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Stacks w/chase freedom flex 5% cashback @paypal, just use paypal checkout to "pay in full" with your chase card selected, effectively 19.25% off combined.
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Stacks w/chase freedom flex 5% cashback @paypal, just use paypal checkout to "pay in full" with your chase card selected, effectively 19.25% off combined.
Stacks w/chase freedom flex 5% cashback @paypal, just use paypal checkout to "pay in full" with your chase card selected, effectively 19.25% off combined.
It would not post in this quarter if bought today.
It would not post in this quarter if bought today.
In order for a purchase to qualify for 5% cash back in this quarter's bonus categories, the purchase must post to your account by the last day of the quarter. Sometimes a merchant will charge your card on a date after you make a purchase, such as the shipping date, delivery date, or installation date, and as a result the purchase may not post to your account until after the end of the quarter.
In order for a purchase to qualify for 5% cash back in this quarter's bonus categories, the purchase must post to your account by the last day of the quarter. Sometimes a merchant will charge your card on a date after you make a purchase, such as the shipping date, delivery date, or installation date, and as a result the purchase may not post to your account until after the end of the quarter.
On multiple reddit posts i've seen people say it is by transaction date. Now if a retailer ships the item later and the pending charges show a later date, you can also call chase csr and have them fix it if it misses the cashback window, as long as you have a record of the proper transaction date (because per their policy, it shouldn't go by post date but by transaction date which is the date they charge you, which can vary by retailer as posted here: https://www.doctorofcredit.com/cr...post-date/ and also here, very old datapoint from chase csr: https://www.flyertalk.com/forum/c...-date.html). The digital giftcard emails with the transaction date immediately and is delivered quickly so you will have definite proof you transacted by dec 31 and though annoying, you can dispute this if it doesn't give you the proper cashback.
(I paid and got my non refundable giftcard within 20m this morning so I can definitely dispute if they don't give cashback)
TLDR: chase uses transaction date, egift cards will post immediate transaction date, can dispute with chase showing said date if cashback doesn't post even if annoying.
***note: there is a deadline based on timezones on the last day, so earlier transaction today is safest bet...
Last edited by jayetyler December 31, 2025 at 10:52 AM.
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Our community has rated this post as helpful. If you agree, why not thank jayetyler
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You can just wait to add the new one in.
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(I paid and got my non refundable giftcard within 20m this morning so I can definitely dispute if they don't give cashback)
TLDR: chase uses transaction date, egift cards will post immediate transaction date, can dispute with chase showing said date if cashback doesn't post even if annoying.
***note: there is a deadline based on timezones on the last day, so earlier transaction today is safest bet...
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