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expiredE28M5 posted Nov 18, 2025 04:06 AM
expiredE28M5 posted Nov 18, 2025 04:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

(Up to $1,250 Spent)

20% Cash Back

PayPal.com
5,118 Comments 726,973 Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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Top Comments

Cpshell1
88 Posts
15 Reputation
Avoid Aliexpress via Paypal. All, yes ALL, transactions are being processed by Paypal as cash advance! Resulting in Credit Card Issuer inflicting a cash advance transaction fee + accrual of daily interest as high as 28% APR! No way to resolve and all three companies (CC, AE & Paypal) will circle jerk the finger pointing of who is responsible with no solution. Reddit is exploding with many customers getting hit with these fees in the tune of 10's and even 100's of dollars. Avoid!!!
omgitsspooky
117 Posts
10 Reputation
Paying the balance early in Pay Monthly won't violate the terms.
seantan2001
445 Posts
363 Reputation
Remove your PayPal account from eBay payment first. Now after making a purchase, it will redirect you to PayPal, pick 'pay in 4' from there.

5,117 Comments

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Dec 01, 2025 08:26 PM
1,616 Posts
Joined Jul 2006
abbygayleDec 01, 2025 08:26 PM
1,616 Posts
I bought a stove from home depot and use the pay with 4 but I had to cancel it.I accidentally ordered a gas stove.Will I be able to reorder an electric stove and still use this twenty percent off promotion?
Dec 01, 2025 08:38 PM
796 Posts
Joined Oct 2006
PickngrinDec 01, 2025 08:38 PM
796 Posts
Quote from ScarletDirt565 :
You are allowed 1 personal paypal account and 1 business. If you commingle any of the details, bank accounts, payment methods they will close all of your accounts without warning.
Yikes! My points show as pending on both accounts. I never thought about the payment methods factor. Thanks.
Dec 01, 2025 08:43 PM
3,309 Posts
Joined Jan 2015
kenpetDec 01, 2025 08:43 PM
3,309 Posts
placed the order for Amazon GC at Best Buy....called Best Buy ahead of time....sales lady generated an invoice...but that doesn't allow paypal as on option..

so placed the order myself with 1125 Amz GC + FireStick with total of 1240.

I see points pending in the paypal account worth $248.

Update:

I already got the Amz GCs. So no order cancellations. Now just wait to redeem the points.
Last edited by kenpet December 1, 2025 at 01:49 PM.
Dec 01, 2025 08:47 PM
104 Posts
Joined Sep 2017
bayenDec 01, 2025 08:47 PM
104 Posts
Quote from kenpet :
placed the order for Amazon GC at Best Buy....called Best Buy ahead of time....sales lady generated an invoice...but that doesn't allow paypal as on option..so placed the order myself with 1125 Amz GC + FireStick with total of 1240. I see points pending in the paypal account worth $248.
Likely a cancellation? Placed a similar order yesterday, and no updates so far from Best Buy.
Dec 01, 2025 08:52 PM
238 Posts
Joined Mar 2011
MichaelL26Dec 01, 2025 08:52 PM
238 Posts
Is this good for only one transaction or can I name multiple purchases? I used it once and now don't see the pay over 4 option when purchasing other items.
Dec 01, 2025 08:56 PM
1,616 Posts
Joined Jul 2006
abbygayleDec 01, 2025 08:56 PM
1,616 Posts
Just tried to reorder on home depot. This time it said "sorry. We couldn't approve" . Am I out of luck?
Dec 01, 2025 09:02 PM
1,712 Posts
Joined Sep 2013
okhelloDec 01, 2025 09:02 PM
1,712 Posts
I just bought $536 for 4 tires installation at Walmart and I got an email for 12,725 point. 10725 point for pay later and 2000 point for buying apparel. I didn't buy apparel, but they gave me too. Looks like they didn't accept chase visa for the first payment. They accepted AMEX or checking account.

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Dec 01, 2025 09:16 PM
1,712 Posts
Joined Sep 2013
okhelloDec 01, 2025 09:16 PM
1,712 Posts
Quote from MichaelL26 :
Is this good for only one transaction or can I name multiple purchases? I used it once and now don't see the pay over 4 option when purchasing other items.
Based on the terms, it said only one eligible purchase, but I saw the posts that people bought 2 times.
Dec 01, 2025 09:17 PM
94 Posts
Joined Apr 2022
thatslickdeal100Dec 01, 2025 09:17 PM
94 Posts
I already made a purchase on Target and want to make a new purchase on Best Buy. The promo still shows under "Rewards" for me. However, it says one time use only. Do you think I'll get another 20% back given the promo code still shows under Rewards even though it says "valid for 1 order" only ?
Dec 01, 2025 09:17 PM
257 Posts
Joined Nov 2012
Anthony31188Dec 01, 2025 09:17 PM
257 Posts
Trying to make a purchase using this and when It asks for a card I'm getting a message that says "the card you added can't be used with this plan". I tried 4 different cards, 2 debit and 2 credit. PayPal customer service was no help
Dec 01, 2025 09:17 PM
3,309 Posts
Joined Jan 2015
kenpetDec 01, 2025 09:17 PM
3,309 Posts
Quote from bayen :
Likely a cancellation? Placed a similar order yesterday, and no updates so far from Best Buy.
No. I already got the GCs and they are on my Amz Account now. So all went through fine.
Dec 01, 2025 09:18 PM
3,309 Posts
Joined Jan 2015
kenpetDec 01, 2025 09:18 PM
3,309 Posts
Quote from Anthony31188 :
Trying to make a purchase using this and when It asks for a card I'm getting a message that says "the card you added can't be used with this plan". I tried 4 different cards, 2 debit and 2 credit. PayPal customer service was no help
No chase or Cap1 cards (maybe including discover?).

Use Amex or WellsFargo or BAC, etc.
Dec 01, 2025 09:21 PM
1,712 Posts
Joined Sep 2013
okhelloDec 01, 2025 09:21 PM
1,712 Posts
Keep in mind this deal expires tomorrow.
Dec 01, 2025 09:22 PM
2 Posts
Joined Jan 2015
MikeE1456Dec 01, 2025 09:22 PM
2 Posts
Want to order a phone on Samsung which I would get by the 12th. Just want to be sure that it will go through since there is this in the offer terms.
Eligible Purchases do not include: (1) purchases that are marked as "pending" as of the end of the Offer Period

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Dec 01, 2025 09:23 PM
518 Posts
Joined Dec 2005
tlinusDec 01, 2025 09:23 PM
518 Posts
can I use the pay in 4 multiple times or it is limited to one purchase?
1

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