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Chase Ink/Instacart+ Membership $19.99 YMMV for a year includes $20 Credit per Month and Free Peacock Streaming for the year (see post for more)

+14 Deal Score
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Many of you who have the CHASE INK card are aware of the $20 monthly credit towards an instacart pickup or delivery order (I typically do pick up at ALDI for my $20, I spend $35 to avoid fee and pay $15 oop rather than pay $5 in fees and get nothing for it by spending less than $35).

Anyway, many of you also know if you link your CHASE INK card at INSTACART, you get three free months of Instacart+ with the initial linkage of the card to your account.

I first linked my card in late September 2024, in December 2024, when my 3 months were almost up I was offered a $19.99 special to get the Instacart+ for a year, which was a no brainer with the free $20 credit each month from Chase Ink and Peacock service.

My one year was up on 12/26/25 and I cancelled it about 12/12 after I did my December grocery order with the $20 credit.

This week I signed in to my account and once again it offered me the $19.99 special for INSTACART+ for a year. So now I have it once again with all the perks I mentioned above.

So if you've recently cancelled with a situation like mine where your discounted year was up, take a look to see if you can score it again for $19.99 for one year. Worth that alone for the Peacock, the $240 in free groceries is a major windfall over the course of a year.

www.instacart.com

https://www.instacart.com/p/chase-ink
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Created Yesterday at 02:52 PM by SUCHaDEAL
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Joined Oct 2003
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> bubble2 596 Posts
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scavengertype
Yesterday at 03:43 PM.
Yesterday at 03:43 PM.
My free trial ended at the end of December and I cancelled, and I see this offer in my account, but no where does it indicate the price. It's $19.99 for the full year? I'm leery of clicking Activate without seeing a price.
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Joined Jul 2006
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> bubble2 23,824 Posts
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SUCHaDEAL
Yesterday at 03:51 PM.
Yesterday at 03:51 PM.
Quote from scavengertype :
My free trial ended at the end of December and I cancelled, and I see this offer in my account, but no where does it indicate the price. It's $19.99 for the full year? I'm leery of clicking Activate without seeing a price.
Yes! You'll get a 14 day free trial and then they'll charge you 19.99 for a FULL YEAR at the end of 14 days. CONFIRMED by me. You'll have access to PEACOCK and your $20 Ink Chase credit to use immediately upon accepting.

It should show a price somewhere, make sure you see the $19.99 offer. don't pay $100.
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Joined Jul 2008
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> bubble2 11,585 Posts
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c2nah777
Yesterday at 04:20 PM.
Yesterday at 04:20 PM.
Quote from SUCHaDEAL :
Yes! You'll get a 14 day free trial and then they'll charge you 19.99 for a FULL YEAR at the end of 14 days. CONFIRMED by me. You'll have access to PEACOCK and your $20 Ink Chase credit to use immediately upon accepting.

It should show a price somewhere, make sure you see the $19.99 offer. don't pay $100.
Repped hard for this thread post! +8.
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Last edited by c2nah777 January 8, 2026 at 04:23 PM.
Joined Feb 2006
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> bubble2 19,747 Posts
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tenderidol
Yesterday at 04:22 PM.
Yesterday at 04:22 PM.
Thanks for this! I recently obtained my Chase Business Ink Cash card and wanted to give this a go... your post pushed me over the fence.

I'm going to start the 14 day trial, then cancel it before it ends and keep my fingers crossed for the $20 for a year offer!
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Last edited by tenderidol January 8, 2026 at 04:41 PM.
Joined Nov 2010
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> bubble2 498 Posts
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FreddieSanford
Yesterday at 04:23 PM.
Yesterday at 04:23 PM.
I never get these low price Instacart+ promotions when I cancel. I just signed up for the Costco special last month $70 for the year + $10 credit on every second order for the month.

Is the Chase ink card just for business owners or can anyone apply?
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Joined Jul 2006
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> bubble2 23,824 Posts
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Yesterday at 04:33 PM.
Yesterday at 04:33 PM.
Quote from FreddieSanford :
I never get these low price Instacart+ promotions when I cancel. I just signed up for the Costco special last month $70 for the year + $10 credit on every second order for the month.

Is the Chase ink card just for business owners or can anyone apply?
wait til there's a good promo offer to apply for it. When I got mine a few years ago it was a $500 credit with $3K spend in 90 days? Something like that.

