Target Ending "Relodable Circle Card" Program

Unfortunately, Target is cancelling their reloadable Red Cards. These were great because they still granted free shipping + 5% discount without linking to your bank, could reload in store or other ways.

Hi xxxx

At Target, we're focused on creating a delightful shopping experience, and we're always listening to our guests and evolving our offerings to best meet their needs. Based on guest feedback, we've made the decision to discontinue the Target Circle Card Reloadable program.

According to our records, you have a registered Target Circle Card Reloadable Account with debit card ending in xxxx ("Card"). In accordance with your Demand Deposit Account Agreement, we're writing to inform you that the Target Circle Card Reloadable Account program will be discontinued, effective April 7, 2026. On and after that date, you will no longer be able to use your Account or the services connected to that Card.

Key dates and reminders:

MARCH 4, 2026: Last day to add funds to your Account, create Subaccounts, and create Goals
You can add funds to your Account up to and including March 4, 2026. After that date, you will no longer be able to load funds to your Account, Goal, or Subaccount including cash, direct deposit, money transfers or other load methods. You should change any automatic deposits you may have set up with this Account before that date, as they will not be processed after that date.

Additionally, you can create a Subaccount or Goal up to and including March 4, 2026. After that date, you will no longer be able to create Subaccounts or Goals. Any Subaccounts and/or Goals that were open prior to this date will not be affected.

APRIL 6, 2026: Last day to spend funds in your Account
You can use your Account or Card up to and including April 6, 2026. After that date, you will no longer be able to use the funds in your Account, including purchases, ATM withdrawals, or other spending methods. You should change any automatic payments that you may have set up with this Account before that date, as they will not be processed after that date.

AFTER APRIL 7, 2026: Refund checks will be sent
Any remaining funds in the Account after April 7, 2026 will be sent by check to the below address associated with your Account within 60 days. You will not be charged any refund check fees due to the funds being returned to you. If you do not cash or deposit your check within 180 days from issuance, you may need to contact us for a replacement check, or we may be required to escheat your funds in accordance with your state's unclaimed property laws.

MAKE SURE YOUR EMAIL AND PHYSICAL ADDRESS ARE UP TO DATE
This email and the address below are what we currently have on file for you. If these are not your most current email or address, please log in to your account or call the customer service number on the back of your Card ASAP to update.

xxxxx
xxxxxx

Please see your Demand Deposit Account Agreement to reference any additional applicable restrictions or terms.
If you do not plan to use your account through April 7, 2026, you can close it any time prior to then – details on how to do that can be found here.
Thank you for your cooperation during this process. We apologize for any inconvenience this may cause you. If you have additional questions regarding your Account closure, please visit the FAQs or contact customer service at 1-833-840-4332.

To learn more about Target's Circle Card products and how to get 5% off every day1, visit target.com/circlecard.

Sincerely,
The Target Circle Card Reloadable Account Team