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expiredE28M5 posted Nov 18, 2025 04:06 AM
expiredE28M5 posted Nov 18, 2025 04:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

(Up to $1,250 Spent)

20% Cash Back

PayPal.com
5,119 Comments 729,742 Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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Top Comments

Cpshell1
88 Posts
15 Reputation
Avoid Aliexpress via Paypal. All, yes ALL, transactions are being processed by Paypal as cash advance! Resulting in Credit Card Issuer inflicting a cash advance transaction fee + accrual of daily interest as high as 28% APR! No way to resolve and all three companies (CC, AE & Paypal) will circle jerk the finger pointing of who is responsible with no solution. Reddit is exploding with many customers getting hit with these fees in the tune of 10's and even 100's of dollars. Avoid!!!
omgitsspooky
117 Posts
10 Reputation
Paying the balance early in Pay Monthly won't violate the terms.
seantan2001
445 Posts
363 Reputation
Remove your PayPal account from eBay payment first. Now after making a purchase, it will redirect you to PayPal, pick 'pay in 4' from there.

5,118 Comments

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Dec 02, 2025 09:14 PM
87 Posts
Joined Dec 2023
NervousTent9962Dec 02, 2025 09:14 PM
87 Posts
any success on visa/mastercard gift cards?
Dec 02, 2025 09:17 PM
1,740 Posts
Joined Jan 2010
daonDec 02, 2025 09:17 PM
1,740 Posts
Quote from h2deal :
Can anyone who had big orders cancelled confirm if the pending points fall off the same day so that a new order can be placed?
none of my poending points have been removed after cancelling 2 orders. they did give me the $250 though for purchases afterwards
Dec 02, 2025 09:27 PM
1,636 Posts
Joined Jul 2005
h2dealDec 02, 2025 09:27 PM
1,636 Posts
Quote from daon :
none of my poending points have been removed after cancelling 2 orders. they did give me the $250 though for purchases afterwards
Good to know... for me, I am not even seeing the Pay-in-4 option now for even a $100 purchase after the $850 BB GC purchase was cancelled.
Dec 02, 2025 09:35 PM
16 Posts
Joined Dec 2016
WALLOFBURNINGTIRESDec 02, 2025 09:35 PM
16 Posts
Quote from Evangemi :

What if we have the same card, and one is an authorized user. My mom and I share about 3 cards together.

I used her Paypal account for a pay-in-4 transaction. The points is pending in her account. But I also see the payment authorization in my Paypal account activity. Wonder if my account still qualifiesConfused


Edit: Chatgpt says since it's the same card, that's why I also see the authorization. But since it's different names on the cards, Paypal allows them on different accounts.

I just a purchase iwith my account, shows pending points.
stop using chatgpt to answer questions
Dec 02, 2025 09:51 PM
5,514 Posts
Joined Jan 2004
ranovaDec 02, 2025 09:51 PM
5,514 Posts
anyone able to add the offer today? Was trying to see if my parents could add it but neither had the Pay in 4 offer
Dec 02, 2025 09:53 PM
521 Posts
Joined Aug 2016
San_KDec 02, 2025 09:53 PM
521 Posts
I have ordered a few items on staples. Order is still in processing. Paypal shows as Staples, 0 of 4 paid - Your plan hasn't started yet. Would Paypal still give the points if the order is processed tomorrow or later ?
Dec 02, 2025 09:54 PM
3,654 Posts
Joined May 2014
JoeySDDec 02, 2025 09:54 PM
3,654 Posts
Quote from StrongManatee366 :
Did you get that email from PayPal with the new terms? If you did it won't work. After I got that email I tried it and was denied, but what I did since I was curious I tried the PayPal credit one and got approved with $40 off my order and no interest if I pay it off within six months which I can easily do
So are there folks that did not get that email and can still do more than one until the $250 limit? Was it not everyone that got that email from PayPal with revised terms?

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Dec 02, 2025 09:56 PM
796 Posts
Joined Oct 2006
PickngrinDec 02, 2025 09:56 PM
796 Posts
Apologies if this has already been asked-- does anybody have a sense of how long it typically takes pending points to post?
Dec 02, 2025 09:59 PM
552 Posts
Joined Dec 2022
StrongManatee366Dec 02, 2025 09:59 PM
552 Posts
Quote from JoeySD :
So are there folks that did not get that email and can still do more than one until the $250 limit? Was it not everyone that got that email from PayPal with revised terms?
Some reported they could, but the email clearly says no more pay in 4's so take it with a grain of salt about that
Dec 02, 2025 10:19 PM
25 Posts
Joined Oct 2003
gvmelbrtyDec 02, 2025 10:19 PM
25 Posts
Quote from ranova :
anyone able to add the offer today? Was trying to see if my parents could add it but neither had the Pay in 4 offer
Make sure they unfreeze their credit access at Equifax (if theirs is frozen). I unfroze all three credit agencies and the Pay in 4 offer finally showed up.
Dec 02, 2025 10:23 PM
226 Posts
Joined Aug 2009
jb1331Dec 02, 2025 10:23 PM
226 Posts
Just did a tire order at Walmart... points pending.. I did a newegg order earlier this week, points still pending.
20% is only good for a few more hours.
Dec 02, 2025 10:24 PM
5,514 Posts
Joined Jan 2004
ranovaDec 02, 2025 10:24 PM
5,514 Posts
Quote from gvmelbrty :
Make sure they unfreeze their credit access at Equifax (if theirs is frozen). I unfroze all three credit agencies and the Pay in 4 offer finally showed up.
ahh, I Think they do. How longer after unfreezing did it take to show up?
Dec 02, 2025 10:29 PM
25 Posts
Joined Oct 2003
gvmelbrtyDec 02, 2025 10:29 PM
25 Posts
Quote from ranova :
ahh, I Think they do. How longer after unfreezing did it take to show up?
It was pretty quick.. less than an hour.
Dec 02, 2025 10:36 PM
4,489 Posts
Joined Feb 2006
SlickdeezeeDec 02, 2025 10:36 PM
4,489 Posts
Quote from h2deal :
Best Buy just cancelled my $850 gift card order... "because they weren't able to verify my information" BS!

Not sure if I should make another order because those 17,000 points are still showing as pending and they may not give me the same points on a new order.
Same with me. Pay in 4 was removed from Best Buy checkout as well after they cancelled it. Is it still there for you?

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Dec 02, 2025 10:40 PM
1,784 Posts
Joined Nov 2011
iHeartPriceMistakesDec 02, 2025 10:40 PM
1,784 Posts
Quote from Pickngrin :
Apologies if this has already been asked-- does anybody have a sense of how long it typically takes pending points to post?
10 days for me

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