Staples[staples.com] has $50 One4All Happy Holidays eGift Card (Email Delivery) on sale for $40. Limit 10.
Participating Restaurants:
The Cheesecake Factory
Outback Steakhouse
BJ's Restaurant and Brewhouse
Maggiano's
Red Robin
Red Lobster
Buffalo Wild Wings
Community Notes
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People on this site go wild for gift cards. I can never fathom just holding money in gift cards even if it means I am getting something for $10 cheaper off $50. I need cash at all times (well except when I am investing short term).
Different strokes for different folks.
Yes, holding money in gift cards doesn't earn interest, as opposed to cash in savings account (or even invested).
But if one knows for a certainty that they will make purchases from certain merchants in the near future, it makes sense to purchase discounted gift cards because earning a "guaranteed" ROI of 15%/20% is much better than the guaranteed ROI of savings account or even trying to make that in short term investing.
People on this site go wild for gift cards. I can never fathom just holding money in gift cards even if it means I am getting something for $10 cheaper off $50. I need cash at all times (well except when I am investing short term).
if purchasing as a gift, makes it perfectly fathomable. where did anyone say they were using this as an investment? its a gift card.
Good discounts on gift cards (10-25%) for yourself beats the interest in all savings accounts options. And for gift giving, you're saving yourself money vs. giving cash.
People on this site go wild for gift cards. I can never fathom just holding money in gift cards even if it means I am getting something for $10 cheaper off $50. I need cash at all times (well except when I am investing short term).
Well you are in the minority now for 70%+ of consumers do not carry any cash on them.
And it makes perfect "cents" to get 20% off a bill by buying a gift card and using it right away.
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Yes, holding money in gift cards doesn't earn interest, as opposed to cash in savings account (or even invested).
But if one knows for a certainty that they will make purchases from certain merchants in the near future, it makes sense to purchase discounted gift cards because earning a "guaranteed" ROI of 15%/20% is much better than the guaranteed ROI of savings account or even trying to make that in short term investing.
And it makes perfect "cents" to get 20% off a bill by buying a gift card and using it right away.
Leave a Comment