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Paying off Mortgage Chase Bank

8,684 3,128 Yesterday at 11:07 AM
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I just sold my house and now want to pay off the mortgage on the house I purchased 2 months ago. I think it is just a matter of going online and getting the payoff amount then since my checking account is with Chase just do an electronic payment of 500K ? Anyone pay off a loan from name bank as checking account?
Do I need to do a wire transfer from Chase to Chase, or even dumber go to the bank and get a cashiers check for 500K then turn around and hand it to them to pay off my loan?
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Joined Oct 2010
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YanksIn2009
Today at 09:43 AM.
Today at 09:43 AM.
Quote from komondor :
I just sold my house and now want to pay off the mortgage on the house I purchased 2 months ago. I think it is just a matter of going online and getting the payoff amount then since my checking account is with Chase just do an electronic payment of 500K ? Anyone pay off a loan from name bank as checking account?
Do I need to do a wire transfer from Chase to Chase, or even dumber go to the bank and get a cashiers check for 500K then turn around and hand it to them to pay off my loan?

You likely have to talk to the loan officer and get the final amount for the day you want to pay it off (to confirm it matches whatever is online) and they should be able to tell you what payment method\process to use. When I did it a number of years ago, I had to write them a paper check for the amount on that day in question (local bank). I am sure by now they would have some electronic transfer or worse case you could wire it and ask them to waive the fee.
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Joined Jun 2005
Let Sleeping Dogs Lie
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komondor
Today at 10:41 AM.
Today at 10:41 AM.
Well I wanted to get it done last night and there was no way for me to contact anyone so I made the December payment then added 450K to the additional amount the system did not reject it. I could get the payoff amount online without talking to anyone. My job does not allow me access to my cell phone during work hours and I cannot log only my bank from work either. Phone is also very limited so will have to wait until I can take a break at luinch to check my phone and see what it says.
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