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Upcoming changes to Chase Sapphire Reserve card $795

1,823 530 June 17, 2025 at 11:29 AM in Finance (3) See More Chase Offers
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Last Edited by addtd2sd June 17, 2025 at 01:32 PM
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Chase Sapphire Reserve card benefits are changing and the annual price is going up by $250. it's more expensive than Amex Platinum now with not many perks/differentiator. more coupon book style for a "premium travel card".

You can see the full list of benefits here:
https://account.chase.com/sapphire/reserve/benefits


Note: Existing members won't receive these benefits until October 25, 2025.
[chase.com]

no more 1.5x points redemption across travel. it's limited to certain premium hotels and premium cabins (their ad shows Singapore airlines).

Doordash credits are showing up as $300 but it's rather silly. it's $5/mo for restarurant orders and 2x$10/mo credit for grocery orders. they rounded it up and called it $25/mo.

$250 semi-annual credits to their Edit hotel collection for a total of $500.
$300 annual credits to StubHub
Apple TV and Music are covered.
$300 travel credit is still included.
up to $300 Chase dining credit
IGH platinum status

Below are some additional changes (i may have mentioned this above already)
Points
8x points for Chase Travel
4x points for booking directly on Hotels/Airlines website

2x points redemption rate for selected "top-booked hotels" and premium cabin tickets

Dining
3x points for dining - same as now.
$300 in statement credits when you dine with Sapphire Reserve Exclusive Tables

If you spent $75k+ annually, you'll receive:
IGH Diamond Platinum status
$250 Shops at Chase crerdit
$500 Southwest credit
Southwest A-List status
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Sep 2006
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addtd2sd
06-18-2025 at 10:44 AM.
06-18-2025 at 10:44 AM.
Quote from rbraden :
I don't mean this as a smartass question...just genuinely: how does your home airport having a lounge help much? Do you leave hours early for a flight to hang out in the lounge? Or maybe you hang out there when they are delaying your flight by 4 hours but doing it 30 minutes at a time like they love to do?

I'm just curious since when I'm going somewhere, I try to get to the airport as late as possible, and when I get home, I'm obviously just...going home. I realize that if you're stuck somewhere on a 4 hour layover and they happen to have a lounge you can access, that would be amazing. But no lounge is nice enough as far as I know that I'm going to spend extra hours at an airport if I don't have to.
when they had the restaurant credit, i used to arrive early at my home airport and get a hot meal. the PP lounge at my home airport is generally very crowded so it's a hit or miss nowadays.
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Joined Aug 2005
Cyberpunk
> bubble2 6,836 Posts
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amax
06-18-2025 at 04:10 PM.
06-18-2025 at 04:10 PM.
Quote from Knightshade :
Depends how you define "best"

For Priority pass lounges it's still the Citi Prestige card since it still offers PP restaurant credits on top of lounge access- but it's been closed to new members for a while.... After that for PP access... Cap One Venture X used to be good in that it was basically free after its travel credit and annual point bonus.... but now the credit is only good on their own travel site and they are dropping free guests so it's gone from one of the best to one of the worst....

So for PP it'll depend on where you can make the annual fee worth it... I already mentioned that might keep CSR as "the" card for some if they can use the credits.... Amex Plat is (to my anyway) harder to make the AF worthwhile with its coupon book but might be easier for someone else.... The Marriott Brilliant might be the best choice if you're someone who can get a lot of value out of the annual 85k free hotel room, etc...


For non-PP purposes that's much more YMMV.

Only Amex gets you into centurion lounges for example--- but how much that matters depends on the airports you tend to use.

The Sapphire lounges- there's not many yet but the couple I've been to are very nice (the LGA one for example is definitely nicer than the Centurion one next door)-- but you only get unlimited access if you hold a CSR... if your HOME airport has one, and you fly often, I'd probably consider that a substantial benefit unless there's some other really nice lounge at the airport you'd otherwise have access to.... IIRC Priority Pass gets you one free annual visit at a chase lounge and then it's $75 each time.

