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forum threadDealbreakerdebug posted May 12, 2025 8:43 PM

Up to 40% Back on Costco Instacart via PayPal + Discover Stack

95 Comments
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Deal Details
[YMMV] 40% Back on Costco Instacart Orders (Stacked Offers)

Stack the following for huge savings:
• PayPal: 30% off Instacart (up to $100) when paying with PayPal
• Discover Q2 5%: Get 5% cashback on groceries (Instacart qualifies)
• Discover Year-End Match: Extra 5% back at the end of first year

Effective Total: Up to 40% back on your Costco Instacart purchase!

Works for new and existing users. YMMV.

https://slickdeals.net/share/iphone_app/t/18248113
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
[YMMV] 40% Back on Costco Instacart Orders (Stacked Offers)

Stack the following for huge savings:
• PayPal: 30% off Instacart (up to $100) when paying with PayPal
• Discover Q2 5%: Get 5% cashback on groceries (Instacart qualifies)
• Discover Year-End Match: Extra 5% back at the end of first year

Effective Total: Up to 40% back on your Costco Instacart purchase!

Works for new and existing users. YMMV.

https://slickdeals.net/share/iphone_app/t/18248113

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95 Comments

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May 14, 2025 10:15 PM
495 Comments
Joined Nov 2018
SubascMay 14, 2025 10:15 PM
495 Comments
Ordered Dyson Purifier for 370 total, with $100 back, and 5% chase, looking at total of $250
May 14, 2025 10:38 PM
1.7K Comments
Joined Jul 2014
gddealMay 14, 2025 10:38 PM
1.7K Comments
Quote from Subasc :
Ordered Dyson Purifier for 370 total, with $100 back, and 5% chase, looking at total of $250
What is 5% chase here? TIA
May 14, 2025 10:39 PM
495 Comments
Joined Nov 2018
SubascMay 14, 2025 10:39 PM
495 Comments
Quote from gddeal :
What is 5% chase here? TIA
Probably Ymmv 5% cash back for chase freedom with Paypal
May 15, 2025 12:28 AM
559 Comments
Joined Nov 2016
LeeJ4041May 15, 2025 12:28 AM
559 Comments
This is what I'm getting:

352.99 + rax & fees - $40 (new user) = $350.59

$350.59 - $100 (max Paypal 30%) - $17 (5% CB from discover/chase) = $233.59

How did people get $207?
May 15, 2025 3:38 AM
64 Comments
Joined Apr 2013
TheOneSunMay 15, 2025 3:38 AM
64 Comments
Quote from Dealbreakerdebug :
Hey, just a quick clarification since this is my first post here: 1. This is cashback, not an instant discount. 2. I already received the iPad I ordered through Costco via Instacart, and everything tracked fine. • Discover shows 5% cashback already in my transactions. • The extra 5% will come later as part of Discover's first-year Cashback Match. 3. PayPal's 30% cashback offer works on any store within Instacart, but only some (like Costco) qualify as groceries for Discover. I haven't tested others. 4. Make sure to activate the PayPal offer before using it on Instacart—it won't apply automatically. It is exclusive to only some people. 5. Yes, Instacart Costco via PayPal still qualifies for Discover's 5% grocery cashback. It shows up as *PAYPAL INSTACART COST in the transaction.
Thanks for this. Got the 128GB A16 for $211.22 from Costco after factoring in 30% cash back via the PayPal Instacart offer and 5% cash back for groceries on Discover this quarter.
May 15, 2025 3:39 AM
64 Comments
Joined Apr 2013
TheOneSunMay 15, 2025 3:39 AM
64 Comments
Quote from Dealbreakerdebug :
Works for electronics too—not just groceries! Confirmed on my own purchase of an iPad 11th Gen A16 from Costco via Instacart for $207 after taxes (after cash-backs)
Thanks for this. Got the 128GB A16 for $211.22 from Costco after factoring in 30% cash back via the PayPal Instacart offer and 5% cash back for groceries on Discover this quarter.
Pro
May 15, 2025 8:08 AM
13.5K Comments
Joined Aug 2008
Slimeyface
Pro
May 15, 2025 8:08 AM
13.5K Comments
Super weird: on Paypal the offer said it was expiring on 06/09. Then when i added the offer, it immediately changed to May 22. What the heck?

