Ketchup on Halloween deals

View Deals
Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Forum Thread

How expensive is it to own a cat?

8,291 2,449 October 15, 2025 at 11:51 PM
I've wanted one for a long time, but fear the cost. I really don't understand how so many people have one cat much less several. How do they afford the vet bills?
About the OP
LC2
Любит Pусских Joined Nov 2006 L10: Grand Master
2,449 Reputation Points
28 Deals Posted
904 Votes Submitted
8,291 Comments Posted

Your comment cannot be blank.

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2005
My # is bigger than yours
> bubble2 37,219 Posts
6,501 Reputation
SnakePlisken
10-16-2025 at 06:03 AM.
10-16-2025 at 06:03 AM.
Get an orange cat, those are the friendliest.
Reply
Joined Aug 2005
Baldilocks
> bubble2 41,143 Posts
2,080 Reputation
emelvee
10-16-2025 at 07:36 AM.
10-16-2025 at 07:36 AM.
I assume "cat" is a euphemism. In that case, it's absurdly expensive.
Reply
Joined Dec 2005
My # is bigger than yours
> bubble2 37,219 Posts
6,501 Reputation
SnakePlisken
10-16-2025 at 09:10 AM.
10-16-2025 at 09:10 AM.
Quote from emelvee :
I assume "cat" is a euphemism. In that case, it's absurdly expensive.
You obviously must be window shopping on the other end of Bourbon near Esplanade, instead of Airline Hwy?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 7,097 Posts
642 Reputation
zzyzzx
10-16-2025 at 11:20 AM.
10-16-2025 at 11:20 AM.
The expensive part is the vet bills. First off, it's really not an issue until the cat gets old. If it doesn't go outside it probably doesn't need shots either. Third, find a vet that isn't owned by a hedge fund. If it gets really sick you can opt to have it humanely put down instead of spending lots of $$$$. Also, don't use emergency vets. They are horribly expensive and will do everything to run up the bill, and it rarely works out well.

I really hate to be this way, but the vets did it to themselves by pricing themselves out of the market.
Reply
Joined Jun 2008
Life = YMMV
> bubble2 1,919 Posts
1,180 Reputation
teenbean
10-16-2025 at 01:49 PM.
10-16-2025 at 01:49 PM.
I'm going to guess that the ones who have a large number of cats don't take care them as well as those with one or two cats. They probably don't take them to the vet regularly and they won't get their rabies vaccine.

I took my dog the other day to the vet for wellness check and it was 80 some dollars which I don't think was too bad. So I imagine that a cat would be around the same cost. But what adds up was heart worm test for $117 and then there was preventive heart worm medication and then flea and tick medication. All the those things are optional, so I could have left there with just spending $80, but I do believe in prevention will help save money in the long run.


I did own cats a while ago. The major expense for them is getting fixed. The male ended up with kidney stones so that was $1000 (1999 money) There were no other issues until they were around 15 years old when they started getting sick from old age.

My daughter now has a cat and I was very clear that she needs to have an emergency savings for the cat in case something happens. It doesn't have to be much in the beginning, but she needs to save up because things do get more expensive once the cat gets up in their teens. The Vet did mention that she didn't think pet insurance was worth it for cats because generally cats are very healthy most of the their lives. I am referring to indoor cats. Outdoor cats have a very short life expectancy.


Otherwise your other costs are mainly litter and food and toys

If you get a kitten, you should get two kittens because it's better for them. But if you get an adult cat, I would just get one.
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 8,291 Posts
2,449 Reputation
Original Poster
LC2
10-16-2025 at 09:51 PM.
10-16-2025 at 09:51 PM.
Quote from emelvee :
I assume "cat" is a euphemism. In that case, it's absurdly expensive.
Be nice or it's back to the cage where you will be forced to use the lotion. That's not a coy euphemism.