Cap One has a few lounges of their own too, but given how crappy they made the Venture X lately I wouldn't bother.
Completely disagree about Venture X, it's actually the best by far. No free guests is relevant to only a minority of freeloaders. The annual fee is low. The limitation to using the annual travel credit through their portal is a minor limitation because the rest of the year, for points earned, you can always easily get statement credits for anything vaguely related to travel (e.g., food). Also, Capital One lounges are well above average. Venture X FTW.
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Knightshade
06-18-2025 at 04:53 PM.
06-18-2025 at 04:53 PM.
Quote from amax :
Completely disagree about Venture X, it's actually the best by far. No free guests is relevant to only a minority of freeloaders.
Or, ya know, the vast majority of travelers who have friends and family they travel with.


Quote from amax :
The annual fee is low. The limitation to using the annual travel credit through their portal is a minor limitation because the rest of the year, for points earned, you can always easily get statement credits for anything vaguely related to travel (e.g., food).
The annual fee used to be low---near $0 in fact because you could direct book travel-- letting you benefit from elite status various places, or discounts available with booking through other travel sites... and then get a $300 statement credit toward it. It was basically $300 just as good as cash. (Heck, if you used it on refundable travel, which you could the old way, it was cash)- that plus the 10k annual points made it basically a free card.



Now you're forced to book through the C1 portal- meaning you're at the mercy of what is available there, priced as-is there, and risking getting 0 free benefits at hotels or airlines you have status with for not direct booking. Plus you no longer earn points on the $300 of spend either when you did the old way.

Thus it's no longer worth the full $300 like it used to be. It might still be a cheap card-- but if like most folks you'd care about the guest thing, and the other premium travel cards get you free guests, even that small net cost doesn't really get you anything besides access to a very few C1 lounges.


And that's without even getting into C1 has the worst transfer ratios and partner list of the 3 major transferable points families (C1, Amex, and Chase), the fewest ways to rack up large point balances via SUBs, and the fewest bonus categories to rack up points with normal spending.



Quote from amax :
Also, Capital One lounges are well above average.
Guess that depends what you're averaging against.

A good lounge I can get my partner or friends into for free is above the average of a Cap1 lounge I can't though.

And Centurion and Sapphire lounges are also well above average- and there's a lot more of em, and I can get those free guests in.
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addtd2sd
06-19-2025 at 12:57 PM.
06-19-2025 at 12:57 PM.
Quote from Knightshade :
Or, ya know, the vast majority of travelers who have friends and family they travel with.
i think it really depends on the area but most PP lounges around my home airport are crowded. i'm sure we'll disagree but i'm glad that they are enforcing guests limits.
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Joined Aug 2005
Cyberpunk
> bubble2 6,836 Posts
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amax
06-20-2025 at 01:39 PM.
06-20-2025 at 01:39 PM.
Quote from addtd2sd :
i think it really depends on the area but most PP lounges around my home airport are crowded. i'm sure we'll disagree but i'm glad that they are enforcing guests limits.
Good point; in fact, sneaking guests in was a growing problem and it's a positive change to simply say: one membership per visitor required. No more free rides. If you want a seat, get in line and don't let a bunch of "friends/family" show up to cut in front of you (a universal law of etiquette).
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Knightshade
06-21-2025 at 09:00 AM.
06-21-2025 at 09:00 AM.
Quote from amax :
Good point; in fact, sneaking guests in was a growing problem and it's a positive change to simply say: one membership per visitor required. No more free rides. If you want a seat, get in line and don't let a bunch of "friends/family" show up to cut in front of you (a universal law of etiquette).

How was anyone "sneaking" guests in? Entry with guests was part of the benefit.

If you buy a BOGO deal you're not stealing the second thing, the second thing is the deal.

A CC company gating being able to get a partner into the lounge with you behind some insane annual spend like C1 did just means I'll stick to other premium cards that still include guests as part of the benefit.

