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frontpageE28M5 posted Yesterday 04:06 AM
frontpageE28M5 posted Yesterday 04:06 AM

Select PayPal Accounts: Pay Later with PayPal, Get

20% Cash Back

PayPal.com
521 Comments 61,805 Views
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Deal Details
PayPal offers for Select Accounts: Get 20% cash back on Pay Later purchases with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: Get 20% cash back on Pay Later purchases with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.

Original Post

Written by E28M5

Community Voting

Deal Score
+270
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Top Comments

Cpshell1
80 Posts
14 Reputation
Avoid Aliexpress via Paypal. All, yes ALL, transactions are being processed by Paypal as cash advance! Resulting in Credit Card Issuer inflicting a cash advance transaction fee + accrual of daily interest as high as 28% APR! No way to resolve and all three companies (CC, AE & Paypal) will circle jerk the finger pointing of who is responsible with no solution. Reddit is exploding with many customers getting hit with these fees in the tune of 10's and even 100's of dollars. Avoid!!!
omgitsspooky
117 Posts
10 Reputation
Paying the balance early in Pay Monthly won't violate the terms.
Belyk
217 Posts
56 Reputation
another datapoint, two separate transactions the first earned 22500 points from $1125 in spend, the second earned only 2500 points from $350 spend

seems to confirm its capped at $250 per account, despite the confusing offer language

520 Comments

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Pro
Yesterday 04:13 AM
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slickjews
Pro
Yesterday 04:13 AM
270 Posts
Perfect! (street fighter voice)
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Yesterday 04:22 AM
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dealjumprYesterday 04:22 AM
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Pay in 4 interest-free payments

No impact on credit score and no late fees. Available for purchases of $30 to $1,500.

Today

2 weeks

4 weeks

6 weeks

1. Choose PayPal at checkout to pay later with Pay in 4.

2. Complete your purchase with a 25% down payment.

3. Use autopay for the rest of your payments. It's easy

Pay in 4 is available to consumers upon approval for purchases of $30 to $1,500. Pay in 4 is currently not available to residents of MO. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4.
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This user is an Expert in Tech & Electronics
Yesterday 04:25 AM
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bluekiwi
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This user is an Expert in Tech & Electronics
Yesterday 04:25 AM
18,803 Posts
Nothing for me
Yesterday 04:28 AM
457 Posts
Joined Jul 2009
Eric1285Yesterday 04:28 AM
457 Posts
Up to $1250 spend is per transaction. Reads to me as if it can be used multiple times. This is going to be quite good - like almost as good as the Bing 30% cashback from way back when.
Edit: Sounds like it's total spend of $1250, but can be spread across multiple purchases. Still pretty darned great!
Yesterday 04:29 AM
8,003 Posts
Joined Dec 2006
ketamineYesterday 04:29 AM
8,003 Posts
Could end early, not sure if waiting for Chase 5% is a good idea, and since you pay bi weekly, only 2 payments in Dec.
Yesterday 04:30 AM
496 Posts
Joined Feb 2013
SptxYesterday 04:30 AM
496 Posts
Quote from dealjumpr :
Pay in 4 interest-free payments

No impact on credit score and no late fees. Available for purchases of $30 to $1,500.

Today

2 weeks

4 weeks

6 weeks

1. Choose PayPal at checkout to pay later with Pay in 4.

2. Complete your purchase with a 25% down payment.

3. Use autopay for the rest of your payments. It's easy

Pay in 4 is available to consumers upon approval for purchases of $30 to $1,500. Pay in 4 is currently not available to residents of MO. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4.
Thanks for the details!
1
Yesterday 04:31 AM
331 Posts
Joined Nov 2006
rdrYesterday 04:31 AM
331 Posts

Our community has rated this post as helpful. If you agree, why not thank rdr

5% on up to $5,000, 20% on up to $1250.

Quote :
How it Works: The Offer allows Eligible Participants to earn PayPal Rewards Points ("Points") equivalent to 5% cash back on one or more Eligible Purchases during the Offer Period up to $5,000 spent. Eligible

Participant must save the Offer through the Invitation once and then successfully complete one (1) or more Eligible Purchases during the Offer Period. For each Eligible Purchase, each Eligible Participant will receive a maximum of 25000 Points, which can be redeemed for $250 cash or other options (the "Reward") per Eligible Purchase. Reward will no longer be earned once the Offer Period has ended. There is a maximum total of 1,500,000,000 Points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

During the Special Offer Period, Eligible Participants will earn Points equivalent to 20% cash back on one or more Eligible Purchases up to $1,250 spent.
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Yesterday 04:32 AM
1,115 Posts
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buy_now_think_laterYesterday 04:32 AM
1,115 Posts
Works with limited stores?
Yesterday 04:46 AM
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EagerActivity1630Yesterday 04:46 AM
1,601 Posts
Can someone give a great example of how to use this offer to the maximum? Like gift card purchase? Ty tu
1
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Yesterday 04:47 AM
5,486 Posts
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WeiW8847
Pro
Yesterday 04:47 AM
5,486 Posts
Note
"When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later"
Yesterday 04:48 AM
2,029 Posts
Joined Jan 2015
khronosYesterday 04:48 AM
2,029 Posts
Quote from EagerActivity1630 :
Can someone give a great example of how to use this offer to the maximum? Like gift card purchase? Ty tu
spend $1250
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Yesterday 04:49 AM
1,087 Posts
Joined Aug 2010
SirVeyerYesterday 04:49 AM
1,087 Posts
Great timing because I just got a new Chase Freedom account. Do I need to activate the 5% with Chase like with Discover card every quarter?
4
Yesterday 04:51 AM
343 Posts
Joined Jan 2012
cody215Yesterday 04:51 AM
343 Posts
Quote from EagerActivity1630 :
Can someone give a great example of how to use this offer to the maximum? Like gift card purchase? Ty tu
If you had plans to buy a TV, computer, gift cards etc for Christmas etc
Yesterday 05:11 AM
16 Posts
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showtaniYesterday 05:11 AM
16 Posts

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Looks like the Apple Store website has Paypal as a payment option, and the "Pay in 4" option shows up too. Does that make Apple Store purchases automatically eligible for the cashback?
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Yesterday 05:36 AM
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JablamuYesterday 05:36 AM
739 Posts

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Probably gonna try for some Legos.
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