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Chase Ultimate Rewards Points redemption, 15% off Lowe's, Doordash gift cards, 10% off Apple, 10% off ebay, + more

+23 Deal Score
10,692 Views
Chase Ultimate Rewards offers savings on select gift cards when you redeem Ultimate Rewards points for gift cards.

Notable deals:
  • 15% off Lowe's
  • 15% off Doordash
  • 10% off Apple
  • 10% off ebay
  • 15% off Bath and Body Works
  • 15% off Fandango
Login to the chase Rewards redemption portal for all available deals.

https://ultimaterewardspoints.cha...gift-cards
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Created 11-26-2025 at 09:53 AM by tunabreath
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Deal
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+23
10,692 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Oct 2004
L4: Apprentice
> bubble2 435 Posts
168 Reputation
hockeystl
11-26-2025 at 10:06 AM.
11-26-2025 at 10:06 AM.
Looks like this is a YMMV.

Lowes showing regular price for me of 1000 per $10.

Home Depot showing 10% off though.
Reply
Joined Nov 2010
L3: Novice
> bubble2 127 Posts
18 Reputation
Nwfdrool
11-26-2025 at 11:20 AM.

Our community has rated this post as helpful. If you agree, why not thank Nwfdrool

11-26-2025 at 11:20 AM.
Poor redemption and use of points. Better off paying cash and earning points.
2
Reply
Joined Oct 2005
L10: Grand Master
> bubble2 7,325 Posts
4,179 Reputation
rc9238
11-26-2025 at 12:48 PM.
11-26-2025 at 12:48 PM.
They might increase it to higher than 15% on Black Friday and/or Cyber Monday. They have done that in past years.
Reply
Joined Aug 2011
L5: Journeyman
> bubble2 512 Posts
466 Reputation
Pro
DelSerra
11-26-2025 at 01:28 PM.
11-26-2025 at 01:28 PM.
This is a terrible use of points - there are so many ways to receive much greater return on them.
1
4
Reply
Joined Aug 2007
L3: Novice
> bubble2 252 Posts
33 Reputation
belltifr
11-26-2025 at 01:33 PM.
11-26-2025 at 01:33 PM.
Would this be better than just converting to cash and paying down balance?
Reply
Joined Jul 2012
L3: Novice
> bubble2 229 Posts
245 Reputation
mobx
11-26-2025 at 02:32 PM.
11-26-2025 at 02:32 PM.
Quote from DelSerra :
This is a terrible use of points - there are so many ways to receive much greater return on them.
New to this. Mind pointing it the right direction?
Reply
Joined Aug 2025
L3: Novice
> bubble2 177 Posts
BrightFeather280
11-26-2025 at 02:37 PM.
11-26-2025 at 02:37 PM.
No way. Only use for Hyatt transfer. 2.5x value
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Joined Nov 2017
Don't think, just buy
> bubble2 6,910 Posts
1,462 Reputation
Pro
Slick_Drone
11-26-2025 at 02:41 PM.
11-26-2025 at 02:41 PM.
Lowe's and EBay are the only ones worth getting gift cards for. DoorDash means you're already paying 15-20% more for anything you order through them. Apple rarely has better sales than retailers that sell Apple products do. Bath & Body Works is great if you want chemicals all over your body and in your lungs. Fandango? I guess useful if you're into the least slick way to spend money: going to the movie theater.
Reply
Joined Dec 2016
L3: Novice
> bubble2 275 Posts
86 Reputation
cstrac
11-26-2025 at 03:56 PM.
11-26-2025 at 03:56 PM.
Quote from DelSerra :
This is a terrible use of points - there are so many ways to receive much greater return on them.
I don't travel much and the one time I have tried to use it for a flight, the only options available were way more expensive than buying with cash elsewhere. I converted about 180k points to cash and still have about 260k left over.
Reply
Joined Jun 2024
L3: Novice
> bubble2 288 Posts
105 Reputation
ScarletWeather6005
11-26-2025 at 04:01 PM.
11-26-2025 at 04:01 PM.
Quote from Nwfdrool :
Poor redemption and use of points. Better off paying cash and earning points.
how exactly do you earn points paying with cash?
Reply
Joined Aug 2009
L4: Apprentice
> bubble2 475 Posts
28 Reputation
jsam4633
11-27-2025 at 11:31 AM.
11-27-2025 at 11:31 AM.
In for 2 ($150)
Reply
Joined Nov 2023
L5: Journeyman
> bubble2 822 Posts
166 Reputation
IdahoRoamingGnome
11-28-2025 at 10:31 PM.
11-28-2025 at 10:31 PM.
Quote from DelSerra :
This is a terrible use of points - there are so many ways to receive much greater return on them.
Quote from mobx :
New to this. Mind pointing it the right direction?
It's only if you use them for travel
Reply
Joined May 2021
L3: Novice
> bubble2 158 Posts
30 Reputation
TenderHalibut2061
11-29-2025 at 06:08 AM.
11-29-2025 at 06:08 AM.
Check all your cards. I noticed I have different GC's available on my Sapphire compared to my Freedom (one has HD 10%, other has Lowes 15%)
Reply
Joined Nov 2010
L3: Novice
> bubble2 127 Posts
18 Reputation
Nwfdrool
11-29-2025 at 10:45 AM.
11-29-2025 at 10:45 AM.
Quote from ScarletWeather6005 :
how exactly do you earn points paying with cash?
I misspoke. I meant paying outright instead of using UR points for the purchase.
Reply
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