not have to keep the $500 in the account - you can withdraw almost instantly. Funds availability states that funds are available the same day they receive the electronic deposit.
  • Requires 5 debit card transactions per month. The easiest ways to do this is probably pay-at-the-pump for gas or grocery self-checkout, making multiple transactions in one trip.
  • Limit one bonus per household. No signing up the spouse and/or kids to double-up.
  • e-checking (their lowest tier checking) has NO minimum balance requirement, but you'll want to keep a few bucks in there so you don't overdraft your $1 debit card transactions.
  • e-checking has NO monthly service fees.
  • Minimum $50 to open account, but you can withdraw it quickly.
  • Bonus paid within 120 days.
  • $25 fee if account closed within 180 days, but you don't have to do direct deposits or debit card transactions once the bonus is paid.
  • $6/mo dormant account fee, so do SOMETHING in the account every month until you close.
  • Other fees: https://www.starfinancial.com/current-fees
  • A direct deposit comes from a paycheck, or from the government (social security, tax refund, etc...). Doctor of Credit has no data indicating any other EFTs will work: https://www.doctorofcredit.com/kn...#Star_Bank
  • Debit card is a MasterCard
https://www.starfinancial.com/star300

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3 Comments

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Original Poster
Pro
May 04, 2025 12:18 PM
2,333 Posts
Joined Jan 2024
May 04, 2025 12:18 PM
WolfTheCatMay 04, 2025 12:18 PM
Original Poster
Pro
2,333 Posts
Full disclosure: I applied via web today. Have never had a relationship with Star bank before.

Signup was pretty easy. Instantly accepted online. There was some identity verification, and I transferred in $100 from another local checking account.
May 13, 2025 02:45 AM
9,478 Posts
Joined Dec 2010
May 13, 2025 02:45 AM
yangziMay 13, 2025 02:45 AM
9,478 Posts
"Requires 5 debit card transactions per month. The easiest ways to do this are Amazon giftcard reloads ($1 each) or pay-at-the-pump for gas."

Amazon gift card reload now requires the minimum amount of $5 instead of $1.

Thanks for the deal.
1
Original Poster
Pro
May 13, 2025 02:06 PM
2,333 Posts
Joined Jan 2024
May 13, 2025 02:06 PM
WolfTheCatMay 13, 2025 02:06 PM
Original Poster
Pro
2,333 Posts
Quote from yangzi :
"Requires 5 debit card transactions per month. The easiest ways to do this are Amazon giftcard reloads ($1 each) or pay-at-the-pump for gas."

Amazon gift card reload now requires the minimum amount of $5 instead of $1.

Thanks for the deal.
Good catch. Pay at the pump it is. Edited post.

I've also done self-checkout at the grocery store, but don't do that when there is a huge line. Running several transaction will slow you down significantly.

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