Quote from zzyzzx :
The expensive part is the vet bills. First off, it's really not an issue until the cat gets old. If it doesn't go outside it probably doesn't need shots either. Third, find a vet that isn't owned by a hedge fund. If it gets really sick you can opt to have it humanely put down instead of spending lots of $$$$. Also, don't use emergency vets. They are horribly expensive and will do everything to run up the bill, and it rarely works out well.<br />
<br />
I really hate to be this way, but the vets did it to themselves by pricing themselves out of the market.
It's reasonable - if the cat has had an otherwise long quality life.

Quote from teenbean :
I'm going to guess that the ones who have a large number of cats don't take care them as well as those with one or two cats. They probably don't take them to the vet regularly and they won't get their rabies vaccine.<br />
<br />
I took my dog the other day to the vet for wellness check and it was 80 some dollars which I don't think was too bad. So I imagine that a cat would be around the same cost. But what adds up was heart worm test for $117 and then there was preventive heart worm medication and then flea and tick medication. All the those things are optional, so I could have left there with just spending $80, but I do believe in prevention will help save money in the long run. <br />
<br />
<br />
I did own cats a while ago. The major expense for them is getting fixed. The male ended up with kidney stones so that was $1000 (1999 money) There were no other issues until they were around 15 years old when they started getting sick from old age. <br />
<br />
My daughter now has a cat and I was very clear that she needs to have an emergency savings for the cat in case something happens. It doesn't have to be much in the beginning, but she needs to save up because things do get more expensive once the cat gets up in their teens. The Vet did mention that she didn't think pet insurance was worth it for cats because generally cats are very healthy most of the their lives. I am referring to indoor cats. Outdoor cats have a very short life expectancy.<br />
<br />
<br />
Otherwise your other costs are mainly litter and food and toys<br />
<br />
If you get a kitten, you should get two kittens because it's better for them. But if you get an adult cat, I would just get one.
I don't want a kitten, and it would have to be indoors with a leash walking option. A one or two year old kitty would suit me fine. I've heard about a lot of people spending 10k on elderly cats and it's just shocking. I don't want to take on a cat and then have to give it up because the vet bills become too much. Right now, my small animals average $100 to $150 per year in vet bills.

I just see so many people with a cat but they are always financially struggling so it doesn't seem like people are taking them for vet care when they should.
Reply
Joined Aug 2005
Baldilocks
> bubble2 41,143 Posts
2,080 Reputation
emelvee
10-17-2025 at 05:51 AM.
10-17-2025 at 05:51 AM.
Fine...serious answer Smilie

- Consider the cost of an annual exam, vaccinations, flea & tick medicine - perhaps $400/year?
- Cat litter, food, toys (that the cat won't use), scratching post/cat tree (or just let them shred your furniture, which they'll do even if they do have a scratching post and/or cat tree).

Good luck leash training a cat other than if you start out with a leash as a kitten. Do you have a good place for the litter box, where the odor will be contained?

I've had cats nearly all of my life (that's a LONG time lol). I love pretty much all animals, but cats have always been my favorite. But I can't imagine spending $10k to care for a cat, unless that amount was insignificant to me.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Sep 2005
serving cakes since 2005
> bubble2 6,880 Posts
1,675 Reputation
procope
10-17-2025 at 11:44 AM.
10-17-2025 at 11:44 AM.
If you are not familiar with them, beware of familiar cats. That will cost you.
Reply
Joined Apr 2014
L8: Grand Teacher
> bubble2 3,562 Posts
834 Reputation
eekster
10-17-2025 at 11:07 PM.
10-17-2025 at 11:07 PM.
Some good advice above. We breed Maine Coons so I thought I would chime in. Indoor cats still need basic vaccinations, If that cat goes out even just for walks you need the rest plus flea, tick, heart worm. Diet can be a concern depending on the breed, some cats simply need a high quality diet. You have be careful of the cats weight, fat cats get crystals. you really don't want that. For the health of the cat you have to fix them.
Ya good luck teaching a 2yr old to go for walks get a kitten and enjoy the entire crazy ride.

