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PayPal may at any time and in its sole discretion, without prior notice, terminate, cancel, suspend or modify this offer or these terms."Eligible Participant": Open only to residents of any one (1) of the fifty (50) United States or the District of Columbia or select U.S. Territories who: (1) are eighteen (18) years of age or older, (2) have a U.S. personal account with PayPal that remains in good standing through Reward fulfillment ("PayPal Account"), and (3) receive an in app banner, email or other presentation inviting participation in the Offer and save the Offer ("Invitation") (eligibility for those who receive the Invitation will be determined solely by PayPal). "Offer Period": Starts on October 6, 2025, at 12:00:00 a.m. PT and ends on the earlier of December 31, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached. "Special Offer Period": Starts on November 17, 2025, at 12:00:00 a.m. PT and ends on the earlier of December 8, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached. How it Works: The Offer allows Eligible Participants to earn PayPal Rewards Points ("Points") equivalent to 5% cash back on one or more Eligible Purchases during the Offer Period up to $5,000 spent. Eligible Participant must save the Offer through the Invitation once and then successfully complete one (1) or more Eligible Purchases during the Offer Period. For each Eligible Purchase, each Eligible Participant will receive a maximum of 25000 Points, which can be redeemed for $250 cash or other options (the "Reward") per Eligible Purchase. Reward will no longer be earned once the Offer Period has ended. There is a maximum total of 1,500,000,000 Points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early. During the Special Offer Period, Eligible Participants will earn Points equivalent to 20% cash back on one or more Eligible Purchases up to $1,250 spent. The receipt and redemption of Points is subject to the PayPal Rewards Agreement. "Eligible Purchase(s)": Eligible Purchases are purchases made using either Pay in 4 or Pay Monthly that are completed during the Offer Period by an Eligible Participant who has saved the Offer. Eligible Purchases do not include: (1) purchases that are marked as "pending" as of the end of the Offer Period, (2) purchases with Pay in 4 where the first payment has not been successfully processed, (3) any purchase or portion of a purchase that involves a payment method other than Pay in 4 or Pay Monthly; (4) purchases made at a merchant who enrolled in Pay Later within 30 days prior to the start of the promotion; and (5) any purchase involving non-profit organizations, gambling, security brokers/dealers, foreign currency/money orders, and stored value cards. Satisfaction of Eligible Purchase criteria will be determined solely by PayPal. Reward Redemption: Reward should be available in Eligible Participant's Account Overview section of the PayPal Account to redeem for cash and other redemption options within fourteen (14) days after qualifying to receive the Reward, although may take longer. See the "Redeeming Points" section of the PayPal Rewards Agreement for details. Miscellaneous: Participation in offer is subject to the PayPal User Agreement, PayPal Rewards Agreement and the underlying Pay in 4/Pay Monthly loan agreement(s) to each Eligible Purchase. Similar offers may run at the same time; qualification for this offer does not constitute qualification for any other offer. PayPal is not responsible and/or liable if any e-mail, Reward, or offer-related materials or correspondence are not delivered for any reason. This offer is only redeemable in its originally published form. Account Review and Reward Adjustments: PayPal may review accounts and purchases related to this offer at any time. If Eligible Purchases are refunded or if loan payments are not completed as agreed, PayPal may delay or reverse your Reward without prior notice. PayPal also reserves the right to deny or reverse Rewards should an account show patterns of abuse, fraud or exploitation of the program. Important Credit Information: Pay in 4 and Pay Monthly are loan products. Missing payments or defaulting on these loans may negatively impact your credit score and credit history. Pay in 4 is available to consumers upon approval for purchases of $30 - $1500. Pay in 4 is currently not available to residents of MO. Offer availability depends on the merchant and also may not be available for recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. NM residents: Find more disclosures related to Pay in 4. RI Small Loan Lender Licensee. Pay Monthly is subject to consumer credit approval and eligibility. Fixed APR is 9.99-35.99%. Eligibility varies and exclusions may apply. Terms and rates vary based on purchase amount and your credit. Payments may change based on shipping, taxes, updates to your purchase, or missed payments. Availability depends on the merchant and may not be available for subscriptions or recurring payments. Pay Monthly is currently not available to residents of AK, CT, HI or WA. You must be 18 years old or older to apply. Missed payments may have an impact on your credit score. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. |
The terms spelled out above are the original terms. The terms have been modified. See this link for current terms https://www.paypal.com/us/campaig...ffer-terms
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11/26/2025 10:28am PST Update: This is now limited to ONE transaction, with 20% rewards back up to $1,250. Paypal email memo notes that the promotion for spend on multiple transactions prior to the notification will be honored.
Walmart:
1) you have to make sure Paypal is not a saved method of payment in your wallet. If so, go into your account and remove it
2) When you are in checkout, uncheck the box that says Remember Paypal as a payment option.
CHASE CARDS NOT ELIGIBLE
Here is what was sent to my message folder on Paypal. Not the A.I. chatbox.
