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Forum Thread
Marcus Goldman bank saving account offer
Get up to $1500 for opening saving account with 100k balance for 90+10+14 days
https://www.marcus.com/us/en/savi...vingsbon
https://www.marcus.com/us/en/savi...vingsbon
Created 01-28-2026
at 10:26 PM
by falak241
in
Financial Tools & Services
Marcus - Bank Advertiser
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Bonus tiers:
• 💵 Deposit $10,000+ → $100 bonus
• 💵 Deposit $50,000+ → $750 bonus
• 💵 Deposit $100,000+ → $1,500 bonus
📅 Enroll by: March 11, 2026
⸻
📝 How to Qualify
1. Enroll in the offer
• New customers: Open a Marcus Online Savings Account and enroll
• Existing customers: Log in and enroll your savings account
2. Deposit new funds
• Deposit qualifying amount within 10 calendar days
3. Maintain balance
• Keep the funds in the account for 90 days after the 10-day funding period
4. Get paid
• Bonus is deposited automatically within 14 days after requirements are met
⸻
✅ Why This Is a Good Deal
• 🔒 FDIC insured (Goldman Sachs Bank USA)
• 📈 3.65% APY (about 8× national average)
• 💰 High cash bonus for savers with larger balances
• 🕒 No monthly fees
• 📞 24/7 customer service
• 📱 Easy online access
⸻
⚠️ Important Notes
• Bonus requires new funds only
• Withdrawals during the 90-day period may reduce or cancel the bonus
• Existing customers must also maintain their starting balances
• CD withdrawals or transfers out may impact eligibility
⸻
🧠 Bottom Line
If you have $10K–$100K+ sitting in low-interest savings, this is a solid low-risk, guaranteed return deal. Especially strong for those who can park $100K for 3 months and grab the $1,500 bonus + interest.
https://www.marcus.com/us/en/savi...vingsbon
Best option is to link your Treasury Direct account to GS and move the $ back and forth. The risk is GS dropping the rate by 1 or 2% after 03/11/26. If this happens, then move the money back to Treasury Direct. One can capture the 4 week Treasury Direct auction every Monday before 8 am PST. Gotta be careful with these bankers.
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Best option is to link your Treasury Direct account to GS and move the $ back and forth. The risk is GS dropping the rate by 1 or 2% after 03/11/26. If this happens, then move the money back to Treasury Direct. One can capture the 4 week auction every Monday before 8 am PST. Gotta be careful with these bankers.
How does Treasury Direct play into this? I mean, yeah, it's an option if someone wants to grab some T-bills, but just wondering why specifically mentioned? One can buy treasuries from any brokerage.
And a 1-2% drop would be unusually large, although one never knows. But if we say rates dropped 1%, I'd expect treasuries would have dropped by about the same.
I just bought an iPhone and used the financing through this company and experiencing things I've never have before with installment credit. I'm filing an attorney general complaint, and would not touch this offer with a ten foot pole.
And a 1-2% drop would be unusually large, although one never knows. But if we say rates dropped 1%, I'd expect treasuries would have dropped by about the same.
One can place a buy order at Treasury Direct. If there is insufficient fund at the settlement date, then the order will be cancelled.
Marcus HYSA rate is very competitive at 3.65% APY which you can also get a referral bonus (pm if you have questions) of 0.25% split between 3 months. Which comes out to be another 1% APY. The good thing is that this bonus is for new and EXISTING customers.
https://www.marcus.com/us/en