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forum threadSUCHaDEAL posted Nov 21, 2025 03:31 AM
forum threadSUCHaDEAL posted Nov 21, 2025 03:31 AM

HIGH YMMV (may not work) GIFT Cards @BestBuy 20% off or More after Paypal Rewards when you use PAY in 4 Later Paypal Offer (must have the offer on paypal)

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Can be used on 'sale' gift cards and face value gift cards like BEST BUY GC's.

Limit of 20% back on Paypal offer up to $1250 spend.

https://www.bestbuy.com/site/gift...5900050007

Further details here. https://slickdeals.net/f/18824500-select-paypal-accounts-pay-later-with-paypal-get-20-cash-back?v=1
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Deal Details
Community Notes
About the Poster
Can be used on 'sale' gift cards and face value gift cards like BEST BUY GC's.

Limit of 20% back on Paypal offer up to $1250 spend.

https://www.bestbuy.com/site/gift...5900050007

Further details here. https://slickdeals.net/f/18824500-select-paypal-accounts-pay-later-with-paypal-get-20-cash-back?v=1

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34 Comments

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Nov 21, 2025 04:00 AM
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ElatedString650Nov 21, 2025 04:00 AM
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stored value cards are explicitly excluded in the terms contract.
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Nov 21, 2025 04:08 AM
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SUCHaDEALNov 21, 2025 04:08 AM
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Quote from ElatedString650 :
stored value cards are explicitly excluded in the terms contract.

Sorry but already confirmed on many deal sites people have their points pending.

Since the paypal offer tracks (don't think it's limited to one use, just a max $ amount), try it one on 'sale' gift card $50 card for $40. See what happens, and then you can decide it my info is accurate.
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Nov 21, 2025 05:06 AM
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ElatedString650Nov 21, 2025 05:06 AM
52 Posts
Quote from SUCHaDEAL :


Sorry but already confirmed on many deal sites people have their points pending.

Since the paypal offer tracks (don't think it's limited to one use, just a max $ amount), try it one on 'sale' gift card $50 card for $40. See what happens, and then you can decide it my info is accurate.
i know i saw those comments too. pending doesnt mean it will be approved. in 2025, no credit provider is dumb enough to let people churn with gift cards.
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Nov 21, 2025 02:20 PM
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SUCHaDEALNov 21, 2025 02:20 PM
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Quote from ElatedString650 :
i know i saw those comments too. pending doesnt mean it will be approved. in 2025, no credit provider is dumb enough to let people churn with gift cards.

Paypal only approves the actual charge total submission, they don't know what you are buying. No different than an AMEX Offers at Best Buy for $25 statement credit on $250, those too work on Gift Cards even though the wording says they don't.
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Nov 21, 2025 02:44 PM
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ketamineNov 21, 2025 02:44 PM
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Quote from ElatedString650 :
i know i saw those comments too. pending doesnt mean it will be approved. in 2025, no credit provider is dumb enough to let people churn with gift cards.
Yeah, tell that to Amex.
Quote from SUCHaDEAL :
Paypal only approves the actual charge total submission, they don't know what you are buying. No different than an AMEX Offers at Best Buy for $25 statement credit on $250, those too work on Gift Cards even though the wording says they don't.
With the exception that Amex gets level 3 data from BB, at least for online.
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Nov 21, 2025 03:38 PM
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Slick_Drone
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Nov 21, 2025 03:38 PM
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I'm voting up because this information is buried in a super long thread with inconsistent feedback. TY SuchADeal
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Nov 21, 2025 04:05 PM
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SUCHaDEALNov 21, 2025 04:05 PM
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Quote from ketamine :
Yeah, tell that to Amex.

With the exception that Amex gets level 3 data from BB, at least for online.
Hey, if you don't want to roll the dice, don't. If you're planning to spend the money at Best Buy or another merchant in the next few months, no real risk as you still have the value of the gift card. If you get the 20% back, you come out ahead, if you don't you haven't lost anything really. That's why I say, try it first on a low value gift card like $25 or $50, if you get the pending points, you should be ok. remember pending is to deal with people who return goods in the short term, I doubt they'd be pending in the first place on gift card orders if they were outright excluded.
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Nov 21, 2025 10:28 PM
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Jedi2155Nov 21, 2025 10:28 PM
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Quote from SUCHaDEAL :
Paypal only approves the actual charge total submission, they don't know what you are buying. No different than an AMEX Offers at Best Buy for $25 statement credit on $250, those too work on Gift Cards even though the wording says they don't.
They will get an itemized list down the road as part of the offer approval. Any coded item such as gift cards will eventually make it up to Paypal and they will deny it at that point. There's a reason they're not giving your back the value immediately because they will go through their checks.

I'm fairly sure Paypal folks are looking at these places too.
Nov 21, 2025 11:14 PM
716 Posts
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supertesterNov 21, 2025 11:14 PM
716 Posts
Does PayPal pay later require that the credit check freeze be lifted? If yes, which company do they use to verify - Equifax, TransUnion or Experian?
Nov 21, 2025 11:16 PM
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Rad_BNov 21, 2025 11:16 PM
339 Posts
Quote from supertester :
Does PayPal pay later require that the credit check freeze be lifted? If yes, which company do they use to verify - Equifax, TransUnion or Experian?
I think it's soft credit check. It tells u right away when u click on pay later if u approved .
Nov 21, 2025 11:22 PM
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kensteeleNov 21, 2025 11:22 PM
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Quote from SUCHaDEAL :
Paypal only approves the actual charge total submission, they don't know what you are buying. No different than an AMEX Offers at Best Buy for $25 statement credit on $250, those too work on Gift Cards even though the wording says they don't.
Ignore him, he's just a newb crapping on this and the other threads about the same nonsense about rejecting pending points later. He probably works for BBY and he knows it will work but why would BBY care? Look, if Paypal didn't want this to work, they would have called it "Gift Cards." There's no need to make up a coded name and try to sneak it into the small print. when you have a limited $ amount that can be made from the deal, there's nothing wrong with it; not long anyone is going to churn $25k worth of GCs.
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Nov 21, 2025 11:24 PM
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SUCHaDEALNov 21, 2025 11:24 PM
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Quote from Jedi2155 :
They will get an itemized list down the road as part of the offer approval. Any coded item such as gift cards will eventually make it up to Paypal and they will deny it at that point. There's a reason they're not giving your back the value immediately because they will go through their checks.

I'm fairly sure Paypal folks are looking at these places too.
Whatever, don't do the deal. I will and make 20% on gift cards. MWHAHAHAHAHA
4
Nov 22, 2025 09:49 PM
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ToddsterNov 22, 2025 09:49 PM
307 Posts
Is it possible to use this offer through Paypal but have the payments taken from a credit card connected to our paypal account?
Nov 22, 2025 11:42 PM
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Joined Aug 2013
Jon2168Nov 22, 2025 11:42 PM
47 Posts
Does anyone know can we pay using PayPal checkout payment in 4 at the Best Buy store? TIA!

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Yesterday 05:28 PM
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BeigeStew7045Yesterday 05:28 PM
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Quote from SUCHaDEAL :
Paypal only approves the actual charge total submission, they don't know what you are buying. No different than an AMEX Offers at Best Buy for $25 statement credit on $250, those too work on Gift Cards even though the wording says they don't.
Paypal very clearly gets level 3 data from merchants and knows what is purchased. No one knows if they will end up paying out for gift card purchases. PENDING points are absolutely meaningless.

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