1: Free Tax USA
https://www.freetaxusa.
2: Cash App Taxes (Formally Credit Karma Tax)
https://cash.app/taxes
3: OnlineTaxes
https://olt.com/
4: MyFreeTaxes (for AGI $89,000 or less)
https://myfreetaxes.com/
5: IRS Free File: Do your Taxes for Free (for AGI $89,000 or less)
https://www.irs.gov/file-your-taxes-for-free
https://irs.treasury.go
6: IRS Free Fillable Forms: Do your Taxes for Free (no AGI limit)
https://www.irs.gov/e-file-provid...able-forms
List of states with free state e-file directly on their website [thefinancebuff.com]
(requires transferring data from your tax software to the state website)
You can apply Amazon digital credits to save even more (YMMV). However it only applies to the "normal" listing; NOT the GC offer.
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TT strongly pushes Premier and Home & Business but the fact is that TT Deluxe can handle every situation that these more expensive versions can. The only exception that I am aware of is the ability to create W2 and 1099 forms for employees in H&B.
Deluxe has everything for all investment types, everything for owners of rental properties, everything for self-employed (1099-NEC/Schedule C filers), everything for those who do itemized deductions.
The higher versions offer more guidance but Deluxe has all the forms required and will still walk you through all of it.
Note that Turbotax Online is completely different, Deluxe Online is purposely limited forcing more complex returns to use the more expenisve Online versions than Deluxe.
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Costco:
Deluxe:
https://www.costco.com/turbotax-d...10325.html
Deluxe + State:
https://www.costco.com/p/-/turbot...?langI
Premier:
https://www.costco.com/turbotax-p...10244.html
Business:
https://www.costco.com/turbotax-b...14346.html
Home & Business:
https://www.costco.com/turbotax-h...10342.html
Amazon will likely match the Costco price on 1/19/26 and add in a $10 gift card which we have seen over the past few years to match the Costco $10 credit. Suprisingly they didn't have the year end deal this year, guessing they pushed it back to match the Costco date, I will update this post with links once I find the Amazon listing with $10 Gift Card.
https://www.amazon.com/TurboTax-Desktop-Deluxe-Federal-Download/dp/B0FWV56H48 [amazon.com]
Update: 1/18/26:
Link found for $10 giftcard for Deluxe: https://www.amazon.com/dp/B0GH2XRDQT
Rest of Amazon links: https://www.amazon.com/s?k=turbotax+2025+giftcard&crid=1PQ4O5GHMJU3G&sprefix=turbotax+2025+giftcard%... [amazon.com]
Amazon [NOW LIVE]:
Turbotax 2025 + $10 Gift Card:
Business ($144): https://www.amazon.com/Intuit-Tur...B0GH367D6
Home & Business ($76): https://www.amazon.com/Intuit-TurboTax-Business-Desktop-Download/dp/B0GH3BXT61​ [amazon.com]
Premier ($65): https://www.amazon.com/Intuit-TurboTax-Premier-Desktop-Download/dp/B0GH2YSTK2​ [amazon.com]
Deluxe + State ($45): https://www.amazon.com/Intuit-TurboTax-Desktop-Federal-Download/dp/B0GH2XRDQT​ [amazon.com]
Deluxe ($37): https://www.amazon.com/Intuit-TurboTax-Desktop-Federal-Download/dp/B0GH2ZHJ7Y​ [amazon.com]
So, might be worth looking into a professional to do taxes for you, as my total is $55 more to do my own taxes with only a W-2 and some 1099-INTs. Also, it sucks that free file is income limited on the IRS website (you know, the place I'm paying all these taxes to), as I would love to take advantage of that, and I really don't understand the rationalization (I suppose good lobbying leads to irrational policy, or at least consumer unfriendly policies) to make it income based.
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So, might be worth looking into a professional to do taxes for you, as my total is $55 more to do my own taxes with only a W-2 and some 1099-INTs. Also, it sucks that free file is income limited on the IRS website (you know, the place I'm paying all these taxes to), as I would love to take advantage of that, and I really don't understand the rationalization (I suppose good lobbying leads to irrational policy, or at least consumer unfriendly policies) to make it income based.
I would love to be wrong about this.
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