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expiredE28M5 posted Nov 18, 2025 04:06 AM
expiredE28M5 posted Nov 18, 2025 04:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

(Up to $1,250 Spent)

20% Cash Back

PayPal.com
5,118 Comments 728,476 Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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Top Comments

Cpshell1
88 Posts
15 Reputation
Avoid Aliexpress via Paypal. All, yes ALL, transactions are being processed by Paypal as cash advance! Resulting in Credit Card Issuer inflicting a cash advance transaction fee + accrual of daily interest as high as 28% APR! No way to resolve and all three companies (CC, AE & Paypal) will circle jerk the finger pointing of who is responsible with no solution. Reddit is exploding with many customers getting hit with these fees in the tune of 10's and even 100's of dollars. Avoid!!!
omgitsspooky
117 Posts
10 Reputation
Paying the balance early in Pay Monthly won't violate the terms.
seantan2001
445 Posts
363 Reputation
Remove your PayPal account from eBay payment first. Now after making a purchase, it will redirect you to PayPal, pick 'pay in 4' from there.

5,117 Comments

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Nov 20, 2025 09:12 AM
1,052 Posts
Joined Oct 2007
MikeyMike01Nov 20, 2025 09:12 AM
1,052 Posts
Quote from iCEifer :
Anyone who can't get the 4 payments to appear again after using it 1-2 times...have any of cancelled your orders and try placing a new one to see if the 4 payments pay later appears again?
I made two purchases, paid one off, and a day later the option returned
1
Nov 20, 2025 09:36 AM
27 Posts
Joined Dec 2010
warymanNov 20, 2025 09:36 AM
27 Posts
I just used this offer and got the 20 percent in points already listed in my payment listing. I used the "pay over 4" while my offer stated "buy now, pay later". Either would work perfectly the terms
Nov 20, 2025 10:17 AM
1,740 Posts
Joined Jan 2010
daonNov 20, 2025 10:17 AM
1,740 Posts
Quote from Edgar23cb :
Im trying to use it on Samsung.com but no luck. Anyone else having this issue?
Points pending from laptop purchase. Pay in 4 was not available when having more than one item in cart at samsung.com
Nov 20, 2025 10:34 AM
36 Posts
Joined Dec 2023
CoolSparrow805Nov 20, 2025 10:34 AM
36 Posts
My pay in 4 repopulated overnight and was able to use it again after using it twice yesterday.
1
Nov 20, 2025 10:34 AM
1,339 Posts
Joined Mar 2008
gtsh0pp3rNov 20, 2025 10:34 AM
1,339 Posts
I see the offer and save it, but it won't apply to a Best Buy order. I'm trying to use it just gives me the four payments but not 20% off when I use the PayPal option. Any idea ideas?
1
Nov 20, 2025 11:10 AM
321 Posts
Joined Nov 2013
pittpatriotNov 20, 2025 11:10 AM
321 Posts
Is this offer for 1 time purchase only? Or can I do it on multiple orders? Alao is there a cap on order total?
Nov 20, 2025 11:11 AM
116 Posts
Joined Sep 2024
NiemandSXGNov 20, 2025 11:11 AM
116 Posts
Quote from JT.88 :
Anyone try this with capital one shopping rewards? I got a 20% offer for Bloomingdale's would like to stack with this PayPal offer
It should stack unless C1 excludes Paypal as payment in its %20.

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Nov 20, 2025 11:12 AM
116 Posts
Joined Sep 2024
NiemandSXGNov 20, 2025 11:12 AM
116 Posts
Quote from gtsh0pp3r :
I see the offer and save it, but it won't apply to a Best Buy order. I'm trying to use it just gives me the four payments but not 20% off when I use the PayPal option. Any idea ideas?
It is not %20 off but Paypal rewards points afterwards.
Nov 20, 2025 11:12 AM
28 Posts
Joined Nov 2023
mrey1672Nov 20, 2025 11:12 AM
28 Posts
Quote from gtsh0pp3r :
I see the offer and save it, but it won't apply to a Best Buy order. I'm trying to use it just gives me the four payments but not 20% off when I use the PayPal option. Any idea ideas?
it's 20% in rewards points, not 20% off
Nov 20, 2025 11:38 AM
75 Posts
Joined Jul 2013
MichaelM5898Nov 20, 2025 11:38 AM
75 Posts
Quote from tonkotsu :
how long after you start pay in 4 can you actually pay it off?

mine has just been pending
You can pay it off immediately.
Nov 20, 2025 11:40 AM
2,897 Posts
Joined Dec 2009
manfromnowhereNov 20, 2025 11:40 AM
2,897 Posts
I see my 20% in points pending already for a purchase from Best Buy. Nice. Picked up a bunch of Xmas gifts!
Nov 20, 2025 11:40 AM
1,339 Posts
Joined Mar 2008
gtsh0pp3rNov 20, 2025 11:40 AM
1,339 Posts
Quote from mrey1672 :
it's 20% in rewards points, not 20% off
Thanks for the clarification that the rewards points just become a cash balance then? I didn't even see any mention of the amount of rewards points I would earn from the purchase, which is what I would think I would see.
Nov 20, 2025 11:45 AM
75 Posts
Joined Jul 2013
MichaelM5898Nov 20, 2025 11:45 AM
75 Posts
Quote from cssad :
Does anyone know if there is a way to pay the remaining 3 right now? and if so, will it invalidate the points?
You can pay it off immediately. Just go to your PayPal home page, look for the "pay later" section. Then, find the payment plan item and click it, and it'll give you the option to pay it off, either partially or in full. All my pending points on the several plans I paid off are still Showing pending.
1
Pro
Nov 20, 2025 12:16 PM
3,901 Posts
Joined Jul 2009
zdiddy987
Pro
Nov 20, 2025 12:16 PM
3,901 Posts
Quote from gtsh0pp3r :
I see the offer and save it, but it won't apply to a Best Buy order. I'm trying to use it just gives me the four payments but not 20% off when I use the PayPal option. Any idea ideas?
Same issue for me about to buy the Legion Go

I'm going to buy now then check my PayPal account later toake sure the reward points go through otherwise will return

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Nov 20, 2025 12:21 PM
39 Posts
Joined Dec 2012
JT.88Nov 20, 2025 12:21 PM
39 Posts
Quote from MichaelM5898 :
You can pay it off immediately.
How do you pay it off immediately? I made a purchase last night a it still says authorization in progress with no other options

Edit: never mind I just have to wait

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