Heck one of the (several) reasons I still keep my Citi Prestige open is it still includes not just PP guests, but still includes PP restaurant credits up to $56 for two per visit.
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Joined Aug 2005
Cyberpunk
> bubble2 6,836 Posts
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amax
06-21-2025 at 07:09 PM.
06-21-2025 at 07:09 PM.
Quote from Knightshade :
How was anyone "sneaking" guests in? Entry with guests was part of the benefit.

If you buy a BOGO deal you're not stealing the second thing, the second thing is the deal.

A CC company gating being able to get a partner into the lounge with you behind some insane annual spend like C1 did just means I'll stick to other premium cards that still include guests as part of the benefit.

Heck one of the (several) reasons I still keep my Citi Prestige open is it still includes not just PP guests, but still includes PP restaurant credits up to $56 for two per visit.
I am calling this pressure on them to let you pretend you're some generous host to your pals and family, as dead weight on the economic model that we are relying upon. Every man for himself.
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Joined Sep 2009
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> bubble2 15,326 Posts
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Knightshade
Yesterday at 10:57 AM.
Yesterday at 10:57 AM.
Quote from amax :
I am calling this pressure on them to let you pretend you're some generous host to your pals and family, as dead weight on the economic model that we are relying upon. Every man for himself.
if a company can't afford to maintain an offered benefit profitably, while other companies can, that seems a failure of the first company (Cap One in this case).

The alternative explanation is they COULD afford it, but simply wish to squeeze more out of their sucke^h^h^h^h^h customers instead.

It sure ain't my job to help a 100+ billion dollar bank with their economic model. That's very much a "them" problem not a "me" problem.

So this every man for himself will stick with the cards offering the better benefits.


It's also possible your general outlook is why you don't have any travel companions that'd benefit from the better lounge access, but you do you as the kids say Big Grin
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Joined Aug 2005
Cyberpunk
> bubble2 6,836 Posts
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amax
Yesterday at 12:13 PM.
Yesterday at 12:13 PM.
Quote from Knightshade :
if a company can't afford to maintain an offered benefit profitably, while other companies can, that seems a failure of the first company (Cap One in this case).

The alternative explanation is they COULD afford it, but simply wish to squeeze more out of their sucke^h^h^h^h^h customers instead.

It sure ain't my job to help a 100+ billion dollar bank with their economic model. That's very much a "them" problem not a "me" problem.

So this every man for himself will stick with the cards offering the better benefits.


It's also possible your general outlook is why you don't have any travel companions that'd benefit from the better lounge access, but you do you as the kids say
Straight to the point: you've gotten high on the subsidized feeling that you are a host and wealthy big daddy to pals and families, but how you live at home, is who you are. I live high on life every day with good friends and family, instead of getting oily and anxious about rare experiences at an utterly banal corporate lounge (many of which are pleasant during down time at airports). I'm cheering the holdout companies to catch up with the trend of limitations ASAP.
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Joined Sep 2009
L10: Grand Master
> bubble2 15,326 Posts
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Knightshade
Today at 08:46 AM.
Today at 08:46 AM.
Quote from amax :
Straight to the point: you've gotten high on the subsidized feeling that you are a host and wealthy big daddy to pals and families,
I guess we can add "subsidized" to the increasingly long list of words you use without understanding Big Grin

I'll leave the whole daddy issue thing you've got going on uncommented upon.


Quote from amax :
Str
but how you live at home, is who you are. I live high on life every day with good friends and family
Weird claim given you're cheering the inability to comfortably take them with you on trips.

Or is this a "life hack- imaginary friends get into lounges free either way" kinda thing?


Seriously- justify inferior card benefits on inferior cards however you like-- I'll stick to objectively better ones thanks!
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Joined May 2005
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> bubble2 5,395 Posts
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Thinker
Today at 06:05 PM.
Today at 06:05 PM.
Wow, the new fee is now $795? I travel a lot and nowadays, using the lounge at any major airports is more and more difficult/challenging.
Capital one at Dallas was extremely crowed with 1.30hr wait. One family with 6 people unbelievable, and C1 is also changing benefits similar to AMEX. Maybe they will raise the fee next.
People load to go snacks like never seen before and the list goes on...
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