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May 15, 2025 3:34 PM
145 Comments
Joined Aug 2009
nanotechMay 15, 2025 3:34 PM
145 Comments
Does anyone know if Target would work? When I go to Instacart and select Groceries, Target shows up as one of the grocery stores.
May 15, 2025 3:45 PM
3.7K Comments
Joined Feb 2007
sgbMay 15, 2025 3:45 PM
3.7K Comments

Our community has rated this post as helpful. If you agree, why not thank sgb

Quote from Slimeyface :
Super weird: on Paypal the offer said it was expiring on 06/09. Then when i added the offer, it immediately changed to May 22. What the heck?
You have until 06/09 to add the offer but once you add it, it expires in a week.

Quote from nanotech :
Does anyone know if Target would work? When I go to Instacart and select Groceries, Target shows up as one of the grocery stores.
No reason it shouldn't. Paypal doesn't even see which store Instacart is using.
2
May 15, 2025 4:26 PM
145 Comments
Joined Aug 2009
nanotechMay 15, 2025 4:26 PM
145 Comments
Quote from sgb :
You have until 06/09 to add the offer but once you add it, it expires in a week.No reason it shouldn't. Paypal doesn't even see which store Instacart is using.
Thank you! Any idea on whether we can use the offer multiple times to max out the $100? Or is it just for one-time use, requiring us to order at least ~$330 to max out the $100 savings?
May 15, 2025 5:08 PM
72 Comments
Joined Mar 2013
rakeshvarikuppalaMay 15, 2025 5:08 PM
72 Comments
Quote from LeeJ4041 :
This is what I'm getting:352.99 + rax & fees - $40 (new user) = $350.59$350.59 - $100 (max Paypal 30%) - $17 (5% CB from discover/chase) = $233.59How did people get $207?
I guess, tax part varies based on location
May 15, 2025 6:48 PM
109 Comments
Joined Jun 2010
andy.May 15, 2025 6:48 PM
109 Comments

Our community has rated this post as helpful. If you agree, why not thank andy.

Quote from nanotech :
Thank you! Any idea on whether we can use the offer multiple times to max out the $100? Or is it just for one-time use, requiring us to order at least ~$330 to max out the $100 savings?
I used it multiple times and see pending rewards.
1
May 15, 2025 6:52 PM
1.6K Comments
Joined May 2004
ElcapitranMay 15, 2025 6:52 PM
1.6K Comments
Ordered the greenworks 800 CFM blower. Combined this 30% back with 30 off 100 instacart, but what made it sweeter was I had 100 in credit for an error they made on a previous IC order I had. I only expected a refund of the difference but they refunded the entire order plus the 40 off coupon I had so the timing was perfect to jump on this deal.
May 15, 2025 8:57 PM
1.3K Comments
Joined Aug 2023
PowerfulName4771May 15, 2025 8:57 PM
1.3K Comments
Does anyone know when Discover is used through Paypal does it code as Grocery and get the 5% cashback?

What I have seen previously is that the Paypal payment in discover doesn't stack with their categories bonus. Thanks!

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Original Poster
May 16, 2025 6:00 AM
19 Comments
Joined Aug 2024
Dealbreakerdebug
Original Poster
May 16, 2025 6:00 AM
19 Comments
Quote from LeeJ4041 :
This is what I'm getting:

352.99 + rax & fees - $40 (new user) = $350.59

$350.59 - $100 (max Paypal 30%) - $17 (5% CB from discover/chase) = $233.59

How did people get $207?
If you are in first year of discover, they will match the cashback earned through the year. Making the 5% -> 10% cashback. But you will get the other 5 at end of the year tho.

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