We have 2 barn kittens that we took in yrs ago. one is 14 now & he's a great indoor/outdoor cat that still brings me a rabbit now and then. The other is 7 or 8 & a PIA indoor cat. Both were raised on cat chow. They have been eating Hills now for the past 4yrs and I see a big change in both of them.
With all that said... our 130lb, 12yr old hound has been eating dog chow her whole life.
Reply
Joined Jun 2005
Let Sleeping Dogs Lie
> bubble2 8,670 Posts
3,128 Reputation
komondor
10-20-2025 at 02:44 PM.
10-20-2025 at 02:44 PM.
The thing about animals is that you simply never know but getting a rescue cat from a shelter will for the most part be better than a purebred cat as there tends to be a lot of inbreeding. We have an older cat we adopted about 5 years ago and he is 10 or so now. Due to whatever he had major dental issues and had to have all of his teeth pulled as vet said that at some point it does not pay to save a few teeth. We also have a younger cat about 4 years old we adopted as a young kitten. Clark is great very friendly never a his and can pick him up and clip his nails or whatever. The worst he does is just squirm out of our hands.
We currently have 2 small dogs and 2 cats. If you want to talk expensive look at large animals (horses).
Reply
Joined May 2006
Boating
> bubble2 21,188 Posts
1,397 Reputation
Piccaboo
10-20-2025 at 05:20 PM.
10-20-2025 at 05:20 PM.
If you get a kitten that needs fixed, find out if there is a Cat Clinic near you. We have one called The Bridge Clinic, spaying, shots are relatively inexpensive. Caveat, they don't allow you in with your animal, since Covid.

I had three cats at one time, three dogs at another time.

I found the cats to be less expensive than the dogs. My cats were pure bred Siamese. One lived to 17-1/2 yrs old.

Others have made good points above.

Oh, one cat re-homed to us was leash trained for walks outside. A Tonikense, long haired Siamese. We kept our cats inside. The Tonkinese was an escape artist. Forewarning if you leash trained a cat.


As someone stated heartworm/flea & tick runs me a little more than $400 per year for each dog. I've switched from my Vet of 40+ years, to Pets Furst. More reasonably priced and walk in service. I no longer have to make Vet appts.

Down to two dogs now.
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 8,291 Posts
2,449 Reputation
Original Poster
LC2
10-22-2025 at 03:08 PM.
10-22-2025 at 03:08 PM.
Quote from emelvee :
Fine...serious answer Smilie<br />
<br />
- Consider the cost of an annual exam, vaccinations, flea & tick medicine - perhaps $400/year? <br />
- Cat litter, food, toys (that the cat won't use), scratching post/cat tree (or just let them shred your furniture, which they'll do even if they do have a scratching post and/or cat tree). <br />
<br />
Good luck leash training a cat other than if you start out with a leash as a kitten. Do you have a good place for the litter box, where the odor will be contained? <br />
<br />
I've had cats nearly all of my life (that's a LONG time lol). I love pretty much all animals, but cats have always been my favorite. But I can't imagine spending $10k to care for a cat, unless that amount was insignificant to me.
Okay, so let's say your cat gets sick and it's thousands of dollars. Do you just have it put down? I mean - the reason I'm asking is because that's one aspect of ethical kitty care that no one really talks about.

I'm a lifelong rodent owner. If a rat needs a tumor removed, everyone knows the ethical considerations. They have short life spans, the stress of surgery on such a tiny creature, they often don't make it through anesthesia if more than a year old, etc... It's ethically acceptable to pay over 1k for the procedure or to decline.

