popularsarcasmogratis posted Feb 20, 2026 12:34 AM
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popularsarcasmogratis posted Feb 20, 2026 12:34 AM
inKind Restaurant program Gift Cards $64.99 for $100 in-store at Costco
$65
$100
35% offCostco Wholesale
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Costco has issued a recall and is offering refunds for restaurant gift cards issued by Synergy World/Synergy Gift Card Network, which filed for Chapter 7 bankruptcy and ceased operations on Jan. 31, 2026. Customers who purchased these third-party cards between Oct. 27, 2025, and Jan. 26, 2026, can return them to any Costco location for a refund of the remaining balance
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But I think the advice of not sitting on gift cards is very sound and a good reminder for everyone.
Buying gift cards and vouchers from Costco is an extremely safe option though as they will stand behind problems like this. I had a similar issue with a MoviePass voucher from Costco when they went bankrupt and Costco gave me a full refund.
Costco has issued a recall and is offering refunds for restaurant gift cards issued by Synergy World/Synergy Gift Card Network, which filed for Chapter 7 bankruptcy and ceased operations on Jan. 31, 2026. Customers who purchased these third-party cards between Oct. 27, 2025, and Jan. 26, 2026, can return them to any Costco location for a refund of the remaining balance
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My husband and I have enjoyed using the offers and discounted gift cards. Restaurant prices are so high that we really try to go out but only by using discounts and local specials a lot more.
On top of 35% off for the inKind certificates, they very frequently send you additional discounts that stack with the credits. Last night, my family and I ate at an upscale sushi restaurant. Our bill was $170, and I used a $25 off $150 credit they had sent me, so it was really $145. Then, with 35% off the balance, I really paid $170-$25=$145 x 0.65 = $94.25. Again, in my area, they have great restaurants. This is nothing like restaurant.com or other sites that have poor selections. Note: You can't use credits for the tip, so you load your credit card in the app and the tip is charged separately to your credit card. Right now, I have 2 more inKind credits in my account: $25 off $25+ expiring 3/8, and $40 off $80+ expiring 3/31. (I used the $25 one last night because it was expiring today.)
I have a balance of about $1,500. Like others have said, it's hard to know what their financial stability is, but they keep adding restaurants, so I'm thinking it must be ok for now. And, if they do file bankruptcy, I wonder if the credits would still be good, since the restaurants have already been paid for the credits. Even if they went out of business and I lost the $1,500, I would have made far more than that over the years from them, but I don't think anything like that is happening soon.
I have never had a restaurant flinch at accepting inKind, including in conjunction with happy hours, deals, restaurant week specials, or whatever. And it really is easier than paying normally. When the waiter/waitress brings the bill, I explain that I will be paying with inKind, and they say no problem. I pay in the app and walk out.
I understand if you're skeptical, it is definitely worth a look.
p.s. When inKind offers discounts directly, they are adding credit, so it's not the same deal.
For example, if inKind says "we'll offer you 40% bonus credit," that means if you buy $100 in credit they will give you $140. So your discount is really $40/$140 = 29%.
The discount for buying this card from Costco is $35/$100 = 35%.
The CostCo on sale gift cards @ 65% are always the best deal these days.
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