You can just put your name as your business name. It's a good card, you also get 5% back on charges at office supply stores, streaming/internet services, etc. Been very happy with it, no annual fee either.
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Joined Feb 2006
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> bubble2 19,747 Posts
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tenderidol
Yesterday at 04:43 PM.
Yesterday at 04:43 PM.
Quote from tenderidol :
Thanks for this! I recently obtained my Chase Business Ink Cash card and wanted to give this a go... your post pushed me over the fence.

I'm going to start the 14 day trial, then cancel it before it ends and keep my fingers crossed for the $20 for a year offer!
Alright... I already started this confused

The initial trial is for 3 months (charge date April 8th)
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Joined Jul 2006
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> bubble2 23,824 Posts
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Yesterday at 04:57 PM.
Yesterday at 04:57 PM.
Quote from tenderidol :
Alright... I already started this confused

The initial trial is for 3 months (charge date April 8th)
Helpful hint here. You'll now have 4 months to use the $20 per month credit, just use the April one before April 8th If you cancel on April 2nd, the benefits will continue til the 7th if you don't get the $19.99 offer.

This is what I do:

I do grocery PICK UP, saves the tipping. a number of supermarkets offer it Aldi is the one I use the most.

I buy $35 and choose NO SUBSTITUTIONS (refund me if oos) in one order to avoid any under $35 fees. Apply the $20 credit and pay $15.xx oop. can schedule a pick up for a day/time that works for you. They bring it out to your car when you get there.

I've also gotten a number of $10 off $25+ uber eats offers through the Instacart app which work out nicely too.

Enjoy your new membership!
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Joined Jul 2014
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> bubble2 248 Posts
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spook02
Yesterday at 05:08 PM.
Yesterday at 05:08 PM.
You get $20 one time to spend or you get $20 monthly to spend with the ink card? Sorry I'm a bit confused
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> bubble2 593 Posts
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bobfatherx
Yesterday at 05:10 PM.
Yesterday at 05:10 PM.
Quote from spook02 :
You get $20 one time to spend or you get $20 monthly to spend with the ink card? Sorry I'm a bit confused
$20 monthly, or $240 per year, per qualifying Ink card.
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Joined Jul 2014
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> bubble2 248 Posts
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spook02
Yesterday at 05:11 PM.
Yesterday at 05:11 PM.
Quote from bobfatherx :
$20 monthly, or $240 per year, per qualifying Ink card.

Oh dude! I didn't know this. Had this for years
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Joined Jan 2010
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> bubble2 593 Posts
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bobfatherx
Yesterday at 05:13 PM.
Yesterday at 05:13 PM.
Quote from spook02 :
Oh dude! I didn't know this. Had this for years
It's not exactly free. You have to have Instacart+ to use the benefit. Each Ink card can get you 3 months free of Insta+, but after that you gotta pay for Insta+ to continue using the credits.
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Joined Jul 2014
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> bubble2 248 Posts
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spook02
Yesterday at 05:14 PM.
Yesterday at 05:14 PM.
Quote from bobfatherx :
It's not exactly free. You have to have Instacart+ to use the benefit. Each Ink card can get you 3 months free of Insta+, but after that you gotta pay for Insta+ to continue using the credits.

But from OP's post looks like it's $20 for the whole year of membership after trail expires and $20x12 credits! Which is a great deal. Am I misunderstanding anything here?
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MISTERCHEAPs TWIN BROTHER
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Yesterday at 05:20 PM.
Yesterday at 05:20 PM.
Quote from spook02 :
But from OP's post looks like it's $20 for the whole year of membership after trail expires and $20x12 credits! Which is a great deal. Am I misunderstanding anything here?


It's YMMV if they offer you the $19.99 one year offer, I've gotten it TWICE now with my Chase Ink. Last membership lapsed about 2 weeks ago. Logged in today and was offered it again after a 2 week free trial. No brainer.

To clarify for those trying to understand the $20 credit. It's not a $20 credit to your chase ink card, it's a $20 credit to use on a grocery order on INSTACART EACH MONTH with your linked Chase Ink card in your profile. YOU DO NOT HAVE TO PAY WITH THE CHASE INK CARD, you can use Instacart Gift Card credit to pay or the credit card of course.
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