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Discover Cardholders: Redeem Cashback Bonus for Gift Cards (Instacart, Apple)

15% Off
& More
+52 Deal Score
21,761 Views
Discover has for Discover Cardholders: 15% Off or more when you Redeem Cashback Bonus for Select Gift Cards (Physical or eCertificate). Shipping is free for physical gift cards (if available).

Thanks to community member SUCHaDEAL for sharing this deal.

Note: Discover is referring to this promotion as "15% Added Value"; however, it appears to actually be 15% off (or more) the face value of the cards.

Examples (various denominations available):
  • Apple 15% Off
  • Domino's 20% Off
  • Instacart 15% Off
  • Lowe's 15% Off
  • Uber 15% Off

Original Post

Written by
Edited December 22, 2025 at 09:37 AM by
Log in at www.discover.com [discover.com]

go to Cashback Rewards, gift cards, see offerings.
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Created 12-21-2025 at 06:30 PM by SUCHaDEAL
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15% Off

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Joined May 2004
L5: Journeyman
> bubble2 640 Posts
LongLogSmith
12-22-2025 at 07:27 AM.
12-22-2025 at 07:27 AM.
Quote from freefun4every1 :
Is there a way to see discount without clicking in each one? Any extra discount or just normal deal?
You can sort by "percentage off"
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Joined Jun 2017
New User
> bubble2 2 Posts
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joaniebugg
12-22-2025 at 08:19 AM.
12-22-2025 at 08:19 AM.
Aren't these just the normal redemption values? Still waiting for the gas deal…haha
Reply
Joined Nov 2014
L5: Journeyman
> bubble2 663 Posts
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JohnnyFairplay
12-22-2025 at 08:28 AM.
12-22-2025 at 08:28 AM.
I can't find these in the app. Are they only on the website?
Reply
Joined Dec 2004
L6: Expert
> bubble2 1,074 Posts
444 Reputation
lebulldog
12-22-2025 at 09:23 AM.
12-22-2025 at 09:23 AM.
It seems they are offering discounts on many cards. Just purchased a Home Depot card with 10% bonus
Reply
Joined Jan 2008
L6: Expert
> bubble2 1,795 Posts
348 Reputation
freefun4every1
12-22-2025 at 09:39 AM.
12-22-2025 at 09:39 AM.
Thanks. App doesn't show limited time offer green banner or percentage, but website works great. Might get some Lowe's

Quote from LongLogSmith :
You can sort by "percentage off"
Reply
Joined Sep 2009
L3: Novice
> bubble2 260 Posts
42 Reputation
Jiangster
12-22-2025 at 10:36 AM.
12-22-2025 at 10:36 AM.
Thanks for sharing. I got 10% off a Home Depot GC.
Reply
Joined Oct 2012
SD for profit
> bubble2 3,545 Posts
760 Reputation
SturgeonGeneral
12-22-2025 at 01:57 PM.
12-22-2025 at 01:57 PM.
Quote from SUCHaDEAL :
Lots of reasons, these cost you ZERO using rewards you've already earned. No OOP to get them. you can only redeem with earned rewards, not for purchase.

Not to mention. you don't have to leave the comfort of your home, some GC deals like at Dollar General require a trip to the store, granted some are egc's, but if you'lre planning a major purchase of an appliance, loading up on discounted cards from multiple sources saves a lot of money on a $1K purch.
I can kind of see the second point (though 75% posted on here are e-gift cards), but they would cost you zero if you used the rewards as statement credits as well and could potentially get you more % off. To each their own, but seems like a subpar way to use them to me.
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Joined Jun 2010
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> bubble2 1,712 Posts
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HansGruber
12-22-2025 at 03:12 PM.
12-22-2025 at 03:12 PM.
Quote from SturgeonGeneral :
I can kind of see the second point (though 75% posted on here are e-gift cards), but they would cost you zero if you used the rewards as statement credits as well and could potentially get you more % off. To each their own, but seems like a subpar way to use them to me.
It does not make any sense to save up Discover cashback rewards. The only time it would make sense to get gift cards is when you max out your 5% quarterly bonus. If these deals pop up, have at it. People are consumers who like to spend rather than save or pay off their bills.

AMEX has their rewards program where you get between $5 and $30 just for shopping through their links year round. Sometimes the rewards are even more around the holidays. Capital One has their Capital One Shopping. All better than this deal.
Reply
Joined May 2014
L5: Journeyman
> bubble2 526 Posts
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CharlesCCC
12-22-2025 at 07:08 PM.
12-22-2025 at 07:08 PM.
Thank you, got 200 apple gift card.
Reply
Joined Jun 2007
L6: Expert
> bubble2 1,055 Posts
227 Reputation
dealser333
12-23-2025 at 05:45 AM.
12-23-2025 at 05:45 AM.
Quote from funktuna :
I've been saving my rewards since then for the 50% Shell to come back.

It was 2005. I got enough cards to make a cross country trip and then some. Killer deal. Sill remember.
Reply
Joined Feb 2008
L5: Journeyman
> bubble2 909 Posts
468 Reputation
iandyli
12-23-2025 at 08:52 AM.
12-23-2025 at 08:52 AM.
Can Instacart GCs be used to stack with same-day Costco Executive $10 off monthly offer?
Reply
Joined Oct 2014
L2: Beginner
> bubble2 423 Posts
dealgator90
12-25-2025 at 08:08 AM.
12-25-2025 at 08:08 AM.
nice offer
Reply
Joined Nov 2006
L4: Apprentice
> bubble2 340 Posts
72 Reputation
tweekerz
12-27-2025 at 08:59 AM.
12-27-2025 at 08:59 AM.
I guess it is a good offer for those who use Discover Card. We have Discover, but don't find value to use it over other points bearing cards.



Quote from dealgator90 :
nice offer
Reply
Joined Nov 2017
L4: Apprentice
> bubble2 462 Posts
petem9110
12-27-2025 at 07:47 PM.
12-27-2025 at 07:47 PM.
Has Apple ever been higher than this for Discover? Bought a bunch of Apple GCs with the 20% offer from Citi last month, but don't have any immediate need for it, so may be able to wait for next year.
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