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PayPal may at any time and in its sole discretion, without prior notice, terminate, cancel, suspend or modify this offer or these terms."Eligible Participant": Open only to residents of any one (1) of the fifty (50) United States or the District of Columbia or select U.S. Territories who: (1) are eighteen (18) years of age or older, (2) have a U.S. personal account with PayPal that remains in good standing through Reward fulfillment ("PayPal Account"), and (3) receive an in app banner, email or other presentation inviting participation in the Offer and save the Offer ("Invitation") (eligibility for those who receive the Invitation will be determined solely by PayPal). "Offer Period": Starts on October 6, 2025, at 12:00:00 a.m. PT and ends on the earlier of December 31, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached. "Special Offer Period": Starts on November 17, 2025, at 12:00:00 a.m. PT and ends on the earlier of December 8, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached. How it Works: The Offer allows Eligible Participants to earn PayPal Rewards Points ("Points") equivalent to 5% cash back on one or more Eligible Purchases during the Offer Period up to $5,000 spent. Eligible Participant must save the Offer through the Invitation once and then successfully complete one (1) or more Eligible Purchases during the Offer Period. For each Eligible Purchase, each Eligible Participant will receive a maximum of 25000 Points, which can be redeemed for $250 cash or other options (the "Reward") per Eligible Purchase. Reward will no longer be earned once the Offer Period has ended. There is a maximum total of 1,500,000,000 Points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early. During the Special Offer Period, Eligible Participants will earn Points equivalent to 20% cash back on one or more Eligible Purchases up to $1,250 spent. The receipt and redemption of Points is subject to the PayPal Rewards Agreement. "Eligible Purchase(s)": Eligible Purchases are purchases made using either Pay in 4 or Pay Monthly that are completed during the Offer Period by an Eligible Participant who has saved the Offer. Eligible Purchases do not include: (1) purchases that are marked as "pending" as of the end of the Offer Period, (2) purchases with Pay in 4 where the first payment has not been successfully processed, (3) any purchase or portion of a purchase that involves a payment method other than Pay in 4 or Pay Monthly; (4) purchases made at a merchant who enrolled in Pay Later within 30 days prior to the start of the promotion; and (5) any purchase involving non-profit organizations, gambling, security brokers/dealers, foreign currency/money orders, and stored value cards. Satisfaction of Eligible Purchase criteria will be determined solely by PayPal. Reward Redemption: Reward should be available in Eligible Participant's Account Overview section of the PayPal Account to redeem for cash and other redemption options within fourteen (14) days after qualifying to receive the Reward, although may take longer. See the "Redeeming Points" section of the PayPal Rewards Agreement for details. Miscellaneous: Participation in offer is subject to the PayPal User Agreement, PayPal Rewards Agreement and the underlying Pay in 4/Pay Monthly loan agreement(s) to each Eligible Purchase. Similar offers may run at the same time; qualification for this offer does not constitute qualification for any other offer. PayPal is not responsible and/or liable if any e-mail, Reward, or offer-related materials or correspondence are not delivered for any reason. This offer is only redeemable in its originally published form. Account Review and Reward Adjustments: PayPal may review accounts and purchases related to this offer at any time. If Eligible Purchases are refunded or if loan payments are not completed as agreed, PayPal may delay or reverse your Reward without prior notice. PayPal also reserves the right to deny or reverse Rewards should an account show patterns of abuse, fraud or exploitation of the program. Important Credit Information: Pay in 4 and Pay Monthly are loan products. Missing payments or defaulting on these loans may negatively impact your credit score and credit history. Pay in 4 is available to consumers upon approval for purchases of $30 - $1500. Pay in 4 is currently not available to residents of MO. Offer availability depends on the merchant and also may not be available for recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. NM residents: Find more disclosures related to Pay in 4. RI Small Loan Lender Licensee. Pay Monthly is subject to consumer credit approval and eligibility. Fixed APR is 9.99-35.99%. Eligibility varies and exclusions may apply. Terms and rates vary based on purchase amount and your credit. Payments may change based on shipping, taxes, updates to your purchase, or missed payments. Availability depends on the merchant and may not be available for subscriptions or recurring payments. Pay Monthly is currently not available to residents of AK, CT, HI or WA. You must be 18 years old or older to apply. Missed payments may have an impact on your credit score. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. |
The terms spelled out above are the original terms. The terms have been modified. See this link for current terms https://www.paypal.com/us/campaig...ffer-terms
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11/26/2025 10:28am PST Update: This is now limited to ONE transaction, with 20% rewards back up to $1,250. Paypal email memo notes that the promotion for spend on multiple transactions prior to the notification will be honored.