I just worry about when to pay for certain aspects of cat care and go into debt, when to give up to a shelter if the treatment is too expensive, and when to euthanize. That's my fear - falling in love with kitty and then having to give kitty up or put kitty down because the cost of the medical treatment is too expensive. Sadwalk
Reply
Joined Aug 2005
Baldilocks
> bubble2 41,143 Posts
2,080 Reputation
emelvee
10-23-2025 at 04:59 AM.
10-23-2025 at 04:59 AM.
Quote from LC2 :
Okay, so let's say your cat gets sick and it's thousands of dollars. Do you just have it put down? I mean - the reason I'm asking is because that's one aspect of ethical kitty care that no one really talks about.

I'm a lifelong rodent owner. If a rat needs a tumor removed, everyone knows the ethical considerations. They have short life spans, the stress of surgery on such a tiny creature, they often don't make it through anesthesia if more than a year old, etc... It's ethically acceptable to pay over 1k for the procedure or to decline.

I just worry about when to pay for certain aspects of cat care and go into debt, when to give up to a shelter if the treatment is too expensive, and when to euthanize. That's my fear - falling in love with kitty and then having to give kitty up or put kitty down because the cost of the medical treatment is too expensive.
I love animals, but I wouldn't ask anyone to go into financial ruin over a pet. I've had to put down two animals in the past couple of years: one cat that developed cancer. We could have treated, but that would have been ridiculously expensive. She was 12 years old, and her quality of life for what would have been a relatively short time was a big factor. We had to put down our daughter's dog just this past Sunday. Our daughter had paid for a lot of care and treatment. She was on heart medication, and the next step would have been different medicine to make get a few more weeks or months of life. The dog was over 14 years old, so it was another case of being hard to justify the cost. All that being said, if I had a younger cat that was hit by a car and surgery would get her back to "good as new", I'd probably consider spending a large sum to treat her.

We also have had hamsters over the last couple of years. With a ~2 year lifespan, we haven't spent any money on vet care. When they have developed a tumor or something similar, we've decided to euthanize.

We've had pet insurance at times for cats and dogs to cover injury and illnesses. We've never bothered with insurance for routine checkups and medications. Insurance isn't too expensive, at least when the pet is younger. We had it for several years for the dog that we just had to put down, but it got very expensive as she got older (IIRC, it was over $1,000/yr once she was around 9 years old).
Reply
Last edited by emelvee October 23, 2025 at 05:01 AM.
Joined Nov 2006
L10: Grand Master
> bubble2 8,291 Posts
2,449 Reputation
Original Poster
LC2
10-23-2025 at 01:24 PM.
10-23-2025 at 01:24 PM.
Quote from emelvee :
<br />
I love animals, but I wouldn't ask anyone to go into financial ruin over a pet. I've had to put down two animals in the past couple of years: one cat that developed cancer. We could have treated, but that would have been ridiculously expensive. She was 12 years old, and her quality of life for what would have been a relatively short time was a big factor. We had to put down our daughter's dog just this past Sunday. Our daughter had paid for a lot of care and treatment. She was on heart medication, and the next step would have been different medicine to make get a few more weeks or months of life. The dog was over 14 years old, so it was another case of being hard to justify the cost. All that being said, if I had a younger cat that was hit by a car and surgery would get her back to "good as new", I'd probably consider spending a large sum to treat her.<br />
<br />
We also have had hamsters over the last couple of years. With a ~2 year lifespan, we haven't spent any money on vet care. When they have developed a tumor or something similar, we've decided to euthanize.<br />
<br />
We've had pet insurance at times for cats and dogs to cover injury and illnesses. We've never bothered with insurance for routine checkups and medications. Insurance isn't too expensive, at least when the pet is younger. We had it for several years for the dog that we just had to put down, but it got very expensive as she got older (IIRC, it was over $1,000/yr once she was around 9 years old).
Thank you for the reply. I hope you will reconsider about the hamsters. It's about $100 for vet care and you can just save the leftover antibiotics to treat whatever else comes up. Got 6 extra months of life for one of my gerbils after multiple infections. I will also guilt trip you by saying Finzzy would want you to do it as well. heart
Reply
Page 1 of 2
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.