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I have checked your account and see that there is a purchase with Walmart.com for $XXX.xx USD using Pay in 4 and it is completed.Please be assured you are eligible for offer and you will get the points for it. Also, I would suggest you to not make the complete payment at this moment to avoid any issue with the offer. You can make the complete payment after 14 days. |
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5,117 Comments
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To the guy saying they'll come after you via collections in the rare instance they attempt a clawback, yeah, okay...like they're going to do that when their own terms & conditions were beyond ambiguous. That was the heartiest laugh I've had on here in a long while, and that's saying something.
Don't make it seem like the clawback method is to take you to collection first. I was the one says Paypal is not going to claw anything back you were the one who thought they would do that nonsense. Learn what the /s switch means.
Anyway, my point was there's probably a reason why so many of you scammers were marked a suspicious actors and denied P4 options and merchants wouldn't let you use the deal or credit cards, etc. Too many old timer SDers believe it's still 2008 and you can get away with anything. Paypal doesn't even have to flag you, AI already knows what you are thinking.
*Edit* Just read your comment above, which does a good job of explaining why you're spending so much time complaining about something that you should be blaming PayPal for. Welcome to Slickdeals. You must be new here.
Don't make it seem like the clawback method is to take you to collection first. I was the one says Paypal is not going to claw anything back you were the one who thought they would do that nonsense. Learn what the /s switch means.
Anyway, my point was there's probably a reason why so many of you scammers were marked a suspicious actors and denied P4 options and merchants wouldn't let you use the deal or credit cards, etc. Too many old timer SDers believe it's still 2008 and you can get away with anything. Paypal doesn't even have to flag you, AI already knows what you are thinking.
I noticed something else: I paid property taxes with this offer. And to my surprise: When using paypal, it shows up as "Online purchase" for Bank of America cash rewards card. So I got 5.25% cash back from my CC in addition to the $500. Given than local tax authority charges %3, my net is 2.25%. So my net profit is $250 (my paypal) + $250 (wife's paypal) + 56 (from CC) = $556. Thanks to OP and SlickDeals for this wonderful deal!
During the Special Offer Period, Eligible Participants will earn Points equivalent to 20% cash back on one or more Eligible Purchases up to $1,250 spent
You're just wrong and aren't admitting it, because you're leaving off PER TRANSACTION.
You are taking one line out of context, as some others have done, and misreading what it is saying, and ignoring everything else that is stated, including the screenshot I attached.
It makes sense they would say one or MORE purchases up to $1,250 because it's not limited to a single spend of $1250. So purchases up to $1250 spend is per transaction. That's how I read it and AI apparently did as well based on its response to the whole terms text rather than your single line out of context, which you misread. That's also how two different PayPal support reps confirmed - $1250 PER TRANSACTION. See my link a few posts back.
You're also ignoring other lines in the terms, which clearly showed it was per purchase:
Exact words from the original terms: "For each Eligible Purchasee, each Eligible Participant will receive a maximum of 25000 Points, which can be redeemed for $250 cash or other options (the "Reward") per Eligible Purchase."
It's funny how you ignore those terms.
Also see the attached screenshot, where I highlighted where it says "$1250 spend per transaction".
The evidence was overwhelming, and that's how it ended up working for many of us who eclipsed $1250 spending and got the points. You, Johnny Come Lately, are just upset you missed out on a great deal.
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I spent a lot of money thinking the offer was "saved" only to find out that I was never eligible. They give you NO indication that you're not eligible. The offer page comes up, the QR code is scannable, the sign-up page pops up, and after clicking on save the offer, there's no response indicating that you're not eligible.
"Yeah but you should have seen the offer saved if you were eligible!"
But how can I see something I'm not eligible for?!
I feel faked-out by this offer, but what can I do?
I spent a lot of money thinking the offer was "saved" only to find out that I was never eligible. They give you NO indication that you're not eligible. The offer page comes up, the QR code is scannable, the sign-up page pops up, and after clicking on save the offer, there's no response indicating that you're not eligible.
"Yeah but you should have seen the offer saved if you were eligible!"
But how can I see something I'm not eligible for?!
I feel faked-out by this offer, but what can I do?
All my points are available - over 30,000 points, so over $300 saved and ready to spend.
If it weren't for Walmart canceling a couple orders and retrying to order resulting in me getting locked out of PayPal Pay Later options for a few days, I would have spent more.
Fortunately, the Pay Monthly (not Pay in 4 though) option came back in time for me to get another purchase in. I paid it off right away, so no interest, and the points are redeemable now.
Subject "Congrats, you earned points!"
Nice work. You earned PayPal Rewards points. Use them at checkout, redeem for cash back, or donate — you've got options.
Earned since November 28, 2025
15,938
points
However, more of my points have come out of pending and they are all redeemable. I have over 30,000 points that I can redeem, but I only got that email above.
I spent a lot of money thinking the offer was "saved" only to find out that I was never eligible. They give you NO indication that you're not eligible. The offer page comes up, the QR code is scannable, the sign-up page pops up, and after clicking on save the offer, there's no response indicating that you're not eligible.
"Yeah but you should have seen the offer saved if you were eligible!"
But how can I see something I'm not eligible for?!
I feel faked-out by this offer, but what can I do?
Did you ever see the screenshot I posted here: https://slickdeals.net/forums/showpost.php?p=
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