Walmart:
1) you have to make sure Paypal is not a saved method of payment in your wallet. If so, go into your account and remove it
2) When you are in checkout, uncheck the box that says Remember Paypal as a payment option.
CHASE CARDS NOT ELIGIBLE
Here is what was sent to my message folder on Paypal. Not the A.I. chatbox.
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I have checked your account and see that there is a purchase with Walmart.com for $XXX.xx USD using Pay in 4 and it is completed.Please be assured you are eligible for offer and you will get the points for it. Also, I would suggest you to not make the complete payment at this moment to avoid any issue with the offer. You can make the complete payment after 14 days. |
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I now see a new offer on my account, "20% CB on one pay later with PP" 6 days left, so until dec/2. It is different than the other offer we had with different expiry date.
My other points show as pending, so if this was the same offer this should show as redeemed, correct ?
Some are reporting still being able to make one more purchase and having the points show as pending. However they have 90 days to reverse those points, so it is up to you if you want to take the risk. Officially, if you've made a purchase under this offer, you no longer qualify for any more.
and if you go for it (like I will) and you don't see pending points, don't call them and ask if you'll see the points later and why not. look, we all understand where we are with this situation now but there are thousands of people who just read or hear about this thread (or the promo) and they act. and when it doesn't work for them, they complain. why, because we're still debating out loud (with perceive authority) on what the email says or what the email means.
is the offer "marked" completed or active on your device, wtf cares. just go buy what you need and have a good day and if later you aren't happy, take it back. I can't believe we are still nitpicking on labels and end dates and amounts and new vs old promos terms.....maybe PayPal should have just sent an email saying YOURE DONE KNOCK IT OFF is that what you want?
all those little topics are going to grow and escalate and all it takes is one person to demand to Best Buy or Target they want a refund on their gift card purchase because they didn't get the points which the ppl app agreed to when they used the promo. and it escalates to disputes to the credit card and calls to Minneapolis to speak to manager and the next PP email is "our merchants are sick of this and are raising shields on our little promo so shut it down....now! I gave you one day to make it right and it's worse."
I hope the term "structured stored value-added card" never leaves this thread, it not a term no one would ever use and SD should roundly reject it so no other opportunities to cause confusion will ever come up again.
Don't forget SD rule #1 kiddos.
Sounds like you should be able to see results within 2 weeks (though possibly longer) according to their terms.
i will repeat for the 5th time it says $1250 spent total, the promotion only applies to 1250 spent total. I asked my mom, she concurred and laughed, it was actually hard to explain to her your guys logic in all of this. Regardless it says 1250 spent, im not responding to any other tangent. This is how you guys operate, you go off on tangents, i swear the internet in recent years has destroyed any respect anyone has for the truth.
But ill bit ine last time, so for any elgible ourchase, (a purchase that has not exceeded your 1250 cap) once you exceed it, it is no longer eligible. So this is all pointless, they know that. Theyre just clarifying that if you do make a purchase it will not exceed 250 no matter what. They dont care if its 3000, the max is 250. Theres noway around it. If you qualify to use 1250 under the promo guidelines, the max you will get is 250. Youve literally taken the end sentence, applied your own meaning to it and ignored the entire rest of the toc. Youre saying it makes sense you can do it over and over again all because it says per eligible purchases at the end. The line before it literally says you can onky receive 25000 points maximum, stop, which can be redeemed for cash, for your eligible purchases (under 1250 spent total, not in groups of multiple purchases, or whatever youre trying to construe. Again it literally says in the toc, at the very bottom very clear. Good luck
is the offer "marked" completed or active on your device, wtf cares. just go buy what you need and have a good day and if later you aren't happy, take it back. I can't believe we are still nitpicking on labels and end dates and amounts and new vs old promos terms.....maybe PayPal should have just sent an email saying YOURE DONE KNOCK IT OFF is that what you want?
Don't forget SD rule #1 kiddos.
However people paying taxes or other things that charge a fee, people need to stop telling them "with certainty" (as some other posters are) that they can make one more purchase and will qualify. If PP cancels the points, you're out that fee (unless you had planned to pay taxes that way anyway).
I'm sure SD effect had at least partial role in this offer getting changed.
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Sounds like you should be able to see results within 2 weeks (though possibly longer) according to their terms.
The revised offer is confusing people, especially those that made a purchase previously or this morning before the email. But it still seems pretty clear (especially when combined with the email).
Go into the transaction details and it will tell you the number of points. Should also show it on your "rewards" page.
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